Hartley County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hartley County, Texas? DLRadar grades every Hartley County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Hartley County breakdown.
- Hartley County's most distressed ZIP is 79029 at 25/100.
- 4 ZIP codes tracked in Hartley County, averaging 16/100 distress.
- Hartley County reads peak — home values up 2.0% year over year.
- Vacancy runs 17.3% across Hartley County's tracked ZIPs, with a 15.3% poverty rate.
- The typical Hartley County home is worth about $156,400 against a ~$69,356 median income.
- Lending headwind in Hartley County sits at 0/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79029 | 25/100 |
| 2 | 79018 | 17/100 |
| 3 | 79022 | 17/100 |
| 4 | 79044 | 6/100 |
Most distressed ZIP codes in Hartley County (composite distress 0-100, 2026)
What is driving Hartley County distress
The Hartley County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Hartley County market phase and pricing
The cycle in Hartley County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Hartley County
Hartley County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Nothing charged today · every module open, on live data.
Questions and answers
Which Hartley County ZIP scores worst for distress?
ZIP 79029 leads Hartley County at 25/100, recomputed monthly from public records.
What stage of the price cycle is Hartley County at?
Hartley County reads peak, with home prices up 2.0% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Hartley County numbers?
Every Hartley County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 4 Hartley County ZIP codes that it runs on every other U.S. county, so Hartley County's numbers are directly comparable to any other market.
How much do distress scores vary between Hartley County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Hartley County ZIPs DLRadar ranks, scores run from 25/100 in 79029 down to 6/100 in 79044, against a Hartley County average of 16/100. A spread of 19 points means Hartley County has to be worked ZIP by ZIP.
What do Hartley County home values and vacancy say about distressed supply?
The typical Hartley County home carries about $156,400 of value against a median household income near $69,356. Vacancy across Hartley County's tracked ZIPs runs 17.3% and the poverty rate is 15.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Hartley County's foreclosure and tax-lien filings and its 0/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.