Jefferson County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, WV distress report, 2026: 9 ZIPs scored in Jefferson, WV, Jefferson, WV average 17/100; the top Jefferson, WV ZIP is 25414 at 18/100; Jefferson, WV market phase expansion, Jefferson, WV prices +6.0% year over year.
- Jefferson, WV ranks #1,718 nationally (opportunity index); Jefferson, WV #37 in West Virginia; Jefferson, WV index 28.7.
- Jefferson, WV: no CFPB county sample; Jefferson, WV metro area reading 0.7%.
- Jefferson, WV ZIP phases: 8 expansion, 1 peak.
- Jefferson, WV residential listings tracked: 295 across 8 ZIPs; Jefferson, WV candidate listings 47.
- Jefferson, WV HUD assisted properties: 2 with 82 units.
- Jefferson, WV lenders on watch: 3; largest Jefferson, WV footprint Jefferson Security Bank (3 branches).
- Jefferson, WV most distressed ZIP: 25414 at 18/100.
Jefferson, WV figures: DLRadar distress index; Jefferson, WV inputs: CFPB, FHFA, HUD, FDIC; Jefferson, WV rebuilt as sources refresh.
| Rank | Jefferson, WV ZIP | Score |
|---|---|---|
| 1 | 25414 | 18/100 |
| 2 | 25425 | 18/100 |
| 3 | 25430 | 18/100 |
| 4 | 25432 | 18/100 |
| 5 | 25438 | 18/100 |
| 6 | 25442 | 18/100 |
| 7 | 25443 | 18/100 |
| 8 | 25446 | 18/100 |
| 9 | 20135 | 10/100 |
Most distressed Jefferson, WV ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, WV
No CFPB county sample covers Jefferson, WV; the metro area reading for Jefferson, WV (Washington-Arlington-Alexandria, DC-VA-MD-WV): 0.7% ninety-plus; Jefferson, WV area thirty-to-eighty-nine 1.5% (December 2025, Jefferson, WV); West Virginia overall 1.1%.
Opportunity index: Jefferson, WV
Jefferson, WV index 28.7, Jefferson, WV phase early_signal; Jefferson, WV primary driver bank institutional, Jefferson, WV second driver construction. Jefferson, WV components: property stress 12.8, foreclosure pressure 10.3, listing discounts 37.3, bank stress 59.9, insurance 0.0; Jefferson, WV pulse 30.7; Jefferson, WV capital opportunity 25.7; Jefferson, WV seven-day change +0.1%.
ZIP market phases inside Jefferson, WV
9 Jefferson, WV ZIPs carry a price-cycle phase; Jefferson, WV ZIPs by phase (Jefferson, WV), deepest drawdown first: expansion, +5.4% YoY, 0.3% off peak (Jefferson, WV): 25443; expansion, +5.5% YoY, 0.3% off peak (Jefferson, WV): 25430; peak, +3.4% YoY (Jefferson, WV): 20135; expansion, +6.0% YoY (Jefferson, WV): 25414, 25425, 25432, 25438, Jefferson, WV 25442, 25446.
Residential listings by Jefferson, WV ZIP
Jefferson, WV ZIPs with the most tracked Jefferson, WV residential listings: 25425 91 listings, 24 candidates, bank pressure 59; 25438 74 listings, 0 candidates, bank pressure 59; 25414 66 listings, 5 candidates, bank pressure 59; 25443 53 listings, 16 candidates, bank pressure 60 (Jefferson, WV); 25430 8 listings, 2 candidates, bank pressure 60; 25442 2 listings, 0 candidates, bank pressure 59; 25446 1 listings, 0 candidates, bank pressure 59; 25432 0 listings, 0 candidates, bank pressure 59. Jefferson, WV totals: 295 listings; Jefferson, WV candidates 47; active ZIPs 7.
HUD assisted housing in Jefferson, WV
2 assisted properties with 82 units sit in Jefferson, WV; largest Jefferson, WV properties: Charles Towers (Charles Town) 82 units, 81 assisted; Washington Landing (Charles Town) 0 units.
Lenders with branches in Jefferson, WV
Jefferson, WV lenders by branch count: Jefferson Security Bank (Jefferson, WV): stress 81, 3 branches low in Jefferson, WV; Potomac Bank (Jefferson, WV): stress 64, 3 branches low in Jefferson, WV; City Nb Of West Virginia (Jefferson, WV): stress 49, 2 branches low in Jefferson, WV.
Vacancy and permits, Jefferson, WV
1,970 of 24,774 Jefferson, WV housing units are vacant; Jefferson, WV permits, twelve months: 62 multifamily units in Jefferson, WV, 1,091 one-to-four unit units.
Work Jefferson, WV at the parcel level
Every Jefferson, WV parcel carries owner and address; every Jefferson, WV parcel carries APN; Jefferson, WV distress scores sit on the Jefferson, WV live board.
Jefferson, WV figures refresh with each source.
Jefferson, WV questions
Most distressed ZIP code in Jefferson County, WV?
ZIP 25414 leads Jefferson, WV at 18/100; next in Jefferson, WV: 25425 at 18/100; the Jefferson, WV average is 17/100.
Where does Jefferson County, WV rank for investment opportunity?
Jefferson, WV is #1,718 among all ranked counties, #37 in West Virginia; the Jefferson, WV driver is bank institutional; Jefferson, WV moved up 419 places.
How many mortgages are delinquent in Jefferson County, WV?
Jefferson, WV takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Jefferson, WV.
Which banks lend in Jefferson County, WV?
3 watched lenders hold Jefferson, WV branches; the largest Jefferson, WV footprints are Jefferson Security Bank (3), Potomac Bank (3), City Nb Of West Virginia (2).
More on Jefferson, WV
Jefferson County, WV distress report: public-record figures for Jefferson, WV; not legal advice for Jefferson, WV; not tax or investment advice; verify every Jefferson, WV record before acting.