Franklin County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Pennsylvania? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 17201 at 22/100.
- 31 ZIP codes tracked in Franklin County, averaging 22/100 distress.
- Franklin County reads peak — home values up 3.4% year over year.
- Vacancy runs 9.1% across Franklin County's tracked ZIPs, with a 9.1% poverty rate.
- The typical Franklin County home is worth about $232,196 against a ~$76,963 median income.
- Lending headwind in Franklin County sits at 49/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 17201 | 22/100 |
| 2 | 17202 | 22/100 |
| 3 | 17210 | 22/100 |
| 4 | 17214 | 22/100 |
| 5 | 17217 | 22/100 |
| 6 | 17219 | 22/100 |
| 7 | 17220 | 22/100 |
| 8 | 17221 | 22/100 |
| 9 | 17222 | 22/100 |
| 10 | 17225 | 22/100 |
| 11 | 17232 | 22/100 |
| 12 | 17235 | 22/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
Franklin County's placement in the national index rests on public filings — a 22/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Franklin County market phase and pricing
Franklin County reads peak — home prices rose 3.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Franklin County
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What people ask
Where is distress highest inside Franklin County, PA?
ZIP 17201 leads Franklin County at 22/100, recomputed monthly from public records.
Is Franklin County expanding or contracting?
Franklin County is classified peak with a 3.4% year-over-year increase, following the FHFA House Price Index.
What is this Franklin County analysis built from?
Every Franklin County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 31 Franklin County ZIP codes that it runs on every other U.S. county, so Franklin County's numbers are directly comparable to any other market.
How much do distress scores vary between Franklin County ZIP codes?
A single county score papers over real variation. Across the Franklin County ZIPs DLRadar ranks, scores run from 22/100 in 17201 down to 22/100 in 17235, against a Franklin County average of 22/100. The 0-point range is the argument for ZIP-level search across Franklin County.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $232,196 of value against a median household income near $76,963. Vacancy across Franklin County's tracked ZIPs runs 9.1% and the poverty rate is 9.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Franklin County's filings and its 49/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.