Jefferson County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, West Virginia? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 25414 at 19/100.
- 9 ZIP codes tracked in Jefferson County, averaging 18/100 distress.
- Jefferson County reads expansion — home values up 6.0% year over year.
- Vacancy runs 9.3% across Jefferson County's tracked ZIPs, with a 6.9% poverty rate.
- The typical Jefferson County home is worth about $355,767 against a ~$97,139 median income.
- Lending headwind in Jefferson County sits at 48/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 25414 | 19/100 |
| 2 | 25425 | 19/100 |
| 3 | 25430 | 19/100 |
| 4 | 25432 | 19/100 |
| 5 | 25438 | 19/100 |
| 6 | 25442 | 19/100 |
| 7 | 25443 | 19/100 |
| 8 | 25446 | 19/100 |
| 9 | 20135 | 13/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
Jefferson County's placement in the national index rests on public filings — a 18/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Jefferson County market phase and pricing
Jefferson County currently sits in expansion after a 6.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Jefferson County
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Frequently asked
Which ZIP code leads Jefferson County on distress?
ZIP 25414 leads Jefferson County at 19/100, recomputed monthly from public records.
What market phase is Jefferson County in?
Jefferson County reads expansion, with home prices up 6.0% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Jefferson County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Jefferson County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Jefferson County ZIP codes?
Averaging the county conceals how uneven it is. Across the Jefferson County ZIPs DLRadar ranks, scores run from 19/100 in 25414 down to 13/100 in 20135, against a Jefferson County average of 18/100. With 6 points between best and worst, county-level targeting in Jefferson County wastes effort.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $355,767 of value against a median household income near $97,139. Vacancy across Jefferson County's tracked ZIPs runs 9.3% and the poverty rate is 6.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Jefferson County's foreclosure and tax-lien filings and its 48/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.