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Where stress is building, how the cycle is turning, and what is live now.

Foard County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Foard County, Texas? DLRadar grades every Foard County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 6/100. Here is the 2026 Foard County breakdown.

  • Foard County's most distressed ZIP is 76384 at 6/100.
  • 3 ZIP codes tracked in Foard County, averaging 3/100 distress.
  • Foard County reads peak — home values up 2.0% year over year.
  • Vacancy runs 30.2% across Foard County's tracked ZIPs, with a 21.6% poverty rate.
  • The typical Foard County home is worth about $71,467 against a ~$49,867 median income.
  • Lending headwind in Foard County sits at 1/100 — a forward read on distressed supply.

Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
1763846/100
2792271/100
3792481/100

Most distressed ZIP codes in Foard County (composite distress 0-100, 2026)

What is driving Foard County distress

Foard County's placement in the national index rests on public filings — a 3/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Foard County market phase and pricing

Foard County currently sits in peak after a 2.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Foard County

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Questions and answers

Which Foard County ZIP scores worst for distress?

ZIP 76384 leads Foard County at 6/100, recomputed monthly from public records.

How would you describe the Foard County market phase?

The market phase for Foard County is peak, prices rising 2.0% on the year — derived from the FHFA House Price Index path.

How is the Foard County data sourced?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 3 Foard County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Foard County ZIP codes?

Averaging the county conceals how uneven it is. Across the Foard County ZIPs DLRadar ranks, scores run from 6/100 in 76384 down to 1/100 in 79248, against a Foard County average of 3/100. Because the gap runs to 5 points, Foard County rewards ZIP-level precision.

What do Foard County home values and vacancy say about distressed supply?

The typical Foard County home carries about $71,467 of value against a median household income near $49,867. Vacancy across Foard County's tracked ZIPs runs 30.2% and the poverty rate is 21.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Foard County's foreclosure and tax-lien record and its 1/100 lending headwind.

Related

Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.

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