Emmet County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Emmet County, IA distress report, 2026: 7 ZIPs scored in Emmet, IA, Emmet, IA average 22/100; the top Emmet, IA ZIP is 51364 at 27/100; Emmet, IA market phase peak, Emmet, IA prices +2.5% year over year.
- Emmet, IA ranks #391 nationally (opportunity index); Emmet, IA #4 in Iowa; Emmet, IA index 34.0.
- Emmet, IA: no CFPB county sample; Emmet, IA non-metro area reading 0.7%.
- Emmet, IA ZIP phases: 7 peak.
- Emmet, IA residential listings tracked: 13 across 5 ZIPs; Emmet, IA candidate listings 13.
- Emmet, IA lenders on watch: 4; largest Emmet, IA footprint Northstar Bank (3 branches).
- Emmet, IA most distressed ZIP: 51364 at 27/100.
Emmet, IA figures: DLRadar distress index; Emmet, IA inputs: CFPB, FHFA, HUD, FDIC; Emmet, IA rebuilt as sources refresh.
| Rank | Emmet, IA ZIP | Score |
|---|---|---|
| 1 | 51364 | 27/100 |
| 2 | 51334 | 23/100 |
| 3 | 50531 | 21/100 |
| 4 | 51342 | 21/100 |
| 5 | 51365 | 21/100 |
| 6 | 50514 | 20/100 |
| 7 | 50578 | 20/100 |
Most distressed Emmet, IA ZIPs (0-100, 2026)
Mortgage delinquency around Emmet, IA
No CFPB county sample covers Emmet, IA; the non-metro area reading for Emmet, IA: 0.7% ninety-plus; Emmet, IA area thirty-to-eighty-nine 2.1% (December 2025, Emmet, IA); Iowa overall 0.9%.
Opportunity index: Emmet, IA
Emmet, IA index 34.0, Emmet, IA phase peak_opportunity; Emmet, IA primary driver construction, Emmet, IA second driver vacancy. Emmet, IA components: property stress 18.8, foreclosure pressure 18.2, listing discounts 44.5, bank stress 54.3, insurance 0.0; Emmet, IA pulse 36.2; Emmet, IA capital opportunity 30.7; Emmet, IA seven-day change -0.3%.
ZIP market phases inside Emmet, IA
7 Emmet, IA ZIPs carry a price-cycle phase; Emmet, IA ZIPs by phase (Emmet, IA), deepest drawdown first: peak, +2.5% YoY (Emmet, IA): 50514, 50531, 50578, 51334, Emmet, IA 51342, 51365; peak, +2.7% YoY (Emmet, IA): 51364.
Residential listings by Emmet, IA ZIP
Emmet, IA ZIPs with the most tracked Emmet, IA residential listings: 51334 11 listings, 11 candidates, bank pressure 62; 51365 2 listings, 2 candidates, bank pressure 59; 50514 0 listings, 0 candidates, bank pressure 57; 50531 0 listings, 0 candidates, bank pressure 59 (Emmet, IA); 50578 0 listings, 0 candidates, bank pressure 63. Emmet, IA totals: 13 listings; Emmet, IA candidates 13; active ZIPs 1.
Lenders with branches in Emmet, IA
Emmet, IA lenders by branch count: Northstar Bank (Emmet, IA): stress 41, 3 branches low in Emmet, IA; Bank Midwest (Emmet, IA): stress 71, 1 branch low in Emmet, IA; Northwest Bank (Emmet, IA): stress 64, 1 branch low in Emmet, IA; Bank Plus (Emmet, IA): stress 59, 1 branch low in Emmet, IA.
Vacancy and permits, Emmet, IA
457 of 4,520 Emmet, IA housing units are vacant; Emmet, IA permits, twelve months: 33 multifamily units in Emmet, IA, 6 one-to-four unit units.
Work Emmet, IA at the parcel level
Every Emmet, IA parcel carries owner and address; every Emmet, IA parcel carries APN; Emmet, IA distress scores sit on the Emmet, IA live board.
Emmet, IA figures refresh with each source.
Emmet, IA questions
Most distressed ZIP code in Emmet County, IA?
ZIP 51364 leads Emmet, IA at 27/100; next in Emmet, IA: 51334 at 23/100; the Emmet, IA average is 22/100.
Where does Emmet County, IA rank for investment opportunity?
Emmet, IA is #391 among all ranked counties, #4 in Iowa; the Emmet, IA driver is construction; Emmet, IA moved up 390 places.
How many mortgages are delinquent in Emmet County, IA?
Emmet, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Emmet, IA.
Which banks lend in Emmet County, IA?
4 watched lenders hold Emmet, IA branches; the largest Emmet, IA footprints are Northstar Bank (3), Bank Midwest (1), Northwest Bank (1).
More on Emmet, IA
Emmet County, IA distress report: public-record figures for Emmet, IA; not legal advice for Emmet, IA; not tax or investment advice; verify every Emmet, IA record before acting.