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County and ZIP distress scoring, cycle phase, and the day's opportunities.

Ferry County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Ferry County, Washington? DLRadar grades every Ferry County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Ferry County breakdown.

  • Ferry County's most distressed ZIP is 99118 at 23/100.
  • 9 ZIP codes tracked in Ferry County, averaging 23/100 distress.
  • Ferry County reads peak — home values up 1.2% year over year.
  • Vacancy runs 23.4% across Ferry County's tracked ZIPs, with a 18.6% poverty rate.
  • The typical Ferry County home is worth about $252,963 against a ~$62,201 median income.
  • Lending headwind in Ferry County sits at 62/100 — a forward read on distressed supply.

Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
19911823/100
29912123/100
39913823/100
49914023/100
59914123/100
69914623/100
79915023/100
89916023/100
99916623/100

Most distressed ZIP codes in Ferry County (composite distress 0-100, 2026)

What is driving Ferry County distress

Nothing here is estimated: Ferry County is scored from filings alone, and its ZIPs average 23/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Ferry County market phase and pricing

Phase for Ferry County: peak (+1.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.

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Common questions

Which Ferry County ZIP scores worst for distress?

ZIP 99118 leads Ferry County at 23/100, recomputed monthly from public records.

Which phase does Ferry County sit in right now?

Ferry County reads peak, with home prices up 1.2% year over year. Phase comes from FHFA House Price Index trajectory.

Where does the Ferry County data come from?

Ferry County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.

How much do distress scores vary between Ferry County ZIP codes?

A county average hides the spread. Across the Ferry County ZIPs DLRadar ranks, scores run from 23/100 in 99118 down to 23/100 in 99166, against a Ferry County average of 23/100. With 0 points between best and worst, county-level targeting in Ferry County wastes effort.

What do Ferry County home values and vacancy say about distressed supply?

The typical Ferry County home carries about $252,963 of value against a median household income near $62,201. Vacancy across Ferry County's tracked ZIPs runs 23.4% and the poverty rate is 18.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Ferry County's foreclosure and lien filings and its 62/100 lending headwind.

Related

DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.

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