Jefferson County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, GA distress report, 2026: 9 ZIPs scored in Jefferson, GA, Jefferson, GA average 20/100; the top Jefferson, GA ZIP is 30816 at 23/100; Jefferson, GA market phase peak, Jefferson, GA prices +2.5% year over year.
- Jefferson, GA ranks #44 nationally (opportunity index); Jefferson, GA #5 in Georgia; Jefferson, GA index 38.8.
- Jefferson, GA: no CFPB county sample; Jefferson, GA non-metro area reading 1.3%.
- Jefferson, GA ZIP phases: 9 peak.
- Jefferson, GA residential listings tracked: 4 across 7 ZIPs; Jefferson, GA candidate listings 0.
- Jefferson, GA HUD assisted properties: 1 with 52 units.
- Jefferson, GA lenders on watch: 2; largest Jefferson, GA footprint Queensborough Nb&T Co (4 branches).
- Jefferson, GA most distressed ZIP: 30816 at 23/100.
Jefferson, GA figures: DLRadar distress index; Jefferson, GA inputs: CFPB, FHFA, HUD, FDIC; Jefferson, GA rebuilt as sources refresh.
| Rank | Jefferson, GA ZIP | Score |
|---|---|---|
| 1 | 30816 | 23/100 |
| 2 | 30434 | 22/100 |
| 3 | 30477 | 21/100 |
| 4 | 30803 | 21/100 |
| 5 | 30818 | 21/100 |
| 6 | 30833 | 21/100 |
| 7 | 30413 | 20/100 |
| 8 | 30823 | 19/100 |
| 9 | 30810 | 15/100 |
Most distressed Jefferson, GA ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, GA
No CFPB county sample covers Jefferson, GA; the non-metro area reading for Jefferson, GA: 1.3% ninety-plus; Jefferson, GA area thirty-to-eighty-nine 3.0% (December 2025, Jefferson, GA); Georgia overall 1.3%.
Opportunity index: Jefferson, GA
Jefferson, GA index 38.8, Jefferson, GA phase overheated; Jefferson, GA primary driver vacancy, Jefferson, GA second driver bank institutional. Jefferson, GA components: property stress 49.3, foreclosure pressure 54.7, listing discounts 16.5, bank stress 58.4, insurance 0.0; Jefferson, GA pulse 48.2; Jefferson, GA capital opportunity 24.8; Jefferson, GA seven-day change +0.6%.
ZIP market phases inside Jefferson, GA
9 Jefferson, GA ZIPs carry a price-cycle phase; Jefferson, GA ZIPs by phase (Jefferson, GA), deepest drawdown first: peak, +4.5% YoY, 0.5% off peak (Jefferson, GA): 30816; peak, +2.9% YoY, 0.1% off peak (Jefferson, GA): 30434; peak, +2.3% YoY, 0.0% off peak (Jefferson, GA): 30413; peak, +2.5% YoY (Jefferson, GA): 30477, 30803, 30810, 30818, Jefferson, GA 30823, 30833.
Residential listings by Jefferson, GA ZIP
Jefferson, GA ZIPs with the most tracked Jefferson, GA residential listings: 30823 2 listings, 0 candidates, bank pressure 68; 30833 2 listings, 0 candidates, bank pressure 63; 30413 0 listings, 0 candidates, bank pressure 61; 30434 0 listings, 0 candidates, bank pressure 62 (Jefferson, GA); 30477 0 listings, 0 candidates, bank pressure 63; 30803 0 listings, 0 candidates, bank pressure 71; 30818 0 listings, 0 candidates, bank pressure 63. Jefferson, GA totals: 4 listings; Jefferson, GA candidates 0; active ZIPs 1.
HUD assisted housing in Jefferson, GA
1 assisted properties with 52 units sit in Jefferson, GA; largest Jefferson, GA properties: Pine Valley Apartments (Wrens) 52 units.
Lenders with branches in Jefferson, GA
Jefferson, GA lenders by branch count: Queensborough Nb&T Co (Jefferson, GA): stress 76, 4 branches low in Jefferson, GA; First State Bank (Jefferson, GA): stress 56, 2 branches low in Jefferson, GA.
Vacancy and permits, Jefferson, GA
1,421 of 7,172 Jefferson, GA housing units are vacant; Jefferson, GA permits, twelve months: 0 multifamily units in Jefferson, GA, 24 one-to-four unit units.
Work Jefferson, GA at the parcel level
Every Jefferson, GA parcel carries owner and address; every Jefferson, GA parcel carries APN; Jefferson, GA distress scores sit on the Jefferson, GA live board.
Jefferson, GA figures refresh with each source.
Jefferson, GA questions
Most distressed ZIP code in Jefferson County, GA?
ZIP 30816 leads Jefferson, GA at 23/100; next in Jefferson, GA: 30434 at 22/100; the Jefferson, GA average is 20/100.
Where does Jefferson County, GA rank for investment opportunity?
Jefferson, GA is #44 among all ranked counties, #5 in Georgia; the Jefferson, GA driver is vacancy; Jefferson, GA moved down 30 places.
How many mortgages are delinquent in Jefferson County, GA?
Jefferson, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Jefferson, GA.
Which banks lend in Jefferson County, GA?
2 watched lenders hold Jefferson, GA branches; the largest Jefferson, GA footprints are Queensborough Nb&T Co (4), First State Bank (2).
More on Jefferson, GA
Jefferson County, GA distress report: public-record figures for Jefferson, GA; not legal advice for Jefferson, GA; not tax or investment advice; verify every Jefferson, GA record before acting.