Dekalb County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Dekalb County, Indiana? DLRadar grades every Dekalb County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Dekalb County breakdown.
- Dekalb County's most distressed ZIP is 46748 at 25/100.
- 14 ZIP codes tracked in Dekalb County, averaging 17/100 distress.
- Dekalb County reads peak — home values up 4.3% year over year.
- Vacancy runs 10.7% across Dekalb County's tracked ZIPs, with a 8.2% poverty rate.
- The typical Dekalb County home is worth about $215,400 against a ~$75,571 median income.
- Lending headwind in Dekalb County sits at 65/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46748 | 25/100 |
| 2 | 46788 | 21/100 |
| 3 | 46710 | 18/100 |
| 4 | 46755 | 18/100 |
| 5 | 46763 | 18/100 |
| 6 | 46706 | 16/100 |
| 7 | 46705 | 15/100 |
| 8 | 46721 | 15/100 |
| 9 | 46730 | 15/100 |
| 10 | 46738 | 15/100 |
| 11 | 46785 | 15/100 |
| 12 | 46793 | 15/100 |
Most distressed ZIP codes in Dekalb County (composite distress 0-100, 2026)
What is driving Dekalb County distress
Dekalb County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Dekalb County market phase and pricing
Dekalb County currently sits in peak after a 4.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Dekalb County
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What people ask
Where is distress highest inside Dekalb County, IN?
ZIP 46748 leads Dekalb County at 25/100, recomputed monthly from public records.
How would you describe the Dekalb County market phase?
FHFA price-index movement places Dekalb County in peak; prices are up 4.3% over twelve months.
Where does the Dekalb County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 14 Dekalb County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Dekalb County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Dekalb County ZIPs DLRadar ranks, scores run from 25/100 in 46748 down to 15/100 in 46793, against a Dekalb County average of 17/100. A spread of 10 points means Dekalb County has to be worked ZIP by ZIP.
What do Dekalb County home values and vacancy say about distressed supply?
The typical Dekalb County home carries about $215,400 of value against a median household income near $75,571. Vacancy across Dekalb County's tracked ZIPs runs 10.7% and the poverty rate is 8.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Dekalb County's foreclosure and tax-lien filings and its 65/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.