Johnson County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Johnson County, Indiana? DLRadar grades every Johnson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Johnson County breakdown.
- Johnson County's most distressed ZIP is 46259 at 32/100.
- 12 ZIP codes tracked in Johnson County, averaging 26/100 distress.
- Johnson County reads peak — home values up 3.1% year over year.
- Vacancy runs 7.3% across Johnson County's tracked ZIPs, with a 6.9% poverty rate.
- The typical Johnson County home is worth about $300,325 against a ~$88,184 median income.
- Lending headwind in Johnson County sits at 60/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46259 | 32/100 |
| 2 | 46151 | 30/100 |
| 3 | 46124 | 28/100 |
| 4 | 46162 | 26/100 |
| 5 | 46106 | 25/100 |
| 6 | 46131 | 25/100 |
| 7 | 46142 | 25/100 |
| 8 | 46143 | 25/100 |
| 9 | 46160 | 25/100 |
| 10 | 46181 | 25/100 |
| 11 | 46184 | 25/100 |
| 12 | 46164 | 21/100 |
Most distressed ZIP codes in Johnson County (composite distress 0-100, 2026)
What is driving Johnson County distress
The Johnson County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 26/100 ZIP average. No proprietary or modelled inputs enter the score.
Johnson County market phase and pricing
The cycle in Johnson County is peak, with values up 3.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Johnson County
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What people ask
What is the most distressed ZIP code in Johnson County, IN?
ZIP 46259 leads Johnson County at 32/100, recomputed monthly from public records.
What stage of the price cycle is Johnson County at?
FHFA price-index movement places Johnson County in peak; prices are up 3.1% over twelve months.
How is the Johnson County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 12 Johnson County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Johnson County ZIP codes?
Averaging the county conceals how uneven it is. Across the Johnson County ZIPs DLRadar ranks, scores run from 32/100 in 46259 down to 21/100 in 46164, against a Johnson County average of 26/100. That 11-point gap is why acquisition targeting in Johnson County works at ZIP level rather than county level.
What do Johnson County home values and vacancy say about distressed supply?
The typical Johnson County home carries about $300,325 of value against a median household income near $88,184. Vacancy across Johnson County's tracked ZIPs runs 7.3% and the poverty rate is 6.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Johnson County's foreclosure and tax-lien record and its 60/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.