Garfield County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Garfield County, UT distress report, 2026: 11 ZIPs scored in Garfield, UT, Garfield, UT average 17/100; the top Garfield, UT ZIP is 84716 at 18/100; Garfield, UT market phase peak, Garfield, UT prices +1.2% year over year.
- Garfield, UT ranks #1,373 nationally (opportunity index); Garfield, UT #10 in Utah; Garfield, UT index 29.9.
- Garfield, UT: no CFPB county sample; Garfield, UT non-metro area reading 1.0%.
- Garfield, UT ZIP phases: 11 peak.
- Garfield, UT residential listings tracked: 10 across 8 ZIPs; Garfield, UT candidate listings 8.
- Garfield, UT lenders on watch: 2; largest Garfield, UT footprint State Bank Of Southern Utah (2 branches).
- Garfield, UT most distressed ZIP: 84716 at 18/100.
Garfield, UT figures: DLRadar distress index; Garfield, UT inputs: CFPB, FHFA, HUD, FDIC; Garfield, UT rebuilt as sources refresh.
| Rank | Garfield, UT ZIP | Score |
|---|---|---|
| 1 | 84716 | 18/100 |
| 2 | 84718 | 18/100 |
| 3 | 84726 | 18/100 |
| 4 | 84735 | 18/100 |
| 5 | 84736 | 18/100 |
| 6 | 84759 | 18/100 |
| 7 | 84764 | 18/100 |
| 8 | 84776 | 18/100 |
| 9 | 84712 | 15/100 |
| 10 | 84762 | 15/100 |
| 11 | 84775 | 10/100 |
Most distressed Garfield, UT ZIPs (0-100, 2026)
Mortgage delinquency around Garfield, UT
No CFPB county sample covers Garfield, UT; the non-metro area reading for Garfield, UT: 1.0% ninety-plus; Garfield, UT area thirty-to-eighty-nine 2.6% (December 2025, Garfield, UT); Utah overall 0.7%.
Opportunity index: Garfield, UT
Garfield, UT index 29.9, Garfield, UT phase early_signal; Garfield, UT primary driver vacancy, Garfield, UT second driver construction. Garfield, UT components: property stress 21.1, foreclosure pressure 22.5, listing discounts 6.0, bank stress 54.2, insurance 0.0; Garfield, UT pulse 39.3; Garfield, UT capital opportunity 15.8; Garfield, UT seven-day change +0.4%.
ZIP market phases inside Garfield, UT
11 Garfield, UT ZIPs carry a price-cycle phase; Garfield, UT ZIPs by phase (Garfield, UT), deepest drawdown first: peak, +1.2% YoY (Garfield, UT): 84712, 84716, 84718, 84726, Garfield, UT 84735, 84736, 84759, 84762, Garfield, UT 84764, 84775, 84776.
Residential listings by Garfield, UT ZIP
Garfield, UT ZIPs with the most tracked Garfield, UT residential listings: 84759 5 listings, 4 candidates, bank pressure 57; 84735 4 listings, 3 candidates, bank pressure 57; 84726 1 listings, 1 candidates, bank pressure 57; 84716 0 listings, 0 candidates, bank pressure 57 (Garfield, UT); 84718 0 listings, 0 candidates, bank pressure 57; 84736 0 listings, 0 candidates, bank pressure 57; 84764 0 listings, 0 candidates, bank pressure 57; 84776 0 listings, 0 candidates, bank pressure 57. Garfield, UT totals: 10 listings; Garfield, UT candidates 8; active ZIPs 0.
Lenders with branches in Garfield, UT
Garfield, UT lenders by branch count: State Bank Of Southern Utah (Garfield, UT): stress 50, 2 branches low in Garfield, UT; Zions Bcorp N A (Garfield, UT): stress 64, 1 branch low in Garfield, UT.
Vacancy and permits, Garfield, UT
1,578 of 3,620 Garfield, UT housing units are vacant; Garfield, UT permits, twelve months: 0 multifamily units in Garfield, UT, 24 one-to-four unit units.
Work Garfield, UT at the parcel level
Every Garfield, UT parcel carries owner and address; every Garfield, UT parcel carries APN; Garfield, UT distress scores sit on the Garfield, UT live board.
Garfield, UT figures refresh with each source.
Garfield, UT questions
Most distressed ZIP code in Garfield County, UT?
ZIP 84716 leads Garfield, UT at 18/100; next in Garfield, UT: 84718 at 18/100; the Garfield, UT average is 17/100.
Where does Garfield County, UT rank for investment opportunity?
Garfield, UT is #1,373 among all ranked counties, #10 in Utah; the Garfield, UT driver is vacancy; Garfield, UT moved down 1,024 places.
How many mortgages are delinquent in Garfield County, UT?
Garfield, UT takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Garfield, UT.
Which banks lend in Garfield County, UT?
2 watched lenders hold Garfield, UT branches; the largest Garfield, UT footprints are State Bank Of Southern Utah (2), Zions Bcorp N A (1).
More on Garfield, UT
Garfield County, UT distress report: public-record figures for Garfield, UT; not legal advice for Garfield, UT; not tax or investment advice; verify every Garfield, UT record before acting.