Fresno County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fresno County, CA distress report, 2026: 60 ZIPs scored in Fresno, CA, Fresno, CA average 21/100; the top Fresno, CA ZIP is 93620 at 23/100; Fresno, CA market phase peak, Fresno, CA prices +1.2% year over year.
- Fresno, CA ranks #3,162 nationally (opportunity index); Fresno, CA #57 in California; Fresno, CA index 21.1.
- Fresno, CA ninety-day mortgage delinquency 0.9% in December 2025; Fresno, CA twelve-month change 0.0%.
- Fresno, CA ZIP phases: 59 peak, 1 contraction.
- Fresno, CA residential listings tracked: 96 across 55 ZIPs; Fresno, CA candidate listings 27.
- Fresno, CA HUD assisted properties: 29 with 3,242 units.
- Fresno, CA lenders on watch: 8; largest Fresno, CA footprint Community West Bank (18 branches).
- Fresno, CA most distressed ZIP: 93620 at 23/100.
Fresno, CA figures: DLRadar distress index; Fresno, CA inputs: CFPB, FHFA, HUD, FDIC; Fresno, CA rebuilt as sources refresh.
| Rank | Fresno, CA ZIP | Score |
|---|---|---|
| 1 | 93620 | 23/100 |
| 2 | 93626 | 23/100 |
| 3 | 93210 | 21/100 |
| 4 | 93234 | 21/100 |
| 5 | 93602 | 21/100 |
| 6 | 93605 | 21/100 |
| 7 | 93606 | 21/100 |
| 8 | 93608 | 21/100 |
| 9 | 93609 | 21/100 |
| 10 | 93611 | 21/100 |
| 11 | 93612 | 21/100 |
| 12 | 93616 | 21/100 |
Most distressed Fresno, CA ZIPs (0-100, 2026)
Mortgage delinquency in Fresno, CA
0.9% of Fresno, CA mortgages were ninety-plus days late (Fresno, CA, December 2025); Fresno, CA thirty-to-eighty-nine days late: 2.4%; Fresno, CA twelve-month change 0.0%; Fresno, CA peak since 2008: 7.8% (February 2010); California overall 0.5%. Fresno, CA ninety-day series: Dec 24 0.9, Jan 25 0.8, Feb 25 0.8 (Fresno, CA), Mar 25 0.9, Apr 25 0.8, May 25 0.8 (Fresno, CA), Jun 25 0.8, Jul 25 0.8, Aug 25 0.7 (Fresno, CA), Sep 25 0.7, Oct 25 0.7, Nov 25 0.7 (Fresno, CA), Dec 25 0.9.
Opportunity index: Fresno, CA
Fresno, CA index 21.1, Fresno, CA phase weak; Fresno, CA primary driver bank institutional, Fresno, CA second driver vacancy. Fresno, CA components: property stress 11.0, foreclosure pressure 10.2, listing discounts 16.8, bank stress 59.5, insurance 0.0; Fresno, CA pulse 23.8; Fresno, CA capital opportunity 17.0.
ZIP market phases inside Fresno, CA
60 Fresno, CA ZIPs carry a price-cycle phase; Fresno, CA ZIPs by phase (Fresno, CA), deepest drawdown first: contraction, -0.5% YoY, 3.0% off peak (Fresno, CA): 93620; peak, +1.0% YoY, 2.2% off peak (Fresno, CA): 93622; peak, +1.2% YoY, 2.2% off peak (Fresno, CA): 93234, 93602, 93605, 93606, Fresno, CA 93608, 93609, 93611, 93612, Fresno, CA 93616, 93619, 93621, 93624, Fresno, CA 93625, 93626.
Residential listings by Fresno, CA ZIP
Fresno, CA ZIPs with the most tracked Fresno, CA residential listings: 93727 9 listings, 2 candidates, bank pressure 63; 93705 8 listings, 1 candidates, bank pressure 63; 93703 7 listings, 0 candidates, bank pressure 63; 93726 7 listings, 0 candidates, bank pressure 63 (Fresno, CA); 93704 6 listings, 2 candidates, bank pressure 63; 93720 5 listings, 2 candidates, bank pressure 62; 93728 5 listings, 3 candidates, bank pressure 63; 93654 4 listings, 2 candidates, bank pressure 63. Fresno, CA totals: 96 listings; Fresno, CA candidates 27; active ZIPs 27.
HUD assisted housing in Fresno, CA
29 assisted properties with 3,242 units sit in Fresno, CA; largest Fresno, CA properties: Villa Lucia Apartments (Fresno) 272 units; Le Provence Apts (Fresno) 268 units; The Winery (Fresno) 248 units in Fresno, CA; Emerson Apartments (Clovis) 216 units; Meridian Apts. (Fresno) 160 units; Silvercrest Fresno (Fresno) 158 units, 158 assisted.
Lenders with branches in Fresno, CA
Fresno, CA lenders by branch count: Community West Bank (Fresno, CA): stress 61, 18 branches low in Fresno, CA; Westamerica Bank (Fresno, CA): stress 52, 11 branches low in Fresno, CA; Bank Of The Sierra (Fresno, CA): stress 57, 6 branches low in Fresno, CA; Mechanics Bank (Fresno, CA): stress 59, 2 branches low in Fresno, CA; Citizens Business Bank Na (Fresno, CA): stress 50, 2 branches low in Fresno, CA; Beneficial State Bank (Fresno, CA): stress 90, 1 branch moderate in Fresno, CA; Banc Of California (Fresno, CA): stress 87, 1 branch moderate in Fresno, CA; Balboa Thrift&Loan Assn (Fresno, CA): stress 85, 1 branch moderate in Fresno, CA.
Vacancy and permits, Fresno, CA
20,192 of 344,894 Fresno, CA housing units are vacant; Fresno, CA permits, twelve months: 571 multifamily units in Fresno, CA, 1,970 one-to-four unit units.
Work Fresno, CA at the parcel level
Every Fresno, CA parcel carries owner and address; every Fresno, CA parcel carries APN; Fresno, CA distress scores sit on the Fresno, CA live board.
Fresno, CA figures refresh with each source.
Fresno, CA questions
Most distressed ZIP code in Fresno County, CA?
ZIP 93620 leads Fresno, CA at 23/100; next in Fresno, CA: 93626 at 23/100; the Fresno, CA average is 21/100.
Where does Fresno County, CA rank for investment opportunity?
Fresno, CA is #3,162 among all ranked counties, #57 in California; the Fresno, CA driver is bank institutional; Fresno, CA moved down 45 places.
How many mortgages are delinquent in Fresno County, CA?
0.9% of Fresno, CA mortgages were ninety-plus days late in December 2025; the Fresno, CA peak since 2008 was 7.8%.
Which banks lend in Fresno County, CA?
8 watched lenders hold Fresno, CA branches; the largest Fresno, CA footprints are Community West Bank (18), Westamerica Bank (11), Bank Of The Sierra (6).
More on Fresno, CA
Fresno County, CA distress report: public-record figures for Fresno, CA; not legal advice for Fresno, CA; not tax or investment advice; verify every Fresno, CA record before acting.