Holmes County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Holmes County, OH distress report, 2026: 19 ZIPs scored in Holmes, OH, Holmes, OH average 16/100; the top Holmes, OH ZIP is 44681 at 19/100; Holmes, OH market phase expansion, Holmes, OH prices +6.0% year over year.
- Holmes, OH ranks #3,016 nationally (opportunity index); Holmes, OH #74 in Ohio; Holmes, OH index 23.0.
- Holmes, OH: no CFPB county sample; Holmes, OH non-metro area reading 1.4%.
- Holmes, OH ZIP phases: 13 expansion, 6 peak.
- Holmes, OH residential listings tracked: 1 across 15 ZIPs; Holmes, OH candidate listings 1.
- Holmes, OH HUD assisted properties: 1 with 12 units.
- Holmes, OH lenders on watch: 6; largest Holmes, OH footprint Coml&Svg Bk Millersburg Oh (7 branches).
- Holmes, OH most distressed ZIP: 44681 at 19/100.
Holmes, OH figures: DLRadar distress index; Holmes, OH inputs: CFPB, FHFA, HUD, FDIC; Holmes, OH rebuilt as sources refresh.
| Rank | Holmes, OH ZIP | Score |
|---|---|---|
| 1 | 44681 | 19/100 |
| 2 | 43804 | 18/100 |
| 3 | 44624 | 18/100 |
| 4 | 44676 | 18/100 |
| 5 | 44627 | 16/100 |
| 6 | 44628 | 16/100 |
| 7 | 43006 | 15/100 |
| 8 | 44610 | 15/100 |
| 9 | 44633 | 15/100 |
| 10 | 44637 | 15/100 |
| 11 | 44654 | 15/100 |
| 12 | 44660 | 15/100 |
Most distressed Holmes, OH ZIPs (0-100, 2026)
Mortgage delinquency around Holmes, OH
No CFPB county sample covers Holmes, OH; the non-metro area reading for Holmes, OH: 1.4% ninety-plus; Holmes, OH area thirty-to-eighty-nine 3.4% (December 2025, Holmes, OH); Ohio overall 1.0%.
Opportunity index: Holmes, OH
Holmes, OH index 23.0, Holmes, OH phase weak; Holmes, OH primary driver construction, Holmes, OH second driver bank institutional. Holmes, OH components: property stress 9.5, foreclosure pressure 7.7, listing discounts 12.6, bank stress 54.6, insurance 0.0; Holmes, OH pulse 27.7; Holmes, OH capital opportunity 16.0.
ZIP market phases inside Holmes, OH
19 Holmes, OH ZIPs carry a price-cycle phase; Holmes, OH ZIPs by phase (Holmes, OH), deepest drawdown first: peak, +4.8% YoY (Holmes, OH): 43006, 44681; expansion, +5.3% YoY (Holmes, OH): 43804, 44628; expansion, +6.0% YoY (Holmes, OH): 44610, 44633, 44660, 44661, Holmes, OH 44687; expansion, +5.9% YoY (Holmes, OH): 44611; peak, +4.9% YoY (Holmes, OH): 44624; peak, +5.0% YoY (Holmes, OH): 44627; expansion, +5.5% YoY (Holmes, OH): 44637; expansion, +5.2% YoY (Holmes, OH): 44638; expansion, +5.8% YoY (Holmes, OH): 44654; peak, +4.5% YoY (Holmes, OH): 44676.
Residential listings by Holmes, OH ZIP
Holmes, OH ZIPs with the most tracked Holmes, OH residential listings: 44654 1 listings, 1 candidates, bank pressure 59; 43804 0 listings, 0 candidates, bank pressure 62; 44610 0 listings, 0 candidates, bank pressure 61; 44611 0 listings, 0 candidates, bank pressure 63 (Holmes, OH); 44624 0 listings, 0 candidates, bank pressure 63; 44627 0 listings, 0 candidates, bank pressure 63; 44628 0 listings, 0 candidates, bank pressure 57; 44633 0 listings, 0 candidates, bank pressure 61. Holmes, OH totals: 1 listings; Holmes, OH candidates 1; active ZIPs 1.
HUD assisted housing in Holmes, OH
1 assisted properties with 12 units sit in Holmes, OH; largest Holmes, OH properties: Robins Terrace (Millersburg) 12 units, 12 assisted.
Lenders with branches in Holmes, OH
Holmes, OH lenders by branch count: Coml&Svg Bk Millersburg Oh (Holmes, OH): stress 61, 7 branches low in Holmes, OH; Killbuck Savings Bank Co (Holmes, OH): stress 74, 6 branches low in Holmes, OH; First Federal Cmty Bank Na (Holmes, OH): stress 58, 2 branches low in Holmes, OH; Ssb Community Bank (Holmes, OH): stress 69, 1 branch low in Holmes, OH; Main Street Bank Corp (Holmes, OH): stress 62, 1 branch low in Holmes, OH; Park National Bank (Holmes, OH): stress 42, 1 branch low in Holmes, OH.
Vacancy and permits, Holmes, OH
1,166 of 14,561 Holmes, OH housing units are vacant; Holmes, OH permits, twelve months: 0 multifamily units in Holmes, OH, 11 one-to-four unit units.
Work Holmes, OH at the parcel level
Every Holmes, OH parcel carries owner and address; every Holmes, OH parcel carries APN; Holmes, OH distress scores sit on the Holmes, OH live board.
Holmes, OH figures refresh with each source.
Holmes, OH questions
Most distressed ZIP code in Holmes County, OH?
ZIP 44681 leads Holmes, OH at 19/100; next in Holmes, OH: 43804 at 18/100; the Holmes, OH average is 16/100.
Where does Holmes County, OH rank for investment opportunity?
Holmes, OH is #3,016 among all ranked counties, #74 in Ohio; the Holmes, OH driver is construction; Holmes, OH moved down 272 places.
How many mortgages are delinquent in Holmes County, OH?
Holmes, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Holmes, OH.
Which banks lend in Holmes County, OH?
6 watched lenders hold Holmes, OH branches; the largest Holmes, OH footprints are Coml&Svg Bk Millersburg Oh (7), Killbuck Savings Bank Co (6), First Federal Cmty Bank Na (2).
More on Holmes, OH
Holmes County, OH distress report: public-record figures for Holmes, OH; not legal advice for Holmes, OH; not tax or investment advice; verify every Holmes, OH record before acting.