Franklin County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, VA distress report, 2026: 16 ZIPs scored in Franklin, VA, Franklin, VA average 17/100; the top Franklin, VA ZIP is 24059 at 21/100; Franklin, VA market phase peak, Franklin, VA prices +3.1% year over year.
- Franklin, VA ranks #1,623 nationally (opportunity index); Franklin, VA #40 in Virginia; Franklin, VA index 29.0.
- Franklin, VA: no CFPB county sample; Franklin, VA metro area reading 0.7%.
- Franklin, VA ZIP phases: 14 peak, 2 expansion.
- Franklin, VA residential listings tracked: 9 across 10 ZIPs; Franklin, VA candidate listings 5.
- Franklin, VA lenders on watch: 3; largest Franklin, VA footprint Carter Bank&Trust (4 branches).
- Franklin, VA most distressed ZIP: 24059 at 21/100.
Franklin, VA figures: DLRadar distress index; Franklin, VA inputs: CFPB, FHFA, HUD, FDIC; Franklin, VA rebuilt as sources refresh.
| Rank | Franklin, VA ZIP | Score |
|---|---|---|
| 1 | 24059 | 21/100 |
| 2 | 24121 | 20/100 |
| 3 | 24055 | 19/100 |
| 4 | 24112 | 18/100 |
| 5 | 24137 | 18/100 |
| 6 | 24065 | 17/100 |
| 7 | 24101 | 17/100 |
| 8 | 24067 | 16/100 |
| 9 | 24088 | 16/100 |
| 10 | 24092 | 16/100 |
| 11 | 24102 | 16/100 |
| 12 | 24151 | 16/100 |
Most distressed Franklin, VA ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, VA
No CFPB county sample covers Franklin, VA; the metro area reading for Franklin, VA (Roanoke, VA): 0.7% ninety-plus; Franklin, VA area thirty-to-eighty-nine 2.2% (December 2025, Franklin, VA); Virginia overall 0.8%.
Opportunity index: Franklin, VA
Franklin, VA index 29.0, Franklin, VA phase early_signal; Franklin, VA primary driver vacancy, Franklin, VA second driver construction. Franklin, VA components: property stress 20.7, foreclosure pressure 21.2, listing discounts 20.8, bank stress 44.8, insurance 0.0; Franklin, VA pulse 32.6; Franklin, VA capital opportunity 23.5; Franklin, VA seven-day change +0.1%.
ZIP market phases inside Franklin, VA
16 Franklin, VA ZIPs carry a price-cycle phase; Franklin, VA ZIPs by phase (Franklin, VA), deepest drawdown first: peak, +3.6% YoY (Franklin, VA): 24055, 24121; peak, +3.1% YoY (Franklin, VA): 24059, 24065, 24067, 24092, Franklin, VA 24102, 24151, 24176, 24184; expansion, +5.4% YoY (Franklin, VA): 24079, 24091; peak, +3.5% YoY (Franklin, VA): 24088; peak, +3.2% YoY (Franklin, VA): 24101, 24137; peak, +3.3% YoY (Franklin, VA): 24112.
Residential listings by Franklin, VA ZIP
Franklin, VA ZIPs with the most tracked Franklin, VA residential listings: 24151 3 listings, 2 candidates, bank pressure 51; 24088 2 listings, 1 candidates, bank pressure 51; 24092 1 listings, 0 candidates, bank pressure 51; 24102 1 listings, 1 candidates, bank pressure 51 (Franklin, VA); 24176 1 listings, 1 candidates, bank pressure 51; 24184 1 listings, 0 candidates, bank pressure 51; 24065 0 listings, 0 candidates, bank pressure 56; 24067 0 listings, 0 candidates, bank pressure 51. Franklin, VA totals: 9 listings; Franklin, VA candidates 5; active ZIPs 2.
Lenders with branches in Franklin, VA
Franklin, VA lenders by branch count: Carter Bank&Trust (Franklin, VA): stress 35, 4 branches low in Franklin, VA; Atlantic Union Bank (Franklin, VA): stress 40, 3 branches low in Franklin, VA; Bank Of Botetourt (Franklin, VA): stress 52, 1 branch low in Franklin, VA.
Vacancy and permits, Franklin, VA
5,409 of 28,408 Franklin, VA housing units are vacant; Franklin, VA permits, twelve months: 0 multifamily units in Franklin, VA, 139 one-to-four unit units.
Work Franklin, VA at the parcel level
Every Franklin, VA parcel carries owner and address; every Franklin, VA parcel carries APN; Franklin, VA distress scores sit on the Franklin, VA live board.
Franklin, VA figures refresh with each source.
Franklin, VA questions
Most distressed ZIP code in Franklin County, VA?
ZIP 24059 leads Franklin, VA at 21/100; next in Franklin, VA: 24121 at 20/100; the Franklin, VA average is 17/100.
Where does Franklin County, VA rank for investment opportunity?
Franklin, VA is #1,623 among all ranked counties, #40 in Virginia; the Franklin, VA driver is vacancy; Franklin, VA moved up 67 places.
How many mortgages are delinquent in Franklin County, VA?
Franklin, VA takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Franklin, VA.
Which banks lend in Franklin County, VA?
3 watched lenders hold Franklin, VA branches; the largest Franklin, VA footprints are Carter Bank&Trust (4), Atlantic Union Bank (3), Bank Of Botetourt (1).
More on Franklin, VA
Franklin County, VA distress report: public-record figures for Franklin, VA; not legal advice for Franklin, VA; not tax or investment advice; verify every Franklin, VA record before acting.