Falls County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Falls County, TX distress report, 2026: 17 ZIPs scored in Falls, TX, Falls, TX average 23/100; the top Falls, TX ZIP is 76579 at 30/100; Falls, TX market phase neutral, Falls, TX prices +1.2% year over year.
- Falls, TX ranks #199 nationally (opportunity index); Falls, TX #29 in Texas; Falls, TX index 35.8.
- Falls, TX: no CFPB county sample; Falls, TX metro area reading 1.0%.
- Falls, TX ZIP phases: 10 neutral, 5 peak, 1 recovery, 1 contraction.
- Falls, TX residential listings tracked: 13 across 8 ZIPs; Falls, TX candidate listings 3.
- Falls, TX lenders on watch: 5; largest Falls, TX footprint First Nb Of Hughes Springs (2 branches).
- Falls, TX most distressed ZIP: 76579 at 30/100.
Falls, TX figures: DLRadar distress index; Falls, TX inputs: CFPB, FHFA, HUD, FDIC; Falls, TX rebuilt as sources refresh.
| Rank | Falls, TX ZIP | Score |
|---|---|---|
| 1 | 76579 | 30/100 |
| 2 | 76630 | 26/100 |
| 3 | 76706 | 26/100 |
| 4 | 76519 | 25/100 |
| 5 | 76629 | 25/100 |
| 6 | 76655 | 25/100 |
| 7 | 76664 | 24/100 |
| 8 | 76682 | 24/100 |
| 9 | 76524 | 23/100 |
| 10 | 76570 | 21/100 |
| 11 | 76687 | 21/100 |
| 12 | 76632 | 20/100 |
Most distressed Falls, TX ZIPs (0-100, 2026)
Mortgage delinquency around Falls, TX
No CFPB county sample covers Falls, TX; the metro area reading for Falls, TX (Waco, TX): 1.0% ninety-plus; Falls, TX area thirty-to-eighty-nine 2.8% (December 2025, Falls, TX); Texas overall 1.2%.
Opportunity index: Falls, TX
Falls, TX index 35.8, Falls, TX phase peak_opportunity; Falls, TX primary driver vacancy, Falls, TX second driver bank institutional. Falls, TX components: property stress 33.8, foreclosure pressure 38.4, listing discounts 29.4, bank stress 52.8, insurance 0.0; Falls, TX pulse 41.0; Falls, TX capital opportunity 28.0; Falls, TX seven-day change -0.3%.
ZIP market phases inside Falls, TX
17 Falls, TX ZIPs carry a price-cycle phase; Falls, TX ZIPs by phase (Falls, TX), deepest drawdown first: contraction, -2.3% YoY, 3.0% off peak (Falls, TX): 76629; neutral, +1.2% YoY, 2.8% off peak (Falls, TX): 76630, 76682, 76706, 76524, Falls, TX 76632, 76655, 76656, 76661, Falls, TX 76680, 76685; peak, +1.5% YoY, 1.9% off peak (Falls, TX): 76570; recovery, +1.1% YoY, 1.3% off peak (Falls, TX): 76579; peak, +1.3% YoY, 1.2% off peak (Falls, TX): 76653; peak, +1.7% YoY, 1.0% off peak (Falls, TX): 76664; peak, +1.6% YoY, 0.7% off peak (Falls, TX): 76519.
Residential listings by Falls, TX ZIP
Falls, TX ZIPs with the most tracked Falls, TX residential listings: 76661 7 listings, 2 candidates, bank pressure 61; 76524 4 listings, 0 candidates, bank pressure 63; 76680 1 listings, 0 candidates, bank pressure 61; 76682 1 listings, 1 candidates, bank pressure 63 (Falls, TX); 76570 0 listings, 0 candidates, bank pressure 56; 76632 0 listings, 0 candidates, bank pressure 61; 76656 0 listings, 0 candidates, bank pressure 61; 76685 0 listings, 0 candidates, bank pressure 61. Falls, TX totals: 13 listings; Falls, TX candidates 3; active ZIPs 3.
Lenders with branches in Falls, TX
Falls, TX lenders by branch count: First Nb Of Hughes Springs (Falls, TX): stress 43, 2 branches low in Falls, TX; Citizens State Bank (Falls, TX): stress 74, 1 branch low in Falls, TX; First Nb Of Bastrop (Falls, TX): stress 65, 1 branch low in Falls, TX; Incommons Bank N A (Falls, TX): stress 62, 1 branch low in Falls, TX; Classic Bank National Assn (Falls, TX): stress 59, 1 branch low in Falls, TX.
Vacancy and permits, Falls, TX
1,106 of 7,450 Falls, TX housing units are vacant; Falls, TX permits, twelve months: 0 multifamily units in Falls, TX, 8 one-to-four unit units.
Work Falls, TX at the parcel level
Every Falls, TX parcel carries owner and address; every Falls, TX parcel carries APN; Falls, TX distress scores sit on the Falls, TX live board.
Falls, TX figures refresh with each source.
Falls, TX questions
Most distressed ZIP code in Falls County, TX?
ZIP 76579 leads Falls, TX at 30/100; next in Falls, TX: 76630 at 26/100; the Falls, TX average is 23/100.
Where does Falls County, TX rank for investment opportunity?
Falls, TX is #199 among all ranked counties, #29 in Texas; the Falls, TX driver is vacancy; Falls, TX moved down 2 places.
How many mortgages are delinquent in Falls County, TX?
Falls, TX takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Falls, TX.
Which banks lend in Falls County, TX?
5 watched lenders hold Falls, TX branches; the largest Falls, TX footprints are First Nb Of Hughes Springs (2), Citizens State Bank (1), First Nb Of Bastrop (1).
More on Falls, TX
Falls County, TX distress report: public-record figures for Falls, TX; not legal advice for Falls, TX; not tax or investment advice; verify every Falls, TX record before acting.