Jefferson County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, IL distress report, 2026: 17 ZIPs scored in Jefferson, IL, Jefferson, IL average 21/100; the top Jefferson, IL ZIP is 62877 at 26/100; Jefferson, IL market phase expansion, Jefferson, IL prices +5.7% year over year.
- Jefferson, IL ranks #1,012 nationally (opportunity index); Jefferson, IL #18 in Illinois; Jefferson, IL index 31.1.
- Jefferson, IL: no CFPB county sample; Jefferson, IL non-metro area reading 1.4%.
- Jefferson, IL ZIP phases: 17 expansion.
- Jefferson, IL residential listings tracked: 16 across 12 ZIPs; Jefferson, IL candidate listings 10.
- Jefferson, IL HUD assisted properties: 1 with 100 units.
- Jefferson, IL lenders on watch: 5; largest Jefferson, IL footprint Community 1st Bk Heartland (4 branches).
- Jefferson, IL most distressed ZIP: 62877 at 26/100.
Jefferson, IL figures: DLRadar distress index; Jefferson, IL inputs: CFPB, FHFA, HUD, FDIC; Jefferson, IL rebuilt as sources refresh.
| Rank | Jefferson, IL ZIP | Score |
|---|---|---|
| 1 | 62877 | 26/100 |
| 2 | 62808 | 25/100 |
| 3 | 62889 | 23/100 |
| 4 | 62893 | 23/100 |
| 5 | 62801 | 22/100 |
| 6 | 62816 | 22/100 |
| 7 | 62830 | 22/100 |
| 8 | 62846 | 22/100 |
| 9 | 62864 | 22/100 |
| 10 | 62872 | 22/100 |
| 11 | 62894 | 22/100 |
| 12 | 62898 | 22/100 |
Most distressed Jefferson, IL ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, IL
No CFPB county sample covers Jefferson, IL; the non-metro area reading for Jefferson, IL: 1.4% ninety-plus; Jefferson, IL area thirty-to-eighty-nine 2.8% (December 2025, Jefferson, IL); Illinois overall 1.1%.
Opportunity index: Jefferson, IL
Jefferson, IL index 31.1, Jefferson, IL phase watchlist; Jefferson, IL primary driver construction, Jefferson, IL second driver vacancy. Jefferson, IL components: property stress 13.1, foreclosure pressure 12.1, listing discounts 35.6, bank stress 51.7, insurance 0.0; Jefferson, IL pulse 34.2; Jefferson, IL capital opportunity 26.5.
ZIP market phases inside Jefferson, IL
17 Jefferson, IL ZIPs carry a price-cycle phase; Jefferson, IL ZIPs by phase (Jefferson, IL), deepest drawdown first: expansion, +5.0% YoY (Jefferson, IL): 62801; expansion, +5.4% YoY (Jefferson, IL): 62808; expansion, +5.6% YoY (Jefferson, IL): 62810, 62814, 62883; expansion, +5.7% YoY (Jefferson, IL): 62816, 62830, 62846, 62864, Jefferson, IL 62872, 62889, 62893, 62894; expansion, +5.3% YoY (Jefferson, IL): 62836, 62851, 62877.
Residential listings by Jefferson, IL ZIP
Jefferson, IL ZIPs with the most tracked Jefferson, IL residential listings: 62864 11 listings, 7 candidates, bank pressure 61; 62846 2 listings, 0 candidates, bank pressure 61; 62872 2 listings, 2 candidates, bank pressure 61; 62830 1 listings, 1 candidates, bank pressure 65 (Jefferson, IL); 62810 0 listings, 0 candidates, bank pressure 62; 62814 0 listings, 0 candidates, bank pressure 60; 62816 0 listings, 0 candidates, bank pressure 61; 62883 0 listings, 0 candidates, bank pressure 65. Jefferson, IL totals: 16 listings; Jefferson, IL candidates 10; active ZIPs 4.
HUD assisted housing in Jefferson, IL
1 assisted properties with 100 units sit in Jefferson, IL; largest Jefferson, IL properties: Willow Springs Apartments (Mount Vernon) 100 units, 100 assisted.
Lenders with branches in Jefferson, IL
Jefferson, IL lenders by branch count: Community 1st Bk Heartland (Jefferson, IL): stress 44, 4 branches low in Jefferson, IL; Peoples National Bank N A (Jefferson, IL): stress 66, 3 branches low in Jefferson, IL; Banterra Bank (Jefferson, IL): stress 83, 1 branch low in Jefferson, IL; First Mid B&T Na (Jefferson, IL): stress 62, 1 branch low in Jefferson, IL; Legence Bank (Jefferson, IL): stress 51, 1 branch low in Jefferson, IL.
Vacancy and permits, Jefferson, IL
1,809 of 16,629 Jefferson, IL housing units are vacant; Jefferson, IL permits, twelve months: 0 multifamily units in Jefferson, IL, 4 one-to-four unit units.
Work Jefferson, IL at the parcel level
Every Jefferson, IL parcel carries owner and address; every Jefferson, IL parcel carries APN; Jefferson, IL distress scores sit on the Jefferson, IL live board.
Jefferson, IL figures refresh with each source.
Jefferson, IL questions
Most distressed ZIP code in Jefferson County, IL?
ZIP 62877 leads Jefferson, IL at 26/100; next in Jefferson, IL: 62808 at 25/100; the Jefferson, IL average is 21/100.
Where does Jefferson County, IL rank for investment opportunity?
Jefferson, IL is #1,012 among all ranked counties, #18 in Illinois; the Jefferson, IL driver is construction; Jefferson, IL moved up 298 places.
How many mortgages are delinquent in Jefferson County, IL?
Jefferson, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Jefferson, IL.
Which banks lend in Jefferson County, IL?
5 watched lenders hold Jefferson, IL branches; the largest Jefferson, IL footprints are Community 1st Bk Heartland (4), Peoples National Bank N A (3), Banterra Bank (1).
More on Jefferson, IL
Jefferson County, IL distress report: public-record figures for Jefferson, IL; not legal advice for Jefferson, IL; not tax or investment advice; verify every Jefferson, IL record before acting.