Franklin County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Virginia? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 24059 at 28/100.
- 16 ZIP codes tracked in Franklin County, averaging 18/100 distress.
- Franklin County reads peak — home values up 3.1% year over year.
- Vacancy runs 21% across Franklin County's tracked ZIPs, with a 10.7% poverty rate.
- The typical Franklin County home is worth about $250,956 against a ~$60,066 median income.
- Lending headwind in Franklin County sits at 57/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24059 | 28/100 |
| 2 | 24121 | 21/100 |
| 3 | 24055 | 19/100 |
| 4 | 24065 | 19/100 |
| 5 | 24112 | 18/100 |
| 6 | 24137 | 18/100 |
| 7 | 24067 | 17/100 |
| 8 | 24092 | 17/100 |
| 9 | 24101 | 17/100 |
| 10 | 24102 | 17/100 |
| 11 | 24151 | 17/100 |
| 12 | 24176 | 17/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
Nothing here is estimated: Franklin County is scored from filings alone, and its ZIPs average 18/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Franklin County market phase and pricing
DLRadar places Franklin County in peak; prices moved up 3.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Franklin County
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Frequently asked
What is the hardest-hit ZIP in Franklin County?
ZIP 24059 leads Franklin County at 28/100, recomputed monthly from public records.
Where is Franklin County in the housing cycle?
Franklin County currently sits in peak, with values up 3.1% year on year, based on FHFA price-index trajectory.
What are the sources behind these Franklin County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 16 ZIP codes in Franklin County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Franklin County ZIP codes?
One county number flattens a wide range. Across the Franklin County ZIPs DLRadar ranks, scores run from 28/100 in 24059 down to 17/100 in 24176, against a Franklin County average of 18/100. The 11-point range is the argument for ZIP-level search across Franklin County.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $250,956 of value against a median household income near $60,066. Vacancy across Franklin County's tracked ZIPs runs 21% and the poverty rate is 10.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Franklin County's foreclosure and lien data and its 57/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.