Dekalb County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dekalb County, IN distress report, 2026: 14 ZIPs scored in Dekalb, IN, Dekalb, IN average 17/100; the top Dekalb, IN ZIP is 46748 at 27/100; Dekalb, IN market phase peak, Dekalb, IN prices +4.3% year over year.
- Dekalb, IN ranks #1,692 nationally (opportunity index); Dekalb, IN #49 in Indiana; Dekalb, IN index 28.8.
- Dekalb, IN: no CFPB county sample; Dekalb, IN non-metro area reading 1.0%.
- Dekalb, IN ZIP phases: 13 peak, 1 neutral.
- Dekalb, IN residential listings tracked: 20 across 8 ZIPs; Dekalb, IN candidate listings 9.
- Dekalb, IN HUD assisted properties: 2 with 132 units.
- Dekalb, IN lenders on watch: 7; largest Dekalb, IN footprint Garrett State Bank (3 branches).
- Dekalb, IN most distressed ZIP: 46748 at 27/100.
Dekalb, IN figures: DLRadar distress index; Dekalb, IN inputs: CFPB, FHFA, HUD, FDIC; Dekalb, IN rebuilt as sources refresh.
| Rank | Dekalb, IN ZIP | Score |
|---|---|---|
| 1 | 46748 | 27/100 |
| 2 | 46788 | 22/100 |
| 3 | 46710 | 18/100 |
| 4 | 46755 | 18/100 |
| 5 | 46763 | 18/100 |
| 6 | 46706 | 17/100 |
| 7 | 46721 | 17/100 |
| 8 | 46730 | 17/100 |
| 9 | 46738 | 17/100 |
| 10 | 46785 | 17/100 |
| 11 | 46793 | 17/100 |
| 12 | 46705 | 15/100 |
Most distressed Dekalb, IN ZIPs (0-100, 2026)
Mortgage delinquency around Dekalb, IN
No CFPB county sample covers Dekalb, IN; the non-metro area reading for Dekalb, IN: 1.0% ninety-plus; Dekalb, IN area thirty-to-eighty-nine 3.1% (December 2025, Dekalb, IN); Indiana overall 1.0%.
Opportunity index: Dekalb, IN
Dekalb, IN index 28.8, Dekalb, IN phase early_signal; Dekalb, IN primary driver bank institutional, Dekalb, IN second driver construction. Dekalb, IN components: property stress 11.7, foreclosure pressure 10.9, listing discounts 38.0, bank stress 59.4, insurance 0.0; Dekalb, IN pulse 30.8; Dekalb, IN capital opportunity 25.7; Dekalb, IN seven-day change +0.1%.
ZIP market phases inside Dekalb, IN
14 Dekalb, IN ZIPs carry a price-cycle phase; Dekalb, IN ZIPs by phase (Dekalb, IN), deepest drawdown first: peak, +4.3% YoY (Dekalb, IN): 46705, 46706, 46710, 46721, Dekalb, IN 46730, 46738, 46742, 46755, Dekalb, IN 46763, 46785, 46793; peak, +4.4% YoY (Dekalb, IN): 46747; neutral, +4.2% YoY (Dekalb, IN): 46748; peak, +4.2% YoY (Dekalb, IN): 46788.
Residential listings by Dekalb, IN ZIP
Dekalb, IN ZIPs with the most tracked Dekalb, IN residential listings: 46706 4 listings, 1 candidates, bank pressure 63; 46721 4 listings, 0 candidates, bank pressure 63; 46793 4 listings, 3 candidates, bank pressure 64; 46738 3 listings, 0 candidates, bank pressure 63 (Dekalb, IN); 46705 2 listings, 2 candidates, bank pressure 64; 46730 2 listings, 2 candidates, bank pressure 63; 46785 1 listings, 1 candidates, bank pressure 63; 46788 0 listings, 0 candidates, bank pressure 63. Dekalb, IN totals: 20 listings; Dekalb, IN candidates 9; active ZIPs 6.
HUD assisted housing in Dekalb, IN
2 assisted properties with 132 units sit in Dekalb, IN; largest Dekalb, IN properties: Wesley Park Apartments (Auburn) 72 units, 72 assisted; Jerry Junction Apartments (Auburn) 60 units.
Lenders with branches in Dekalb, IN
Dekalb, IN lenders by branch count: Garrett State Bank (Dekalb, IN): stress 52, 3 branches low in Dekalb, IN; Horizon Bank (Dekalb, IN): stress 48, 2 branches low in Dekalb, IN; Community State Bank (Dekalb, IN): stress 74, 1 branch low in Dekalb, IN; Campbell&Fetter Bank (Dekalb, IN): stress 74, 1 branch low in Dekalb, IN; Farmers&Merchants Bank (Dekalb, IN): stress 67, 1 branch low in Dekalb, IN; Lake City Bank (Dekalb, IN): stress 56, 1 branch low in Dekalb, IN; 1st Source Bank (Dekalb, IN): stress 38, 1 branch low in Dekalb, IN.
Vacancy and permits, Dekalb, IN
1,288 of 18,384 Dekalb, IN housing units are vacant; Dekalb, IN permits, twelve months: 0 multifamily units in Dekalb, IN, 104 one-to-four unit units.
Work Dekalb, IN at the parcel level
Every Dekalb, IN parcel carries owner and address; every Dekalb, IN parcel carries APN; Dekalb, IN distress scores sit on the Dekalb, IN live board.
Dekalb, IN figures refresh with each source.
Dekalb, IN questions
Most distressed ZIP code in Dekalb County, IN?
ZIP 46748 leads Dekalb, IN at 27/100; next in Dekalb, IN: 46788 at 22/100; the Dekalb, IN average is 17/100.
Where does Dekalb County, IN rank for investment opportunity?
Dekalb, IN is #1,692 among all ranked counties, #49 in Indiana; the Dekalb, IN driver is bank institutional; Dekalb, IN moved up 455 places.
How many mortgages are delinquent in Dekalb County, IN?
Dekalb, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Dekalb, IN.
Which banks lend in Dekalb County, IN?
7 watched lenders hold Dekalb, IN branches; the largest Dekalb, IN footprints are Garrett State Bank (3), Horizon Bank (2), Community State Bank (1).
More on Dekalb, IN
Dekalb County, IN distress report: public-record figures for Dekalb, IN; not legal advice for Dekalb, IN; not tax or investment advice; verify every Dekalb, IN record before acting.