Henrico County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Henrico County, VA distress report, 2026: 17 ZIPs scored in Henrico, VA, Henrico, VA average 19/100; the top Henrico, VA ZIP is 23222 at 22/100; Henrico, VA market phase peak, Henrico, VA prices +3.1% year over year.
- Henrico, VA ranks #2,871 nationally (opportunity index); Henrico, VA #98 in Virginia; Henrico, VA index 24.0.
- Henrico, VA ninety-day mortgage delinquency 1.0% in December 2025; Henrico, VA twelve-month change +0.5%.
- Henrico, VA ZIP phases: 17 peak.
- Henrico, VA residential listings tracked: 78 across 13 ZIPs; Henrico, VA candidate listings 13.
- Henrico, VA HUD assisted properties: 12 with 2,259 units.
- Henrico, VA lenders on watch: 8; largest Henrico, VA footprint Atlantic Union Bank (5 branches).
- Henrico, VA most distressed ZIP: 23222 at 22/100.
Henrico, VA figures: DLRadar distress index; Henrico, VA inputs: CFPB, FHFA, HUD, FDIC; Henrico, VA rebuilt as sources refresh.
| Rank | Henrico, VA ZIP | Score |
|---|---|---|
| 1 | 23222 | 22/100 |
| 2 | 23226 | 22/100 |
| 3 | 23060 | 21/100 |
| 4 | 23075 | 21/100 |
| 5 | 23150 | 21/100 |
| 6 | 23223 | 21/100 |
| 7 | 23227 | 21/100 |
| 8 | 23228 | 21/100 |
| 9 | 23229 | 21/100 |
| 10 | 23230 | 21/100 |
| 11 | 23250 | 21/100 |
| 12 | 23294 | 21/100 |
Most distressed Henrico, VA ZIPs (0-100, 2026)
Mortgage delinquency in Henrico, VA
1.0% of Henrico, VA mortgages were ninety-plus days late (Henrico, VA, December 2025); Henrico, VA thirty-to-eighty-nine days late: 1.8%; Henrico, VA twelve-month change +0.5%; Henrico, VA peak since 2008: 4.0% (February 2010); Virginia overall 0.8%. Henrico, VA ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.5 (Henrico, VA), Mar 25 0.8, Apr 25 0.6, May 25 0.6 (Henrico, VA), Jun 25 0.9, Jul 25 0.9, Aug 25 0.9 (Henrico, VA), Sep 25 0.8, Oct 25 0.8, Nov 25 0.7 (Henrico, VA), Dec 25 1.0.
Opportunity index: Henrico, VA
Henrico, VA index 24.0, Henrico, VA phase weak; Henrico, VA primary driver bank institutional, Henrico, VA second driver construction. Henrico, VA components: property stress 9.6, foreclosure pressure 9.5, listing discounts 27.1, bank stress 55.5, insurance 0.0; Henrico, VA pulse 25.5; Henrico, VA capital opportunity 21.7; Henrico, VA seven-day change +0.2%.
ZIP market phases inside Henrico, VA
17 Henrico, VA ZIPs carry a price-cycle phase; Henrico, VA ZIPs by phase (Henrico, VA), deepest drawdown first: peak, +3.1% YoY (Henrico, VA): 23030, 23059, 23060, 23075, Henrico, VA 23150, 23222, 23223, 23226, Henrico, VA 23227, 23228, 23229, 23230, Henrico, VA 23231, 23233, 23238, 23250.
Residential listings by Henrico, VA ZIP
Henrico, VA ZIPs with the most tracked Henrico, VA residential listings: 23233 21 listings, 3 candidates, bank pressure 55; 23060 10 listings, 0 candidates, bank pressure 55; 23223 9 listings, 1 candidates, bank pressure 56; 23231 9 listings, 1 candidates, bank pressure 56 (Henrico, VA); 23222 6 listings, 3 candidates, bank pressure 56; 23228 6 listings, 3 candidates, bank pressure 55; 23150 5 listings, 2 candidates, bank pressure 55; 23229 5 listings, 0 candidates, bank pressure 55. Henrico, VA totals: 78 listings; Henrico, VA candidates 13; active ZIPs 11.
HUD assisted housing in Henrico, VA
12 assisted properties with 2,259 units sit in Henrico, VA; largest Henrico, VA properties: The Gardens At Twin Hickory (Henrico) 378 units; Harbor Village Apts. (Richmond) 324 units; Reflections Of West Creek (Richmond) 290 units in Henrico, VA; Henrico Arms Apartments (Richmond) 232 units, 230 assisted; Champions Club (Glen Allen) 212 units; Oakland Chase Villas (Henrico) 180 units.
Lenders with branches in Henrico, VA
Henrico, VA lenders by branch count: Atlantic Union Bank (Henrico, VA): stress 40, 5 branches low in Henrico, VA; Townebank (Henrico, VA): stress 36, 5 branches low in Henrico, VA; Citizens&Farmers Bank (Henrico, VA): stress 59, 4 branches low in Henrico, VA; United Bank (Henrico, VA): stress 36, 4 branches low in Henrico, VA; Chesapeake Bank (Henrico, VA): stress 53, 3 branches low in Henrico, VA; Blue Ridge Bank Na (Henrico, VA): stress 87, 2 branches moderate in Henrico, VA; Primis Bank (Henrico, VA): stress 66, 2 branches moderate in Henrico, VA; New Horizon Bank Na (Henrico, VA): stress 92, 1 branch moderate in Henrico, VA.
Vacancy and permits, Henrico, VA
7,551 of 144,916 Henrico, VA housing units are vacant; Henrico, VA permits, twelve months: 889 multifamily units in Henrico, VA, 1,019 one-to-four unit units.
Work Henrico, VA at the parcel level
Every Henrico, VA parcel carries owner and address; every Henrico, VA parcel carries APN; Henrico, VA distress scores sit on the Henrico, VA live board.
Henrico, VA figures refresh with each source.
Henrico, VA questions
Most distressed ZIP code in Henrico County, VA?
ZIP 23222 leads Henrico, VA at 22/100; next in Henrico, VA: 23226 at 22/100; the Henrico, VA average is 19/100.
Where does Henrico County, VA rank for investment opportunity?
Henrico, VA is #2,871 among all ranked counties, #98 in Virginia; the Henrico, VA driver is bank institutional; Henrico, VA moved up 134 places.
How many mortgages are delinquent in Henrico County, VA?
1.0% of Henrico, VA mortgages were ninety-plus days late in December 2025; the Henrico, VA peak since 2008 was 4.0%.
Which banks lend in Henrico County, VA?
8 watched lenders hold Henrico, VA branches; the largest Henrico, VA footprints are Atlantic Union Bank (5), Townebank (5), Citizens&Farmers Bank (4).
More on Henrico, VA
Henrico County, VA distress report: public-record figures for Henrico, VA; not legal advice for Henrico, VA; not tax or investment advice; verify every Henrico, VA record before acting.