Jefferson County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, FL distress report, 2026: 5 ZIPs scored in Jefferson, FL, Jefferson, FL average 19/100; the top Jefferson, FL ZIP is 32331 at 25/100; Jefferson, FL market phase expansion, Jefferson, FL prices +5.8% year over year.
- Jefferson, FL ranks #350 nationally (opportunity index); Jefferson, FL #38 in Florida; Jefferson, FL index 34.2.
- Jefferson, FL: no CFPB county sample; Jefferson, FL metro area reading 1.1%.
- Jefferson, FL ZIP phases: 3 expansion, 1 peak, 1 neutral.
- Jefferson, FL residential listings tracked: 7 across 3 ZIPs; Jefferson, FL candidate listings 5.
- Jefferson, FL lenders on watch: 1; largest Jefferson, FL footprint Capital City Bank (1 branch).
- Jefferson, FL most distressed ZIP: 32331 at 25/100.
Jefferson, FL figures: DLRadar distress index; Jefferson, FL inputs: CFPB, FHFA, HUD, FDIC; Jefferson, FL rebuilt as sources refresh.
| Rank | Jefferson, FL ZIP | Score |
|---|---|---|
| 1 | 32331 | 25/100 |
| 2 | 32336 | 22/100 |
| 3 | 32337 | 16/100 |
| 4 | 32344 | 16/100 |
| 5 | 32361 | 16/100 |
Most distressed Jefferson, FL ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, FL
No CFPB county sample covers Jefferson, FL; the metro area reading for Jefferson, FL (Tallahassee, FL): 1.1% ninety-plus; Jefferson, FL area thirty-to-eighty-nine 2.2% (December 2025, Jefferson, FL); Florida overall 1.2%.
Opportunity index: Jefferson, FL
Jefferson, FL index 34.2, Jefferson, FL phase peak_opportunity; Jefferson, FL primary driver vacancy, Jefferson, FL second driver bank institutional. Jefferson, FL components: property stress 34.5, foreclosure pressure 33.9, listing discounts 37.0, bank stress 49.9, insurance 0.0; Jefferson, FL pulse 35.8; Jefferson, FL capital opportunity 31.7; Jefferson, FL seven-day change +0.1%.
ZIP market phases inside Jefferson, FL
5 Jefferson, FL ZIPs carry a price-cycle phase; Jefferson, FL ZIPs by phase (Jefferson, FL), deepest drawdown first: peak, +4.1% YoY (Jefferson, FL): 32331; neutral, +4.6% YoY (Jefferson, FL): 32336; expansion, +5.8% YoY (Jefferson, FL): 32337, 32344, 32361.
Residential listings by Jefferson, FL ZIP
Jefferson, FL ZIPs with the most tracked Jefferson, FL residential listings: 32344 7 listings, 5 candidates, bank pressure 49; 32337 0 listings, 0 candidates, bank pressure 49; 32361 0 listings, 0 candidates, bank pressure 49. Jefferson, FL totals: 7 listings; Jefferson, FL candidates 5; active ZIPs 0.
Lenders with branches in Jefferson, FL
Jefferson, FL lenders by branch count: Capital City Bank (Jefferson, FL): stress 54, 1 branch low in Jefferson, FL.
Vacancy and permits, Jefferson, FL
1,135 of 6,886 Jefferson, FL housing units are vacant; Jefferson, FL permits, twelve months: 0 multifamily units in Jefferson, FL, 78 one-to-four unit units.
Work Jefferson, FL at the parcel level
Every Jefferson, FL parcel carries owner and address; every Jefferson, FL parcel carries APN; Jefferson, FL distress scores sit on the Jefferson, FL live board; Jefferson, FL lead lists by signal.
Jefferson, FL figures refresh with each source.
Jefferson, FL questions
Most distressed ZIP code in Jefferson County, FL?
ZIP 32331 leads Jefferson, FL at 25/100; next in Jefferson, FL: 32336 at 22/100; the Jefferson, FL average is 19/100.
Where does Jefferson County, FL rank for investment opportunity?
Jefferson, FL is #350 among all ranked counties, #38 in Florida; the Jefferson, FL driver is vacancy; Jefferson, FL moved up 561 places.
How many mortgages are delinquent in Jefferson County, FL?
Jefferson, FL takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Jefferson, FL.
Which banks lend in Jefferson County, FL?
1 watched lenders hold Jefferson, FL branches; the largest Jefferson, FL footprints are Capital City Bank (1).
More on Jefferson, FL
Jefferson County, FL distress report: public-record figures for Jefferson, FL; not legal advice for Jefferson, FL; not tax or investment advice; verify every Jefferson, FL record before acting.