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Horry County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Horry County, SC distress report, 2026: 16 ZIPs scored in Horry, SC, Horry, SC average 37/100; the top Horry, SC ZIP is 29511 at 37/100; Horry, SC market phase peak, Horry, SC prices +0.7% year over year.

  • Horry, SC ranks #228 nationally (opportunity index); Horry, SC #9 in South Carolina; Horry, SC index 35.5.
  • Horry, SC ninety-day mortgage delinquency 0.8% in December 2025; Horry, SC twelve-month change +0.1%.
  • Horry, SC ZIP phases: 16 peak.
  • Horry, SC residential listings tracked: 200 across 16 ZIPs; Horry, SC candidate listings 82.
  • Horry, SC HUD assisted properties: 6 with 666 units.
  • Horry, SC lenders on watch: 8; largest Horry, SC footprint Conway National Bank (14 branches).
  • Horry, SC most distressed ZIP: 29511 at 37/100.

Horry, SC figures: DLRadar distress index; Horry, SC inputs: CFPB, FHFA, HUD, FDIC; Horry, SC rebuilt as sources refresh.

RankHorry, SC ZIPScore
12951137/100
22952637/100
32952737/100
42954437/100
52954537/100
62956637/100
72956837/100
82956937/100
92957237/100
102957537/100
112957737/100
122957937/100

Most distressed Horry, SC ZIPs (0-100, 2026)

Mortgage delinquency in Horry, SC

0.8% of Horry, SC mortgages were ninety-plus days late (Horry, SC, December 2025); Horry, SC thirty-to-eighty-nine days late: 2.4%; Horry, SC twelve-month change +0.1%; Horry, SC peak since 2008: 4.4% (January 2010); South Carolina overall 1.2%. Horry, SC ninety-day series: Dec 24 0.7, Jan 25 0.7, Feb 25 0.7 (Horry, SC), Mar 25 0.6, Apr 25 0.6, May 25 0.6 (Horry, SC), Jun 25 0.7, Jul 25 0.7, Aug 25 0.6 (Horry, SC), Sep 25 0.7, Oct 25 0.5, Nov 25 0.6 (Horry, SC), Dec 25 0.8.

Opportunity index: Horry, SC

Horry, SC index 35.5, Horry, SC phase peak_opportunity; Horry, SC primary driver vacancy, Horry, SC second driver construction. Horry, SC components: property stress 29.0, foreclosure pressure 29.9, listing discounts 37.2, bank stress 55.2, insurance 0.0; Horry, SC pulse 39.3; Horry, SC capital opportunity 29.8; Horry, SC seven-day change -0.2%.

ZIP market phases inside Horry, SC

16 Horry, SC ZIPs carry a price-cycle phase; Horry, SC ZIPs by phase (Horry, SC), deepest drawdown first: peak, +0.7% YoY, 0.8% off peak (Horry, SC): 29511, 29526, 29527, 29544, Horry, SC 29545, 29566, 29568, 29569, Horry, SC 29572, 29575, 29577, 29579, Horry, SC 29582, 29588; peak, +2.2% YoY, 0.6% off peak (Horry, SC): 29581; peak, +2.1% YoY, 0.4% off peak (Horry, SC): 29576.

Residential listings by Horry, SC ZIP

Horry, SC ZIPs with the most tracked Horry, SC residential listings: 29579 31 listings, 12 candidates, bank pressure 63; 29577 28 listings, 16 candidates, bank pressure 63; 29588 26 listings, 4 candidates, bank pressure 63; 29526 24 listings, 9 candidates, bank pressure 63 (Horry, SC); 29572 19 listings, 12 candidates, bank pressure 63; 29568 10 listings, 1 candidates, bank pressure 63; 29582 10 listings, 7 candidates, bank pressure 63; 29527 9 listings, 3 candidates, bank pressure 63. Horry, SC totals: 200 listings; Horry, SC candidates 82; active ZIPs 1.

HUD assisted housing in Horry, SC

6 assisted properties with 666 units sit in Horry, SC; largest Horry, SC properties: Mosby Carolina Forest (Myrtle Beach) 332 units; Cornerstone Commons Ii (Conway) 112 units; Sandygate Village, Alp (Myrtle Beach) 104 units, 104 assisted in Horry, SC; Noel Villa Apartments (Conway) 49 units, 49 assisted; Jefferson Place (Myrtle Beach) 41 units, 41 assisted; Watson's Place (Loris) 28 units, 28 assisted.

Lenders with branches in Horry, SC

Horry, SC lenders by branch count: Conway National Bank (Horry, SC): stress 63, 14 branches low in Horry, SC; Anderson Brothers Bank (Horry, SC): stress 65, 11 branches low in Horry, SC; Citizens Bank (Horry, SC): stress 63, 6 branches low in Horry, SC; United Community Bank (Horry, SC): stress 56, 6 branches low in Horry, SC; South Atlantic Bank (Horry, SC): stress 74, 4 branches low in Horry, SC; Coastal Carolina Nb (Horry, SC): stress 73, 4 branches low in Horry, SC; First Palmetto Bank (Horry, SC): stress 66, 4 branches low in Horry, SC; First Reliance Bank (Horry, SC): stress 66, 2 branches low in Horry, SC.

Vacancy and permits, Horry, SC

58,640 of 217,419 Horry, SC housing units are vacant; Horry, SC permits, twelve months: 79 multifamily units in Horry, SC, 6,174 one-to-four unit units.

Work Horry, SC at the parcel level

Every Horry, SC parcel carries owner and address; every Horry, SC parcel carries APN; Horry, SC distress scores sit on the Horry, SC live board.

Horry, SC figures refresh with each source.

Horry, SC questions

Most distressed ZIP code in Horry County, SC?

ZIP 29511 leads Horry, SC at 37/100; next in Horry, SC: 29526 at 37/100; the Horry, SC average is 37/100.

Where does Horry County, SC rank for investment opportunity?

Horry, SC is #228 among all ranked counties, #9 in South Carolina; the Horry, SC driver is vacancy; Horry, SC moved up 35 places.

How many mortgages are delinquent in Horry County, SC?

0.8% of Horry, SC mortgages were ninety-plus days late in December 2025; the Horry, SC peak since 2008 was 4.4%.

Which banks lend in Horry County, SC?

8 watched lenders hold Horry, SC branches; the largest Horry, SC footprints are Conway National Bank (14), Anderson Brothers Bank (11), Citizens Bank (6).

More on Horry, SC

Horry County, SC distress report: public-record figures for Horry, SC; not legal advice for Horry, SC; not tax or investment advice; verify every Horry, SC record before acting.

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