Jefferson County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Florida? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 32336 at 27/100.
- 5 ZIP codes tracked in Jefferson County, averaging 23/100 distress.
- Jefferson County reads peak — home values up 0.5% year over year, 1.8% off peak.
- Vacancy runs 14.1% across Jefferson County's tracked ZIPs, with a 12.3% poverty rate.
- The typical Jefferson County home is worth about $146,767 against a ~$53,014 median income.
- Lending headwind in Jefferson County sits at 0/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32336 | 27/100 |
| 2 | 32331 | 26/100 |
| 3 | 32337 | 21/100 |
| 4 | 32344 | 21/100 |
| 5 | 32361 | 21/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
Jefferson County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 23/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Jefferson County market phase and pricing
Jefferson County reads peak — home prices rose 0.5% over the last year and are 1.8% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Jefferson County
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Frequently asked questions
What is the most distressed ZIP code in Jefferson County, FL?
ZIP 32336 leads Jefferson County at 27/100, recomputed monthly from public records.
What market phase is Jefferson County in?
Jefferson County reads peak, with home prices up 0.5% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Jefferson County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.