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Where stress is building, how the cycle is turning, and what is live now.

Hoke County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Hoke County, North Carolina? DLRadar grades every Hoke County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 38/100. Here is the 2026 Hoke County breakdown.

  • Hoke County's most distressed ZIP is 28304 at 38/100.
  • 9 ZIP codes tracked in Hoke County, averaging 32/100 distress.
  • Hoke County reads peak — home values up 2.3% year over year, 0.7% off peak.
  • Vacancy runs 10.3% across Hoke County's tracked ZIPs, with a 21.4% poverty rate.
  • The typical Hoke County home is worth about $159,711 against a ~$57,021 median income.
  • Lending headwind in Hoke County sits at 54/100 — a forward read on distressed supply.

Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.

RankZIPComposite distress
12830438/100
22830638/100
32837136/100
42836432/100
52838630/100
62831529/100
72835729/100
82837729/100
92837625/100

Most distressed ZIP codes in Hoke County (composite distress 0-100, 2026)

What is driving Hoke County distress

The Hoke County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 32/100 ZIP average. No proprietary or modelled inputs enter the score.

Hoke County market phase and pricing

Hoke County currently sits in peak after a 2.3% gain in the past twelve months, 0.7% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Hoke County

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Questions and answers

Which Hoke County ZIP scores worst for distress?

ZIP 28304 leads Hoke County at 38/100, recomputed monthly from public records.

Which phase does Hoke County sit in right now?

Hoke County currently sits in peak, with values up 2.3% year on year, based on FHFA price-index trajectory.

How is the Hoke County data sourced?

Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Hoke County ZIPs are scored by the same deterministic method applied to every U.S. county.

How much do distress scores vary between Hoke County ZIP codes?

Averaging the county conceals how uneven it is. Across the Hoke County ZIPs DLRadar ranks, scores run from 38/100 in 28304 down to 25/100 in 28376, against a Hoke County average of 32/100. With 13 points between best and worst, county-level targeting in Hoke County wastes effort.

What do Hoke County home values and vacancy say about distressed supply?

The typical Hoke County home carries about $159,711 of value against a median household income near $57,021. Vacancy across Hoke County's tracked ZIPs runs 10.3% and the poverty rate is 21.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Hoke County's foreclosure and tax-lien filings and its 54/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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