Franklin County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Idaho? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 9/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 83228 at 9/100.
- 7 ZIP codes tracked in Franklin County, averaging 9/100 distress.
- Franklin County reads peak — home values up 1.1% year over year, 1.9% off peak.
- Vacancy runs 4.2% across Franklin County's tracked ZIPs, with a 7.4% poverty rate.
- The typical Franklin County home is worth about $343,986 against a ~$68,199 median income.
- Lending headwind in Franklin County sits at 49/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83228 | 9/100 |
| 2 | 83232 | 9/100 |
| 3 | 83237 | 9/100 |
| 4 | 83241 | 9/100 |
| 5 | 83263 | 9/100 |
| 6 | 83283 | 9/100 |
| 7 | 83286 | 9/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
DLRadar builds Franklin County's distress picture only from records anyone can pull; its ZIPs average 9/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Franklin County market phase and pricing
Franklin County reads peak — home prices rose 1.1% over the last year and are 1.9% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Frequently asked questions
Which ZIP code leads Franklin County on distress?
ZIP 83228 leads Franklin County at 9/100, recomputed monthly from public records.
Is Franklin County expanding or contracting?
Franklin County currently sits in peak, with values up 1.1% year on year, based on FHFA price-index trajectory.
What is this Franklin County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 7 Franklin County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Franklin County ZIP codes?
One county number flattens a wide range. Across the Franklin County ZIPs DLRadar ranks, scores run from 9/100 in 83228 down to 9/100 in 83286, against a Franklin County average of 9/100. Those 0 points separate the ZIPs worth working in Franklin County from the rest.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $343,986 of value against a median household income near $68,199. Vacancy across Franklin County's tracked ZIPs runs 4.2% and the poverty rate is 7.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Franklin County's foreclosure and tax-lien record and its 49/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.