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Eddy County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Eddy County, New Mexico? DLRadar grades every Eddy County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Eddy County breakdown.

  • Eddy County's most distressed ZIP is 88253 at 23/100.
  • 9 ZIP codes tracked in Eddy County, averaging 15/100 distress.
  • Eddy County reads peak — home values up 1.9% year over year.
  • Vacancy runs 16.9% across Eddy County's tracked ZIPs, with a 6.3% poverty rate.
  • The typical Eddy County home is worth about $202,500 against a ~$79,943 median income.
  • Lending headwind in Eddy County sits at 6/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
18825323/100
28825022/100
38821013/100
48822013/100
58825413/100
68825513/100
78825613/100
88826313/100
98826813/100

Most distressed ZIP codes in Eddy County (composite distress 0-100, 2026)

What is driving Eddy County distress

The Eddy County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 15/100 ZIP average. No proprietary or modelled inputs enter the score.

Eddy County market phase and pricing

DLRadar places Eddy County in peak; prices moved up 1.9% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Eddy County

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Common questions

Which part of Eddy County, NM scores highest for distress?

ZIP 88253 leads Eddy County at 23/100, recomputed monthly from public records.

Where is Eddy County in the housing cycle?

The market phase for Eddy County is peak, prices rising 1.9% on the year — derived from the FHFA House Price Index path.

Where does the Eddy County data come from?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 9 Eddy County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Eddy County ZIP codes?

A single county score papers over real variation. Across the Eddy County ZIPs DLRadar ranks, scores run from 23/100 in 88253 down to 13/100 in 88268, against a Eddy County average of 15/100. Those 10 points separate the ZIPs worth working in Eddy County from the rest.

What do Eddy County home values and vacancy say about distressed supply?

The typical Eddy County home carries about $202,500 of value against a median household income near $79,943. Vacancy across Eddy County's tracked ZIPs runs 16.9% and the poverty rate is 6.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Eddy County's foreclosure and tax-lien filings and its 6/100 lending headwind.

Related

DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.

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