Hancock County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hancock County, Indiana? DLRadar grades every Hancock County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Hancock County breakdown.
- Hancock County's most distressed ZIP is 46236 at 35/100.
- 16 ZIP codes tracked in Hancock County, averaging 27/100 distress.
- Hancock County reads peak — home values up 3.1% year over year.
- Vacancy runs 4.1% across Hancock County's tracked ZIPs, with a 7.7% poverty rate.
- The typical Hancock County home is worth about $269,227 against a ~$95,991 median income.
- Lending headwind in Hancock County sits at 22/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46236 | 35/100 |
| 2 | 46239 | 35/100 |
| 3 | 46229 | 34/100 |
| 4 | 46056 | 26/100 |
| 5 | 46064 | 26/100 |
| 6 | 46130 | 26/100 |
| 7 | 46161 | 26/100 |
| 8 | 46055 | 25/100 |
| 9 | 46117 | 25/100 |
| 10 | 46140 | 25/100 |
| 11 | 46154 | 25/100 |
| 12 | 46163 | 25/100 |
Most distressed ZIP codes in Hancock County (composite distress 0-100, 2026)
What is driving Hancock County distress
The Hancock County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 27/100 ZIP average. No proprietary or modelled inputs enter the score.
Hancock County market phase and pricing
DLRadar places Hancock County in peak; prices moved up 3.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Hancock County
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What people ask
Which ZIP code leads Hancock County on distress?
ZIP 46236 leads Hancock County at 35/100, recomputed monthly from public records.
How would you describe the Hancock County market phase?
FHFA price-index movement places Hancock County in peak; prices are up 3.1% over twelve months.
Can the Hancock County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 16 Hancock County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Hancock County ZIP codes?
A county average hides the spread. Across the Hancock County ZIPs DLRadar ranks, scores run from 35/100 in 46236 down to 25/100 in 46163, against a Hancock County average of 27/100. With 10 points between best and worst, county-level targeting in Hancock County wastes effort.
What do Hancock County home values and vacancy say about distressed supply?
The typical Hancock County home carries about $269,227 of value against a median household income near $95,991. Vacancy across Hancock County's tracked ZIPs runs 4.1% and the poverty rate is 7.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Hancock County's foreclosure and lien filings and its 22/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.