Gallia County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gallia County, Ohio? DLRadar grades every Gallia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Gallia County breakdown.
- Gallia County's most distressed ZIP is 45614 at 22/100.
- 12 ZIP codes tracked in Gallia County, averaging 20/100 distress.
- Gallia County reads peak — home values up 3.9% year over year.
- Vacancy runs 19.9% across Gallia County's tracked ZIPs, with a 17.3% poverty rate.
- The typical Gallia County home is worth about $127,717 against a ~$56,552 median income.
- Lending headwind in Gallia County sits at 62/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45614 | 22/100 |
| 2 | 45620 | 22/100 |
| 3 | 45623 | 22/100 |
| 4 | 45631 | 22/100 |
| 5 | 45658 | 22/100 |
| 6 | 45674 | 22/100 |
| 7 | 45760 | 22/100 |
| 8 | 45678 | 20/100 |
| 9 | 45688 | 20/100 |
| 10 | 45686 | 17/100 |
| 11 | 45656 | 13/100 |
| 12 | 45685 | 13/100 |
Most distressed ZIP codes in Gallia County (composite distress 0-100, 2026)
What is driving Gallia County distress
DLRadar builds Gallia County's distress picture only from records anyone can pull; its ZIPs average 20/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Gallia County market phase and pricing
Phase for Gallia County: peak (+3.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Gallia County
The Gallia County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
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Questions and answers
What is the hardest-hit ZIP in Gallia County?
ZIP 45614 leads Gallia County at 22/100, recomputed monthly from public records.
Is Gallia County expanding or contracting?
Gallia County is classified peak with a 3.9% year-over-year increase, following the FHFA House Price Index.
Where does the Gallia County data come from?
Gallia County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 12 ZIPs are comparable to anywhere else.
How much do distress scores vary between Gallia County ZIP codes?
The county figure is a blend, not a description. Across the Gallia County ZIPs DLRadar ranks, scores run from 22/100 in 45614 down to 13/100 in 45685, against a Gallia County average of 20/100. The 9-point range is the argument for ZIP-level search across Gallia County.
What do Gallia County home values and vacancy say about distressed supply?
The typical Gallia County home carries about $127,717 of value against a median household income near $56,552. Vacancy across Gallia County's tracked ZIPs runs 19.9% and the poverty rate is 17.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Gallia County's foreclosure and lien data and its 62/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.