Fayette County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fayette County, Indiana? DLRadar grades every Fayette County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Fayette County breakdown.
- Fayette County's most distressed ZIP is 47357 at 27/100.
- 8 ZIP codes tracked in Fayette County, averaging 22/100 distress.
- Fayette County reads peak — home values up 4.3% year over year.
- Vacancy runs 6.6% across Fayette County's tracked ZIPs, with a 12.3% poverty rate.
- The typical Fayette County home is worth about $153,157 against a ~$60,458 median income.
- Lending headwind in Fayette County sits at 53/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47357 | 27/100 |
| 2 | 47024 | 24/100 |
| 3 | 47352 | 22/100 |
| 4 | 46127 | 21/100 |
| 5 | 46173 | 21/100 |
| 6 | 47325 | 21/100 |
| 7 | 46133 | 20/100 |
| 8 | 47331 | 17/100 |
Most distressed ZIP codes in Fayette County (composite distress 0-100, 2026)
What is driving Fayette County distress
The Fayette County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 22/100 ZIP average. No proprietary or modelled inputs enter the score.
Fayette County market phase and pricing
DLRadar places Fayette County in peak; prices moved up 4.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Fayette County
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Common questions
What is the most distressed ZIP code in Fayette County, IN?
ZIP 47357 leads Fayette County at 27/100, recomputed monthly from public records.
Which phase does Fayette County sit in right now?
FHFA price-index movement places Fayette County in peak; prices are up 4.3% over twelve months.
What are the sources behind these Fayette County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 8 ZIP codes in Fayette County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Fayette County ZIP codes?
A single county score papers over real variation. Across the Fayette County ZIPs DLRadar ranks, scores run from 27/100 in 47357 down to 17/100 in 47331, against a Fayette County average of 22/100. A spread of 10 points means Fayette County has to be worked ZIP by ZIP.
What do Fayette County home values and vacancy say about distressed supply?
The typical Fayette County home carries about $153,157 of value against a median household income near $60,458. Vacancy across Fayette County's tracked ZIPs runs 6.6% and the poverty rate is 12.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Fayette County's foreclosure and tax-lien filings and its 53/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.