Jefferson County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Florida? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 32331 at 23/100.
- 5 ZIP codes tracked in Jefferson County, averaging 19/100 distress.
- Jefferson County reads expansion — home values up 5.8% year over year.
- Vacancy runs 14.1% across Jefferson County's tracked ZIPs, with a 12.3% poverty rate.
- The typical Jefferson County home is worth about $146,767 against a ~$53,014 median income.
- Lending headwind in Jefferson County sits at 23/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32331 | 23/100 |
| 2 | 32336 | 22/100 |
| 3 | 32337 | 17/100 |
| 4 | 32344 | 17/100 |
| 5 | 32361 | 17/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
DLRadar builds Jefferson County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Jefferson County market phase and pricing
Phase for Jefferson County: expansion (+5.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Jefferson County
Jefferson County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
No card charged today · explore every module with live data.
Frequently asked questions
Where is distress highest inside Jefferson County, FL?
ZIP 32331 leads Jefferson County at 23/100, recomputed monthly from public records.
How would you describe the Jefferson County market phase?
Jefferson County is classified expansion with a 5.8% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Jefferson County numbers?
Jefferson County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 5 ZIPs are comparable to anywhere else.
How much do distress scores vary between Jefferson County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Jefferson County ZIPs DLRadar ranks, scores run from 23/100 in 32331 down to 17/100 in 32361, against a Jefferson County average of 19/100. The 6-point range is the argument for ZIP-level search across Jefferson County.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $146,767 of value against a median household income near $53,014. Vacancy across Jefferson County's tracked ZIPs runs 14.1% and the poverty rate is 12.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Jefferson County's foreclosure and tax-lien filings and its 23/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.