Johnson County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Johnson County, IN distress report, 2026: 12 ZIPs scored in Johnson, IN, Johnson, IN average 26/100; the top Johnson, IN ZIP is 46259 at 33/100; Johnson, IN market phase peak, Johnson, IN prices +3.1% year over year.
- Johnson, IN ranks #2,467 nationally (opportunity index); Johnson, IN #74 in Indiana; Johnson, IN index 26.0.
- Johnson, IN ninety-day mortgage delinquency 1.3% in December 2025; Johnson, IN twelve-month change +0.5%.
- Johnson, IN ZIP phases: 12 peak.
- Johnson, IN residential listings tracked: 15 across 7 ZIPs; Johnson, IN candidate listings 1.
- Johnson, IN HUD assisted properties: 17 with 2,351 units.
- Johnson, IN lenders on watch: 8; largest Johnson, IN footprint Horizon Bank (5 branches).
- Johnson, IN most distressed ZIP: 46259 at 33/100.
Johnson, IN figures: DLRadar distress index; Johnson, IN inputs: CFPB, FHFA, HUD, FDIC; Johnson, IN rebuilt as sources refresh.
| Rank | Johnson, IN ZIP | Score |
|---|---|---|
| 1 | 46259 | 33/100 |
| 2 | 46151 | 31/100 |
| 3 | 46124 | 29/100 |
| 4 | 46162 | 26/100 |
| 5 | 46106 | 25/100 |
| 6 | 46131 | 25/100 |
| 7 | 46142 | 25/100 |
| 8 | 46143 | 25/100 |
| 9 | 46160 | 25/100 |
| 10 | 46181 | 25/100 |
| 11 | 46184 | 25/100 |
| 12 | 46164 | 22/100 |
Most distressed Johnson, IN ZIPs (0-100, 2026)
Mortgage delinquency in Johnson, IN
1.3% of Johnson, IN mortgages were ninety-plus days late (Johnson, IN, December 2025); Johnson, IN thirty-to-eighty-nine days late: 2.5%; Johnson, IN twelve-month change +0.5%; Johnson, IN peak since 2008: 4.7% (January 2010); Indiana overall 1.0%. Johnson, IN ninety-day series: Dec 24 0.8, Jan 25 0.8, Feb 25 0.8 (Johnson, IN), Mar 25 0.5, Apr 25 0.5, May 25 0.7 (Johnson, IN), Jun 25 0.9, Jul 25 0.7, Aug 25 0.6 (Johnson, IN), Sep 25 0.8, Oct 25 0.8, Nov 25 0.8 (Johnson, IN), Dec 25 1.3.
Opportunity index: Johnson, IN
Johnson, IN index 26.0, Johnson, IN phase weak; Johnson, IN primary driver construction, Johnson, IN second driver bank institutional. Johnson, IN components: property stress 9.6, foreclosure pressure 8.2, listing discounts 29.7, bank stress 57.0, insurance 0.0; Johnson, IN pulse 28.4; Johnson, IN capital opportunity 22.4; Johnson, IN seven-day change +0.2%.
ZIP market phases inside Johnson, IN
12 Johnson, IN ZIPs carry a price-cycle phase; Johnson, IN ZIPs by phase (Johnson, IN), deepest drawdown first: peak, +3.0% YoY, 0.0% off peak (Johnson, IN): 46151; peak, +3.1% YoY (Johnson, IN): 46106, 46131, 46142, 46143, Johnson, IN 46160, 46162, 46164, 46181, Johnson, IN 46184, 46259; peak, +3.5% YoY (Johnson, IN): 46124.
Residential listings by Johnson, IN ZIP
Johnson, IN ZIPs with the most tracked Johnson, IN residential listings: 46131 7 listings, 0 candidates, bank pressure 64; 46106 2 listings, 0 candidates, bank pressure 65; 46143 2 listings, 0 candidates, bank pressure 65; 46184 2 listings, 0 candidates, bank pressure 65 (Johnson, IN); 46142 1 listings, 0 candidates, bank pressure 65; 46181 1 listings, 1 candidates, bank pressure 64; 46162 0 listings, 0 candidates, bank pressure 64. Johnson, IN totals: 15 listings; Johnson, IN candidates 1; active ZIPs 6.
HUD assisted housing in Johnson, IN
17 assisted properties with 2,351 units sit in Johnson, IN; largest Johnson, IN properties: Westminster Apartments (Greenwood) 438 units; Cambridge Square Greenwood (Greenwood) 186 units, 186 assisted; Courts Of Valle Vista (Greenwood) 186 units in Johnson, IN; Lakeview Apartments I (Franklin) 160 units; St. Andrews Apartments (Greenwood) 157 units; Village Towers Apartments (Greenwood) 157 units.
Lenders with branches in Johnson, IN
Johnson, IN lenders by branch count: Horizon Bank (Johnson, IN): stress 48, 5 branches low in Johnson, IN; Mutual Savings Bank (Johnson, IN): stress 83, 4 branches low in Johnson, IN; First Merchants Bank (Johnson, IN): stress 65, 3 branches low in Johnson, IN; Centier Bank (Johnson, IN): stress 60, 2 branches low in Johnson, IN; First National Bank (Johnson, IN): stress 90, 1 branch elevated in Johnson, IN; Jackson County Bank (Johnson, IN): stress 81, 1 branch low in Johnson, IN; Home Bank Sb (Johnson, IN): stress 80, 1 branch low in Johnson, IN; Citizens Bank (Johnson, IN): stress 73, 1 branch low in Johnson, IN.
Vacancy and permits, Johnson, IN
3,361 of 65,915 Johnson, IN housing units are vacant; Johnson, IN permits, twelve months: 33 multifamily units in Johnson, IN, 1,079 one-to-four unit units.
Work Johnson, IN at the parcel level
Every Johnson, IN parcel carries owner and address; every Johnson, IN parcel carries APN; Johnson, IN distress scores sit on the Johnson, IN live board.
Johnson, IN figures refresh with each source.
Johnson, IN questions
Most distressed ZIP code in Johnson County, IN?
ZIP 46259 leads Johnson, IN at 33/100; next in Johnson, IN: 46151 at 31/100; the Johnson, IN average is 26/100.
Where does Johnson County, IN rank for investment opportunity?
Johnson, IN is #2,467 among all ranked counties, #74 in Indiana; the Johnson, IN driver is construction; Johnson, IN moved up 173 places.
How many mortgages are delinquent in Johnson County, IN?
1.3% of Johnson, IN mortgages were ninety-plus days late in December 2025; the Johnson, IN peak since 2008 was 4.7%.
Which banks lend in Johnson County, IN?
8 watched lenders hold Johnson, IN branches; the largest Johnson, IN footprints are Horizon Bank (5), Mutual Savings Bank (4), First Merchants Bank (3).
More on Johnson, IN
Johnson County, IN distress report: public-record figures for Johnson, IN; not legal advice for Johnson, IN; not tax or investment advice; verify every Johnson, IN record before acting.