Garfield County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Garfield County, Utah? DLRadar grades every Garfield County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Garfield County breakdown.
- Garfield County's most distressed ZIP is 84716 at 16/100.
- 11 ZIP codes tracked in Garfield County, averaging 15/100 distress.
- Garfield County reads peak — home values up 1.2% year over year.
- Vacancy runs 43.5% across Garfield County's tracked ZIPs, with a 15.1% poverty rate.
- The typical Garfield County home is worth about $369,189 against a ~$64,970 median income.
- Lending headwind in Garfield County sits at 48/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 84716 | 16/100 |
| 2 | 84718 | 16/100 |
| 3 | 84726 | 16/100 |
| 4 | 84735 | 16/100 |
| 5 | 84736 | 16/100 |
| 6 | 84759 | 16/100 |
| 7 | 84764 | 16/100 |
| 8 | 84776 | 16/100 |
| 9 | 84712 | 15/100 |
| 10 | 84762 | 15/100 |
| 11 | 84775 | 9/100 |
Most distressed ZIP codes in Garfield County (composite distress 0-100, 2026)
What is driving Garfield County distress
Nothing here is estimated: Garfield County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Garfield County market phase and pricing
The cycle in Garfield County is peak, with values up 1.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
What is the most distressed ZIP code in Garfield County, UT?
ZIP 84716 leads Garfield County at 16/100, recomputed monthly from public records.
What market phase is Garfield County in?
Phase for Garfield County: peak, tracking a 1.2% gain year over year, read off the FHFA index.
Which datasets feed the Garfield County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 11 Garfield County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Garfield County ZIP codes?
A county average hides the spread. Across the Garfield County ZIPs DLRadar ranks, scores run from 16/100 in 84716 down to 9/100 in 84775, against a Garfield County average of 15/100. A spread of 7 points means Garfield County has to be worked ZIP by ZIP.
What do Garfield County home values and vacancy say about distressed supply?
The typical Garfield County home carries about $369,189 of value against a median household income near $64,970. Vacancy across Garfield County's tracked ZIPs runs 43.5% and the poverty rate is 15.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Garfield County's foreclosure and tax-lien record and its 48/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.