Emery County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Emery County, Utah? DLRadar grades every Emery County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 5/100. Here is the 2026 Emery County breakdown.
- Emery County's most distressed ZIP is 84513 at 5/100.
- 9 ZIP codes tracked in Emery County, averaging 5/100 distress.
- Emery County reads peak — home values up 1.2% year over year.
- Vacancy runs 16.8% across Emery County's tracked ZIPs, with a 11% poverty rate.
- The typical Emery County home is worth about $211,056 against a ~$72,733 median income.
- Lending headwind in Emery County sits at 89/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 84513 | 5/100 |
| 2 | 84516 | 5/100 |
| 3 | 84518 | 5/100 |
| 4 | 84521 | 5/100 |
| 5 | 84522 | 5/100 |
| 6 | 84523 | 5/100 |
| 7 | 84528 | 5/100 |
| 8 | 84537 | 5/100 |
| 9 | 84525 | 2/100 |
Most distressed ZIP codes in Emery County (composite distress 0-100, 2026)
What is driving Emery County distress
Emery County's placement in the national index rests on public filings — a 5/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Emery County market phase and pricing
DLRadar places Emery County in peak; prices moved up 1.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Emery County
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Frequently asked questions
What is the hardest-hit ZIP in Emery County?
ZIP 84513 leads Emery County at 5/100, recomputed monthly from public records.
What stage of the price cycle is Emery County at?
Emery County currently sits in peak, with values up 1.2% year on year, based on FHFA price-index trajectory.
Which datasets feed the Emery County scores?
Emery County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.
How much do distress scores vary between Emery County ZIP codes?
A county average hides the spread. Across the Emery County ZIPs DLRadar ranks, scores run from 5/100 in 84513 down to 2/100 in 84525, against a Emery County average of 5/100. Because the gap runs to 3 points, Emery County rewards ZIP-level precision.
What do Emery County home values and vacancy say about distressed supply?
The typical Emery County home carries about $211,056 of value against a median household income near $72,733. Vacancy across Emery County's tracked ZIPs runs 16.8% and the poverty rate is 11%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Emery County's foreclosure and tax-lien record and its 89/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.