Hartley County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hartley County, TX distress report, 2026: 4 ZIPs scored in Hartley, TX, Hartley, TX average 16/100; the top Hartley, TX ZIP is 79029 at 25/100; Hartley, TX market phase peak, Hartley, TX prices +2.0% year over year.
- Hartley, TX ranks #1,934 nationally (opportunity index); Hartley, TX #172 in Texas; Hartley, TX index 27.9.
- Hartley, TX: no CFPB county sample; Hartley, TX non-metro area reading 1.4%.
- Hartley, TX ZIP phases: 4 peak.
- Hartley, TX residential listings tracked: 0 across 2 ZIPs; Hartley, TX candidate listings 0.
- Hartley, TX lenders on watch: 1; largest Hartley, TX footprint First State Bank (1 branch).
- Hartley, TX most distressed ZIP: 79029 at 25/100.
Hartley, TX figures: DLRadar distress index; Hartley, TX inputs: CFPB, FHFA, HUD, FDIC; Hartley, TX rebuilt as sources refresh.
| Rank | Hartley, TX ZIP | Score |
|---|---|---|
| 1 | 79029 | 25/100 |
| 2 | 79018 | 17/100 |
| 3 | 79022 | 16/100 |
| 4 | 79044 | 6/100 |
Most distressed Hartley, TX ZIPs (0-100, 2026)
Mortgage delinquency around Hartley, TX
No CFPB county sample covers Hartley, TX; the non-metro area reading for Hartley, TX: 1.4% ninety-plus; Hartley, TX area thirty-to-eighty-nine 3.5% (December 2025, Hartley, TX); Texas overall 1.2%.
Opportunity index: Hartley, TX
Hartley, TX index 27.9, Hartley, TX phase weak; Hartley, TX primary driver vacancy, Hartley, TX second driver construction. Hartley, TX components: property stress 11.8, foreclosure pressure 12.5, listing discounts 24.3, bank stress 49.2, insurance 0.0; Hartley, TX pulse 31.7; Hartley, TX capital opportunity 22.2.
ZIP market phases inside Hartley, TX
4 Hartley, TX ZIPs carry a price-cycle phase; Hartley, TX ZIPs by phase (Hartley, TX), deepest drawdown first: peak, +1.9% YoY, 0.1% off peak (Hartley, TX): 79018; peak, +2.0% YoY (Hartley, TX): 79022, 79044; peak, +1.0% YoY (Hartley, TX): 79029.
Residential listings by Hartley, TX ZIP
Hartley, TX ZIPs with the most tracked Hartley, TX residential listings: 79018 0 listings, 0 candidates, bank pressure 52; 79044 0 listings, 0 candidates, bank pressure 39. Hartley, TX totals: 0 listings; Hartley, TX candidates 0; active ZIPs 0.
Lenders with branches in Hartley, TX
Hartley, TX lenders by branch count: First State Bank (Hartley, TX): stress 39, 1 branch low in Hartley, TX.
Vacancy and permits, Hartley, TX
181 of 1,814 Hartley, TX housing units are vacant.
Work Hartley, TX at the parcel level
Every Hartley, TX parcel carries owner and address; every Hartley, TX parcel carries APN; Hartley, TX distress scores sit on the Hartley, TX live board.
Hartley, TX figures refresh with each source.
Hartley, TX questions
Most distressed ZIP code in Hartley County, TX?
ZIP 79029 leads Hartley, TX at 25/100; next in Hartley, TX: 79018 at 17/100; the Hartley, TX average is 16/100.
Where does Hartley County, TX rank for investment opportunity?
Hartley, TX is #1,934 among all ranked counties, #172 in Texas; the Hartley, TX driver is vacancy; Hartley, TX moved down 22 places.
How many mortgages are delinquent in Hartley County, TX?
Hartley, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Hartley, TX.
Which banks lend in Hartley County, TX?
1 watched lenders hold Hartley, TX branches; the largest Hartley, TX footprints are First State Bank (1).
More on Hartley, TX
Hartley County, TX distress report: public-record figures for Hartley, TX; not legal advice for Hartley, TX; not tax or investment advice; verify every Hartley, TX record before acting.