Fannin County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fannin County, Georgia? DLRadar grades every Fannin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Fannin County breakdown.
- Fannin County's most distressed ZIP is 30522 at 31/100.
- 8 ZIP codes tracked in Fannin County, averaging 26/100 distress.
- Fannin County reads peak — home values up 2.5% year over year.
- Vacancy runs 39% across Fannin County's tracked ZIPs, with a 12.9% poverty rate.
- The typical Fannin County home is worth about $286,663 against a ~$62,860 median income.
- Lending headwind in Fannin County sits at 18/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30522 | 31/100 |
| 2 | 30513 | 26/100 |
| 3 | 30541 | 26/100 |
| 4 | 30555 | 26/100 |
| 5 | 30559 | 26/100 |
| 6 | 30512 | 25/100 |
| 7 | 30560 | 25/100 |
| 8 | 30572 | 25/100 |
Most distressed ZIP codes in Fannin County (composite distress 0-100, 2026)
What is driving Fannin County distress
DLRadar builds Fannin County's distress picture only from records anyone can pull; its ZIPs average 26/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Fannin County market phase and pricing
Phase for Fannin County: peak (+2.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Fannin County
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Questions and answers
Which Fannin County ZIP scores worst for distress?
ZIP 30522 leads Fannin County at 31/100, recomputed monthly from public records.
Which phase does Fannin County sit in right now?
Fannin County is classified peak with a 2.5% year-over-year increase, following the FHFA House Price Index.
How is the Fannin County data sourced?
Every Fannin County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 8 Fannin County ZIP codes that it runs on every other U.S. county, so Fannin County's numbers are directly comparable to any other market.
How much do distress scores vary between Fannin County ZIP codes?
A county average hides the spread. Across the Fannin County ZIPs DLRadar ranks, scores run from 31/100 in 30522 down to 25/100 in 30572, against a Fannin County average of 26/100. Those 6 points separate the ZIPs worth working in Fannin County from the rest.
What do Fannin County home values and vacancy say about distressed supply?
The typical Fannin County home carries about $286,663 of value against a median household income near $62,860. Vacancy across Fannin County's tracked ZIPs runs 39% and the poverty rate is 12.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Fannin County's foreclosure and lien data and its 18/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.