Eddy County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Eddy County, NM distress report, 2026: 9 ZIPs scored in Eddy, NM, Eddy, NM average 15/100; the top Eddy, NM ZIP is 88253 at 23/100; Eddy, NM market phase peak, Eddy, NM prices +1.9% year over year.
- Eddy, NM ranks #2,543 nationally (opportunity index); Eddy, NM #30 in New Mexico; Eddy, NM index 25.7.
- Eddy, NM: no CFPB county sample; Eddy, NM state reading 1.1%.
- Eddy, NM ZIP phases: 9 peak.
- Eddy, NM residential listings tracked: 23 across 7 ZIPs; Eddy, NM candidate listings 8.
- Eddy, NM HUD assisted properties: 7 with 461 units.
- Eddy, NM lenders on watch: 7; largest Eddy, NM footprint Western Commerce Bank (4 branches).
- Eddy, NM most distressed ZIP: 88253 at 23/100.
Eddy, NM figures: DLRadar distress index; Eddy, NM inputs: CFPB, FHFA, HUD, FDIC; Eddy, NM rebuilt as sources refresh.
| Rank | Eddy, NM ZIP | Score |
|---|---|---|
| 1 | 88253 | 23/100 |
| 2 | 88250 | 22/100 |
| 3 | 88210 | 13/100 |
| 4 | 88220 | 13/100 |
| 5 | 88254 | 13/100 |
| 6 | 88255 | 13/100 |
| 7 | 88256 | 13/100 |
| 8 | 88263 | 13/100 |
| 9 | 88268 | 13/100 |
Most distressed Eddy, NM ZIPs (0-100, 2026)
Mortgage delinquency around Eddy, NM
No CFPB county sample covers Eddy, NM; the state reading for Eddy, NM: 1.1% ninety-plus; Eddy, NM area thirty-to-eighty-nine 2.4% (December 2025, Eddy, NM).
Opportunity index: Eddy, NM
Eddy, NM index 25.7, Eddy, NM phase weak; Eddy, NM primary driver vacancy, Eddy, NM second driver bank institutional. Eddy, NM components: property stress 12.0, foreclosure pressure 12.2, listing discounts 35.0, bank stress 51.4, insurance 0.0; Eddy, NM pulse 25.4; Eddy, NM capital opportunity 26.1.
ZIP market phases inside Eddy, NM
9 Eddy, NM ZIPs carry a price-cycle phase; Eddy, NM ZIPs by phase (Eddy, NM), deepest drawdown first: peak, +1.9% YoY (Eddy, NM): 88210, 88220, 88250, 88253, Eddy, NM 88254, 88255, 88256, 88263, Eddy, NM 88268.
Residential listings by Eddy, NM ZIP
Eddy, NM ZIPs with the most tracked Eddy, NM residential listings: 88210 12 listings, 6 candidates, bank pressure 54; 88220 11 listings, 2 candidates, bank pressure 54; 88254 0 listings, 0 candidates, bank pressure 54; 88255 0 listings, 0 candidates, bank pressure 54 (Eddy, NM); 88256 0 listings, 0 candidates, bank pressure 54; 88263 0 listings, 0 candidates, bank pressure 54; 88268 0 listings, 0 candidates, bank pressure 54. Eddy, NM totals: 23 listings; Eddy, NM candidates 8; active ZIPs 0.
HUD assisted housing in Eddy, NM
7 assisted properties with 461 units sit in Eddy, NM; largest Eddy, NM properties: The Village At Carlsbad (Carlsbad) 144 units; Colina Vista Apartments (Carlsbad) 75 units, 74 assisted; Pecos Vista Apts (Carlsbad) 74 units in Eddy, NM; Roselawn Manor Apts-Risk Share (Artesia) 63 units; Villa San Jose Apartments-Risk Share (Carlsbad) 60 units; Carlsbad Senior Community (Carlsbad) 24 units, 23 assisted.
Lenders with branches in Eddy, NM
Eddy, NM lenders by branch count: Western Commerce Bank (Eddy, NM): stress 41, 4 branches low in Eddy, NM; Cnb Bank (Eddy, NM): stress 52, 3 branches low in Eddy, NM; First American Bank (Eddy, NM): stress 39, 3 branches low in Eddy, NM; First National Bank (Eddy, NM): stress 80, 1 branch low in Eddy, NM; James Polk Stone Cmty Bank (Eddy, NM): stress 56, 1 branch low in Eddy, NM; Western Bank (Eddy, NM): stress 41, 1 branch low in Eddy, NM; Pioneer Bank (Eddy, NM): stress 37, 1 branch low in Eddy, NM.
Vacancy and permits, Eddy, NM
3,219 of 26,839 Eddy, NM housing units are vacant; Eddy, NM permits, twelve months: 124 multifamily units in Eddy, NM, 235 one-to-four unit units.
Work Eddy, NM at the parcel level
Every Eddy, NM parcel carries owner and address; every Eddy, NM parcel carries APN; Eddy, NM distress scores sit on the Eddy, NM live board.
Eddy, NM figures refresh with each source.
Eddy, NM questions
Most distressed ZIP code in Eddy County, NM?
ZIP 88253 leads Eddy, NM at 23/100; next in Eddy, NM: 88250 at 22/100; the Eddy, NM average is 15/100.
Where does Eddy County, NM rank for investment opportunity?
Eddy, NM is #2,543 among all ranked counties, #30 in New Mexico; the Eddy, NM driver is vacancy; Eddy, NM moved up 473 places.
How many mortgages are delinquent in Eddy County, NM?
Eddy, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers Eddy, NM.
Which banks lend in Eddy County, NM?
7 watched lenders hold Eddy, NM branches; the largest Eddy, NM footprints are Western Commerce Bank (4), Cnb Bank (3), First American Bank (3).
More on Eddy, NM
Eddy County, NM distress report: public-record figures for Eddy, NM; not legal advice for Eddy, NM; not tax or investment advice; verify every Eddy, NM record before acting.