Florence County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Florence County, SC distress report, 2026: 12 ZIPs scored in Florence, SC, Florence, SC average 30/100; the top Florence, SC ZIP is 29505 at 31/100; Florence, SC market phase expansion, Florence, SC prices +6.2% year over year.
- Florence, SC ranks #608 nationally (opportunity index); Florence, SC #24 in South Carolina; Florence, SC index 32.8.
- Florence, SC: no CFPB county sample; Florence, SC metro area reading 1.9%.
- Florence, SC ZIP phases: 12 expansion.
- Florence, SC residential listings tracked: 34 across 11 ZIPs; Florence, SC candidate listings 11.
- Florence, SC HUD assisted properties: 10 with 425 units.
- Florence, SC lenders on watch: 5; largest Florence, SC footprint Citizens Bank (7 branches).
- Florence, SC most distressed ZIP: 29505 at 31/100.
Florence, SC figures: DLRadar distress index; Florence, SC inputs: CFPB, FHFA, HUD, FDIC; Florence, SC rebuilt as sources refresh.
| Rank | Florence, SC ZIP | Score |
|---|---|---|
| 1 | 29505 | 31/100 |
| 2 | 29506 | 31/100 |
| 3 | 29530 | 31/100 |
| 4 | 29541 | 31/100 |
| 5 | 29555 | 31/100 |
| 6 | 29583 | 31/100 |
| 7 | 29591 | 31/100 |
| 8 | 29114 | 30/100 |
| 9 | 29501 | 29/100 |
| 10 | 29554 | 29/100 |
| 11 | 29161 | 28/100 |
| 12 | 29560 | 28/100 |
Most distressed Florence, SC ZIPs (0-100, 2026)
Mortgage delinquency around Florence, SC
No CFPB county sample covers Florence, SC; the metro area reading for Florence, SC (Florence, SC): 1.9% ninety-plus; Florence, SC area thirty-to-eighty-nine 5.0% (December 2025, Florence, SC); South Carolina overall 1.2%.
Opportunity index: Florence, SC
Florence, SC index 32.8, Florence, SC phase peak_opportunity; Florence, SC primary driver vacancy, Florence, SC second driver bank institutional. Florence, SC components: property stress 26.0, foreclosure pressure 23.2, listing discounts 37.5, bank stress 55.6, insurance 0.0; Florence, SC pulse 35.3; Florence, SC capital opportunity 29.1; Florence, SC seven-day change -0.2%.
ZIP market phases inside Florence, SC
12 Florence, SC ZIPs carry a price-cycle phase; Florence, SC ZIPs by phase (Florence, SC), deepest drawdown first: expansion, +6.2% YoY, 2.5% off peak (Florence, SC): 29161, 29501, 29505, 29506, Florence, SC 29530, 29541, 29583, 29591; expansion, +6.2% YoY, 2.4% off peak (Florence, SC): 29555; expansion, +7.2% YoY, 1.5% off peak (Florence, SC): 29114; expansion, +6.3% YoY, 1.2% off peak (Florence, SC): 29560; expansion, +5.0% YoY, 0.0% off peak (Florence, SC): 29554.
Residential listings by Florence, SC ZIP
Florence, SC ZIPs with the most tracked Florence, SC residential listings: 29501 12 listings, 6 candidates, bank pressure 61; 29505 7 listings, 0 candidates, bank pressure 61; 29555 5 listings, 1 candidates, bank pressure 63; 29560 3 listings, 2 candidates, bank pressure 63 (Florence, SC); 29114 2 listings, 0 candidates, bank pressure 62; 29506 2 listings, 0 candidates, bank pressure 61; 29161 1 listings, 1 candidates, bank pressure 61; 29541 1 listings, 1 candidates, bank pressure 61. Florence, SC totals: 34 listings; Florence, SC candidates 11; active ZIPs 3.
HUD assisted housing in Florence, SC
10 assisted properties with 425 units sit in Florence, SC; largest Florence, SC properties: Village Creek, Alp (Florence) 96 units, 96 assisted; Ebenezer Chase Apartments (Florence) 80 units; Mt Zion Ame (Florence) 72 units, 72 assisted in Florence, SC; Hickory Knoll Apts. (Florence) 49 units, 48 assisted; Pelican House, Inc. (Florence) 46 units, 46 assisted; Willow Glen Apartments (Florence) 38 units, 38 assisted.
Lenders with branches in Florence, SC
Florence, SC lenders by branch count: Citizens Bank (Florence, SC): stress 63, 7 branches low in Florence, SC; Anderson Brothers Bank (Florence, SC): stress 65, 4 branches low in Florence, SC; Carolina Bank&Trust Co (Florence, SC): stress 43, 4 branches low in Florence, SC; First Reliance Bank (Florence, SC): stress 66, 2 branches moderate in Florence, SC; Dedicated Community Bank (Florence, SC): stress 77, 1 branch moderate in Florence, SC.
Vacancy and permits, Florence, SC
9,234 of 62,090 Florence, SC housing units are vacant; Florence, SC permits, twelve months: 234 multifamily units in Florence, SC, 515 one-to-four unit units.
Work Florence, SC at the parcel level
Every Florence, SC parcel carries owner and address; every Florence, SC parcel carries APN; Florence, SC distress scores sit on the Florence, SC live board.
Florence, SC figures refresh with each source.
Florence, SC questions
Most distressed ZIP code in Florence County, SC?
ZIP 29505 leads Florence, SC at 31/100; next in Florence, SC: 29506 at 31/100; the Florence, SC average is 30/100.
Where does Florence County, SC rank for investment opportunity?
Florence, SC is #608 among all ranked counties, #24 in South Carolina; the Florence, SC driver is vacancy; Florence, SC moved up 303 places.
How many mortgages are delinquent in Florence County, SC?
Florence, SC takes the metro area reading of 1.9% for December 2025; no CFPB county sample covers Florence, SC.
Which banks lend in Florence County, SC?
5 watched lenders hold Florence, SC branches; the largest Florence, SC footprints are Citizens Bank (7), Anderson Brothers Bank (4), Carolina Bank&Trust Co (4).
More on Florence, SC
Florence County, SC distress report: public-record figures for Florence, SC; not legal advice for Florence, SC; not tax or investment advice; verify every Florence, SC record before acting.