Jefferson County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Illinois? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 62877 at 25/100.
- 17 ZIP codes tracked in Jefferson County, averaging 21/100 distress.
- Jefferson County reads expansion — home values up 5.7% year over year.
- Vacancy runs 11.2% across Jefferson County's tracked ZIPs, with a 13.4% poverty rate.
- The typical Jefferson County home is worth about $122,153 against a ~$59,373 median income.
- Lending headwind in Jefferson County sits at 36/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62877 | 25/100 |
| 2 | 62808 | 24/100 |
| 3 | 62889 | 23/100 |
| 4 | 62816 | 22/100 |
| 5 | 62830 | 22/100 |
| 6 | 62846 | 22/100 |
| 7 | 62864 | 22/100 |
| 8 | 62872 | 22/100 |
| 9 | 62893 | 22/100 |
| 10 | 62894 | 22/100 |
| 11 | 62898 | 22/100 |
| 12 | 62801 | 21/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
DLRadar builds Jefferson County's distress picture only from records anyone can pull; its ZIPs average 21/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Jefferson County market phase and pricing
The cycle in Jefferson County is expansion, with values up 5.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
Which Jefferson County ZIP scores worst for distress?
ZIP 62877 leads Jefferson County at 25/100, recomputed monthly from public records.
Where is Jefferson County in the housing cycle?
Phase for Jefferson County: expansion, tracking a 5.7% gain year over year, read off the FHFA index.
How is the Jefferson County data sourced?
Every Jefferson County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 17 Jefferson County ZIP codes that it runs on every other U.S. county, so Jefferson County's numbers are directly comparable to any other market.
How much do distress scores vary between Jefferson County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Jefferson County ZIPs DLRadar ranks, scores run from 25/100 in 62877 down to 21/100 in 62801, against a Jefferson County average of 21/100. A spread of 4 points means Jefferson County has to be worked ZIP by ZIP.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $122,153 of value against a median household income near $59,373. Vacancy across Jefferson County's tracked ZIPs runs 11.2% and the poverty rate is 13.4%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Jefferson County's foreclosure and lien data and its 36/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.