Dougherty County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dougherty County, GA distress report, 2026: 7 ZIPs scored in Dougherty, GA, Dougherty, GA average 23/100; the top Dougherty, GA ZIP is 31704 at 25/100; Dougherty, GA market phase peak, Dougherty, GA prices +0.6% year over year.
- Dougherty, GA ranks #833 nationally (opportunity index); Dougherty, GA #53 in Georgia; Dougherty, GA index 31.8.
- Dougherty, GA: no CFPB county sample; Dougherty, GA non-metro area reading 1.3%.
- Dougherty, GA ZIP phases: 7 peak.
- Dougherty, GA residential listings tracked: 21 across 5 ZIPs; Dougherty, GA candidate listings 10.
- Dougherty, GA HUD assisted properties: 14 with 625 units.
- Dougherty, GA lenders on watch: 7; largest Dougherty, GA footprint Ab&T (2 branches).
- Dougherty, GA most distressed ZIP: 31704 at 25/100.
Dougherty, GA figures: DLRadar distress index; Dougherty, GA inputs: CFPB, FHFA, HUD, FDIC; Dougherty, GA rebuilt as sources refresh.
| Rank | Dougherty, GA ZIP | Score |
|---|---|---|
| 1 | 31704 | 25/100 |
| 2 | 31701 | 24/100 |
| 3 | 31705 | 24/100 |
| 4 | 31707 | 24/100 |
| 5 | 31763 | 23/100 |
| 6 | 31721 | 22/100 |
| 7 | 31791 | 16/100 |
Most distressed Dougherty, GA ZIPs (0-100, 2026)
Mortgage delinquency around Dougherty, GA
No CFPB county sample covers Dougherty, GA; the non-metro area reading for Dougherty, GA: 1.3% ninety-plus; Dougherty, GA area thirty-to-eighty-nine 3.0% (December 2025, Dougherty, GA); Georgia overall 1.3%.
Opportunity index: Dougherty, GA
Dougherty, GA index 31.8, Dougherty, GA phase watchlist; Dougherty, GA primary driver vacancy, Dougherty, GA second driver bank institutional. Dougherty, GA components: property stress 26.5, foreclosure pressure 25.1, listing discounts 40.0, bank stress 53.0, insurance 0.0; Dougherty, GA pulse 32.6; Dougherty, GA capital opportunity 30.7; Dougherty, GA seven-day change +0.3%.
ZIP market phases inside Dougherty, GA
7 Dougherty, GA ZIPs carry a price-cycle phase; Dougherty, GA ZIPs by phase (Dougherty, GA), deepest drawdown first: peak, +0.6% YoY (Dougherty, GA): 31701, 31704, 31707, 31763, Dougherty, GA 31791; peak, +0.8% YoY (Dougherty, GA): 31705; peak, +0.9% YoY (Dougherty, GA): 31721.
Residential listings by Dougherty, GA ZIP
Dougherty, GA ZIPs with the most tracked Dougherty, GA residential listings: 31707 11 listings, 5 candidates, bank pressure 55; 31721 5 listings, 3 candidates, bank pressure 53; 31705 3 listings, 2 candidates, bank pressure 54; 31701 2 listings, 0 candidates, bank pressure 55 (Dougherty, GA); 31704 0 listings, 0 candidates, bank pressure 52. Dougherty, GA totals: 21 listings; Dougherty, GA candidates 10; active ZIPs 1.
HUD assisted housing in Dougherty, GA
14 assisted properties with 625 units sit in Dougherty, GA; largest Dougherty, GA properties: Mt Zion Garden Apartments (Albany) 148 units, 148 assisted; Ashley Riverside Apartments (Albany) 132 units, 40 assisted; Bethel Housing Complex (Albany) 98 units, 98 assisted in Dougherty, GA; Woodlands Of Albany (Albany) 80 units; Dalewood Estates (Albany) 49 units, 49 assisted; Arcadia Commons (Albany) 28 units, 28 assisted.
Lenders with branches in Dougherty, GA
Dougherty, GA lenders by branch count: Ab&T (Dougherty, GA): stress 45, 2 branches low in Dougherty, GA; Georgia Community Bank (Dougherty, GA): stress 43, 2 branches low in Dougherty, GA; Peoplessouth Bank (Dougherty, GA): stress 71, 1 branch low in Dougherty, GA; Colony Bank (Dougherty, GA): stress 65, 1 branch low in Dougherty, GA; Flint Community Bank (Dougherty, GA): stress 52, 1 branch low in Dougherty, GA; Ameris Bank (Dougherty, GA): stress 51, 1 branch low in Dougherty, GA; First State Bank Of Blakely (Dougherty, GA): stress 21, 1 branch low in Dougherty, GA.
Vacancy and permits, Dougherty, GA
6,373 of 40,653 Dougherty, GA housing units are vacant; Dougherty, GA permits, twelve months: 0 multifamily units in Dougherty, GA, 266 one-to-four unit units.
Work Dougherty, GA at the parcel level
Every Dougherty, GA parcel carries owner and address; every Dougherty, GA parcel carries APN; Dougherty, GA distress scores sit on the Dougherty, GA live board.
Dougherty, GA figures refresh with each source.
Dougherty, GA questions
Most distressed ZIP code in Dougherty County, GA?
ZIP 31704 leads Dougherty, GA at 25/100; next in Dougherty, GA: 31701 at 24/100; the Dougherty, GA average is 23/100.
Where does Dougherty County, GA rank for investment opportunity?
Dougherty, GA is #833 among all ranked counties, #53 in Georgia; the Dougherty, GA driver is vacancy; Dougherty, GA moved up 857 places.
How many mortgages are delinquent in Dougherty County, GA?
Dougherty, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Dougherty, GA.
Which banks lend in Dougherty County, GA?
7 watched lenders hold Dougherty, GA branches; the largest Dougherty, GA footprints are Ab&T (2), Georgia Community Bank (2), Peoplessouth Bank (1).
More on Dougherty, GA
Dougherty County, GA distress report: public-record figures for Dougherty, GA; not legal advice for Dougherty, GA; not tax or investment advice; verify every Dougherty, GA record before acting.