Hertford County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hertford County, NC distress report, 2026: 9 ZIPs scored in Hertford, NC, Hertford, NC average 27/100; the top Hertford, NC ZIP is 27818 at 28/100; Hertford, NC market phase peak, Hertford, NC prices +2.8% year over year.
- Hertford, NC ranks #139 nationally (opportunity index); Hertford, NC #6 in North Carolina; Hertford, NC index 36.5.
- Hertford, NC: no CFPB county sample; Hertford, NC non-metro area reading 1.3%.
- Hertford, NC ZIP phases: 9 peak.
- Hertford, NC residential listings tracked: 21 across 6 ZIPs; Hertford, NC candidate listings 10.
- Hertford, NC HUD assisted properties: 2 with 23 units.
- Hertford, NC lenders on watch: 1; largest Hertford, NC footprint Southern Bank&Trust Co (2 branches).
- Hertford, NC most distressed ZIP: 27818 at 28/100.
Hertford, NC figures: DLRadar distress index; Hertford, NC inputs: CFPB, FHFA, HUD, FDIC; Hertford, NC rebuilt as sources refresh.
| Rank | Hertford, NC ZIP | Score |
|---|---|---|
| 1 | 27818 | 28/100 |
| 2 | 27922 | 28/100 |
| 3 | 27924 | 28/100 |
| 4 | 27942 | 28/100 |
| 5 | 27986 | 28/100 |
| 6 | 27805 | 27/100 |
| 7 | 27855 | 27/100 |
| 8 | 27910 | 26/100 |
| 9 | 27897 | 23/100 |
Most distressed Hertford, NC ZIPs (0-100, 2026)
Mortgage delinquency around Hertford, NC
No CFPB county sample covers Hertford, NC; the non-metro area reading for Hertford, NC: 1.3% ninety-plus; Hertford, NC area thirty-to-eighty-nine 3.4% (December 2025, Hertford, NC); North Carolina overall 0.9%.
Opportunity index: Hertford, NC
Hertford, NC index 36.5, Hertford, NC phase strong_buy; Hertford, NC primary driver vacancy, Hertford, NC second driver construction. Hertford, NC components: property stress 27.4, foreclosure pressure 29.4, listing discounts 37.0, bank stress 55.4, insurance 0.0; Hertford, NC pulse 41.3; Hertford, NC capital opportunity 29.2; Hertford, NC seven-day change -0.3%.
ZIP market phases inside Hertford, NC
9 Hertford, NC ZIPs carry a price-cycle phase; Hertford, NC ZIPs by phase (Hertford, NC), deepest drawdown first: peak, +2.8% YoY (Hertford, NC): 27805, 27818, 27910, 27922, Hertford, NC 27924, 27942, 27986; peak, +2.6% YoY (Hertford, NC): 27855; peak, +2.1% YoY (Hertford, NC): 27897.
Residential listings by Hertford, NC ZIP
Hertford, NC ZIPs with the most tracked Hertford, NC residential listings: 27910 14 listings, 8 candidates, bank pressure 67; 27855 5 listings, 2 candidates, bank pressure 67; 27986 2 listings, 0 candidates, bank pressure 66; 27818 0 listings, 0 candidates, bank pressure 66 (Hertford, NC); 27922 0 listings, 0 candidates, bank pressure 66; 27942 0 listings, 0 candidates, bank pressure 66. Hertford, NC totals: 21 listings; Hertford, NC candidates 10; active ZIPs 1.
HUD assisted housing in Hertford, NC
2 assisted properties with 23 units sit in Hertford, NC; largest Hertford, NC properties: Wactor Gardens Apartments Phase Ii (Ahoskie) 12 units, 12 assisted; Wactor Gardens (Ahoskie) 11 units, 11 assisted.
Lenders with branches in Hertford, NC
Hertford, NC lenders by branch count: Southern Bank&Trust Co (Hertford, NC): stress 69, 2 branches low in Hertford, NC.
Vacancy and permits, Hertford, NC
1,531 of 9,816 Hertford, NC housing units are vacant; Hertford, NC permits, twelve months: 0 multifamily units in Hertford, NC, 1 one-to-four unit units.
Work Hertford, NC at the parcel level
Every Hertford, NC parcel carries owner and address; every Hertford, NC parcel carries APN; Hertford, NC distress scores sit on the Hertford, NC live board.
Hertford, NC figures refresh with each source.
Hertford, NC questions
Most distressed ZIP code in Hertford County, NC?
ZIP 27818 leads Hertford, NC at 28/100; next in Hertford, NC: 27922 at 28/100; the Hertford, NC average is 27/100.
Where does Hertford County, NC rank for investment opportunity?
Hertford, NC is #139 among all ranked counties, #6 in North Carolina; the Hertford, NC driver is vacancy; Hertford, NC moved up 31 places.
How many mortgages are delinquent in Hertford County, NC?
Hertford, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Hertford, NC.
Which banks lend in Hertford County, NC?
1 watched lenders hold Hertford, NC branches; the largest Hertford, NC footprints are Southern Bank&Trust Co (2).
More on Hertford, NC
Hertford County, NC distress report: public-record figures for Hertford, NC; not legal advice for Hertford, NC; not tax or investment advice; verify every Hertford, NC record before acting.