Hoke County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hoke County, NC distress report, 2026: 9 ZIPs scored in Hoke, NC, Hoke, NC average 33/100; the top Hoke, NC ZIP is 28304 at 37/100; Hoke, NC market phase peak, Hoke, NC prices +2.3% year over year.
- Hoke, NC ranks #965 nationally (opportunity index); Hoke, NC #50 in North Carolina; Hoke, NC index 31.3.
- Hoke, NC: no CFPB county sample; Hoke, NC metro area reading 1.5%.
- Hoke, NC ZIP phases: 8 peak, 1 contraction.
- Hoke, NC residential listings tracked: 28 across 2 ZIPs; Hoke, NC candidate listings 5.
- Hoke, NC HUD assisted properties: 2 with 54 units.
- Hoke, NC lenders on watch: 3; largest Hoke, NC footprint Lumbee Guaranty Bank (1 branch).
- Hoke, NC most distressed ZIP: 28304 at 37/100.
Hoke, NC figures: DLRadar distress index; Hoke, NC inputs: CFPB, FHFA, HUD, FDIC; Hoke, NC rebuilt as sources refresh.
| Rank | Hoke, NC ZIP | Score |
|---|---|---|
| 1 | 28304 | 37/100 |
| 2 | 28306 | 37/100 |
| 3 | 28371 | 37/100 |
| 4 | 28364 | 36/100 |
| 5 | 28386 | 32/100 |
| 6 | 28357 | 31/100 |
| 7 | 28377 | 31/100 |
| 8 | 28315 | 28/100 |
| 9 | 28376 | 25/100 |
Most distressed Hoke, NC ZIPs (0-100, 2026)
Mortgage delinquency around Hoke, NC
No CFPB county sample covers Hoke, NC; the metro area reading for Hoke, NC (Fayetteville, NC): 1.5% ninety-plus; Hoke, NC area thirty-to-eighty-nine 3.1% (December 2025, Hoke, NC); North Carolina overall 0.9%.
Opportunity index: Hoke, NC
Hoke, NC index 31.3, Hoke, NC phase watchlist; Hoke, NC primary driver construction, Hoke, NC second driver bank institutional. Hoke, NC components: property stress 18.9, foreclosure pressure 17.9, listing discounts 36.3, bank stress 59.7, insurance 0.0; Hoke, NC pulse 34.5; Hoke, NC capital opportunity 26.4; Hoke, NC seven-day change -0.4%.
ZIP market phases inside Hoke, NC
9 Hoke, NC ZIPs carry a price-cycle phase; Hoke, NC ZIPs by phase (Hoke, NC), deepest drawdown first: contraction, -1.2% YoY, 2.2% off peak (Hoke, NC): 28315; peak, +2.3% YoY, 0.7% off peak (Hoke, NC): 28304, 28376, 28306; peak, +2.1% YoY, 0.4% off peak (Hoke, NC): 28377; peak, +2.1% YoY, 0.3% off peak (Hoke, NC): 28357, 28386; peak, +2.0% YoY, 0.2% off peak (Hoke, NC): 28371; peak, +2.0% YoY, 0.0% off peak (Hoke, NC): 28364.
Residential listings by Hoke, NC ZIP
Hoke, NC ZIPs with the most tracked Hoke, NC residential listings: 28376 27 listings, 5 candidates, bank pressure 65; 28377 1 listings, 0 candidates, bank pressure 60. Hoke, NC totals: 28 listings; Hoke, NC candidates 5; active ZIPs 2.
HUD assisted housing in Hoke, NC
2 assisted properties with 54 units sit in Hoke, NC; largest Hoke, NC properties: Yadkin Trail Homes (Raeford) 48 units, 48 assisted; Chc Of Hoke Co. (Raeford) 6 units, 6 assisted.
Lenders with branches in Hoke, NC
Hoke, NC lenders by branch count: Lumbee Guaranty Bank (Hoke, NC): stress 78, 1 branch low in Hoke, NC; Truist Bank (Hoke, NC): stress 62, 1 branch low in Hoke, NC; Fidelity Bank (Hoke, NC): stress 56, 1 branch low in Hoke, NC.
Vacancy and permits, Hoke, NC
1,663 of 20,921 Hoke, NC housing units are vacant; Hoke, NC permits, twelve months: 0 multifamily units in Hoke, NC, 526 one-to-four unit units.
Work Hoke, NC at the parcel level
Every Hoke, NC parcel carries owner and address; every Hoke, NC parcel carries APN; Hoke, NC distress scores sit on the Hoke, NC live board.
Hoke, NC figures refresh with each source.
Hoke, NC questions
Most distressed ZIP code in Hoke County, NC?
ZIP 28304 leads Hoke, NC at 37/100; next in Hoke, NC: 28306 at 37/100; the Hoke, NC average is 33/100.
Where does Hoke County, NC rank for investment opportunity?
Hoke, NC is #965 among all ranked counties, #50 in North Carolina; the Hoke, NC driver is construction; Hoke, NC moved up 260 places.
How many mortgages are delinquent in Hoke County, NC?
Hoke, NC takes the metro area reading of 1.5% for December 2025; no CFPB county sample covers Hoke, NC.
Which banks lend in Hoke County, NC?
3 watched lenders hold Hoke, NC branches; the largest Hoke, NC footprints are Lumbee Guaranty Bank (1), Truist Bank (1), Fidelity Bank (1).
More on Hoke, NC
Hoke County, NC distress report: public-record figures for Hoke, NC; not legal advice for Hoke, NC; not tax or investment advice; verify every Hoke, NC record before acting.