Emmet County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Emmet County, Iowa? DLRadar grades every Emmet County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Emmet County breakdown.
- Emmet County's most distressed ZIP is 51364 at 28/100.
- 7 ZIP codes tracked in Emmet County, averaging 21/100 distress.
- Emmet County reads peak — home values up 2.5% year over year.
- Vacancy runs 13.9% across Emmet County's tracked ZIPs, with a 9.9% poverty rate.
- The typical Emmet County home is worth about $128,957 against a ~$66,387 median income.
- Lending headwind in Emmet County sits at 30/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 51364 | 28/100 |
| 2 | 51334 | 24/100 |
| 3 | 51342 | 21/100 |
| 4 | 50531 | 19/100 |
| 5 | 50578 | 19/100 |
| 6 | 51365 | 19/100 |
| 7 | 50514 | 18/100 |
Most distressed ZIP codes in Emmet County (composite distress 0-100, 2026)
What is driving Emmet County distress
Nothing here is estimated: Emmet County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Emmet County market phase and pricing
Phase for Emmet County: peak (+2.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Emmet County
Emmet County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
No card charged today · explore every module with live data.
Questions about this county
Which ZIP code leads Emmet County on distress?
ZIP 51364 leads Emmet County at 28/100, recomputed monthly from public records.
What stage of the price cycle is Emmet County at?
Emmet County reads peak, with home prices up 2.5% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Emmet County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 7 Emmet County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Emmet County ZIP codes?
One county number flattens a wide range. Across the Emmet County ZIPs DLRadar ranks, scores run from 28/100 in 51364 down to 18/100 in 50514, against a Emmet County average of 21/100. That 10-point gap is why acquisition targeting in Emmet County works at ZIP level rather than county level.
What do Emmet County home values and vacancy say about distressed supply?
The typical Emmet County home carries about $128,957 of value against a median household income near $66,387. Vacancy across Emmet County's tracked ZIPs runs 13.9% and the poverty rate is 9.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Emmet County's foreclosure and tax-lien filings and its 30/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.