Ellis County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ellis County, OK distress report, 2026: 7 ZIPs scored in Ellis, OK, Ellis, OK average 12/100; the top Ellis, OK ZIP is 73859 at 14/100; Ellis, OK market phase peak, Ellis, OK prices +1.1% year over year.
- Ellis, OK ranks #1,912 nationally (opportunity index); Ellis, OK #63 in Oklahoma; Ellis, OK index 28.0.
- Ellis, OK: no CFPB county sample; Ellis, OK non-metro area reading 1.4%.
- Ellis, OK ZIP phases: 7 peak.
- Ellis, OK residential listings tracked: 2 across 6 ZIPs; Ellis, OK candidate listings 1.
- Ellis, OK lenders on watch: 3; largest Ellis, OK footprint Snb Bank National Assn (1 branch).
- Ellis, OK most distressed ZIP: 73859 at 14/100.
Ellis, OK figures: DLRadar distress index; Ellis, OK inputs: CFPB, FHFA, HUD, FDIC; Ellis, OK rebuilt as sources refresh.
| Rank | Ellis, OK ZIP | Score |
|---|---|---|
| 1 | 73859 | 14/100 |
| 2 | 73851 | 13/100 |
| 3 | 73841 | 12/100 |
| 4 | 73832 | 11/100 |
| 5 | 73840 | 11/100 |
| 6 | 73843 | 10/100 |
| 7 | 73858 | 10/100 |
Most distressed Ellis, OK ZIPs (0-100, 2026)
Mortgage delinquency around Ellis, OK
No CFPB county sample covers Ellis, OK; the non-metro area reading for Ellis, OK: 1.4% ninety-plus; Ellis, OK area thirty-to-eighty-nine 3.5% (December 2025, Ellis, OK); Oklahoma overall 1.2%.
Opportunity index: Ellis, OK
Ellis, OK index 28.0, Ellis, OK phase early_signal; Ellis, OK primary driver vacancy, Ellis, OK second driver bank institutional. Ellis, OK components: property stress 24.1, foreclosure pressure 24.4, listing discounts 12.4, bank stress 58.1, insurance 0.0; Ellis, OK pulse 34.6; Ellis, OK capital opportunity 18.2; Ellis, OK seven-day change -0.6%.
ZIP market phases inside Ellis, OK
7 Ellis, OK ZIPs carry a price-cycle phase; Ellis, OK ZIPs by phase (Ellis, OK), deepest drawdown first: peak, +1.2% YoY (Ellis, OK): 73832; peak, +1.4% YoY (Ellis, OK): 73840; peak, +1.5% YoY (Ellis, OK): 73841; peak, +1.1% YoY (Ellis, OK): 73843, 73851, 73858; peak, +1.3% YoY (Ellis, OK): 73859.
Residential listings by Ellis, OK ZIP
Ellis, OK ZIPs with the most tracked Ellis, OK residential listings: 73832 1 listings, 0 candidates, bank pressure 54; 73841 1 listings, 1 candidates, bank pressure 54; 73840 0 listings, 0 candidates, bank pressure 54; 73843 0 listings, 0 candidates, bank pressure 65 (Ellis, OK); 73851 0 listings, 0 candidates, bank pressure 51; 73858 0 listings, 0 candidates, bank pressure 58. Ellis, OK totals: 2 listings; Ellis, OK candidates 1; active ZIPs 1.
Lenders with branches in Ellis, OK
Ellis, OK lenders by branch count: Snb Bank National Assn (Ellis, OK): stress 84, 1 branch low in Ellis, OK; Farmers&Merchants Bank (Ellis, OK): stress 51, 1 branch low in Ellis, OK; Oklahoma State Bank (Ellis, OK): stress 37, 1 branch low in Ellis, OK.
Vacancy and permits, Ellis, OK
649 of 2,127 Ellis, OK housing units are vacant; Ellis, OK permits, twelve months: 0 multifamily units in Ellis, OK, 1 one-to-four unit units.
Work Ellis, OK at the parcel level
Every Ellis, OK parcel carries owner and address; every Ellis, OK parcel carries APN; Ellis, OK distress scores sit on the Ellis, OK live board.
Ellis, OK figures refresh with each source.
Ellis, OK questions
Most distressed ZIP code in Ellis County, OK?
ZIP 73859 leads Ellis, OK at 14/100; next in Ellis, OK: 73851 at 13/100; the Ellis, OK average is 12/100.
Where does Ellis County, OK rank for investment opportunity?
Ellis, OK is #1,912 among all ranked counties, #63 in Oklahoma; the Ellis, OK driver is vacancy; Ellis, OK moved down 711 places.
How many mortgages are delinquent in Ellis County, OK?
Ellis, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Ellis, OK.
Which banks lend in Ellis County, OK?
3 watched lenders hold Ellis, OK branches; the largest Ellis, OK footprints are Snb Bank National Assn (1), Farmers&Merchants Bank (1), Oklahoma State Bank (1).
More on Ellis, OK
Ellis County, OK distress report: public-record figures for Ellis, OK; not legal advice for Ellis, OK; not tax or investment advice; verify every Ellis, OK record before acting.