Johnson County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Johnson County, TX distress report, 2026: 16 ZIPs scored in Johnson, TX, Johnson, TX average 23/100; the top Johnson, TX ZIP is 76084 at 28/100; Johnson, TX market phase peak, Johnson, TX prices +0.9% year over year.
- Johnson, TX ranks #2,680 nationally (opportunity index); Johnson, TX #233 in Texas; Johnson, TX index 25.0.
- Johnson, TX ninety-day mortgage delinquency 1.9% in December 2025; Johnson, TX twelve-month change +0.7%.
- Johnson, TX ZIP phases: 16 peak.
- Johnson, TX residential listings tracked: 19 across 11 ZIPs; Johnson, TX candidate listings 11.
- Johnson, TX HUD assisted properties: 6 with 537 units.
- Johnson, TX lenders on watch: 8; largest Johnson, TX footprint Pinnacle Bank (6 branches).
- Johnson, TX most distressed ZIP: 76084 at 28/100.
Johnson, TX figures: DLRadar distress index; Johnson, TX inputs: CFPB, FHFA, HUD, FDIC; Johnson, TX rebuilt as sources refresh.
| Rank | Johnson, TX ZIP | Score |
|---|---|---|
| 1 | 76084 | 28/100 |
| 2 | 76036 | 26/100 |
| 3 | 76050 | 26/100 |
| 4 | 76063 | 26/100 |
| 5 | 76028 | 24/100 |
| 6 | 76093 | 24/100 |
| 7 | 76009 | 23/100 |
| 8 | 76031 | 23/100 |
| 9 | 76044 | 23/100 |
| 10 | 76058 | 23/100 |
| 11 | 76059 | 23/100 |
| 12 | 76061 | 23/100 |
Most distressed Johnson, TX ZIPs (0-100, 2026)
Mortgage delinquency in Johnson, TX
1.9% of Johnson, TX mortgages were ninety-plus days late (Johnson, TX, December 2025); Johnson, TX thirty-to-eighty-nine days late: 4.0%; Johnson, TX twelve-month change +0.7%; Johnson, TX peak since 2008: 4.1% (December 2009); Texas overall 1.2%. Johnson, TX ninety-day series: Dec 24 1.2, Jan 25 1.1, Feb 25 1.6 (Johnson, TX), Mar 25 1.9, Apr 25 1.5, May 25 1.3 (Johnson, TX), Jun 25 1.3, Jul 25 1.5, Aug 25 1.8 (Johnson, TX), Sep 25 1.9, Oct 25 1.7, Nov 25 1.4 (Johnson, TX), Dec 25 1.9.
Opportunity index: Johnson, TX
Johnson, TX index 25.0, Johnson, TX phase weak; Johnson, TX primary driver bank institutional, Johnson, TX second driver construction. Johnson, TX components: property stress 10.1, foreclosure pressure 10.6, listing discounts 27.9, bank stress 55.7, insurance 0.0; Johnson, TX pulse 26.9; Johnson, TX capital opportunity 22.1; Johnson, TX seven-day change +0.3%.
ZIP market phases inside Johnson, TX
16 Johnson, TX ZIPs carry a price-cycle phase; Johnson, TX ZIPs by phase (Johnson, TX), deepest drawdown first: peak, +0.9% YoY (Johnson, TX): 76009, 76028, 76031, 76035, Johnson, TX 76036, 76044, 76049, 76058, Johnson, TX 76059, 76061, 76063, 76084; peak, +1.0% YoY (Johnson, TX): 76033; peak, +1.1% YoY (Johnson, TX): 76050; peak, +1.9% YoY (Johnson, TX): 76070; peak, +1.2% YoY (Johnson, TX): 76093.
Residential listings by Johnson, TX ZIP
Johnson, TX ZIPs with the most tracked Johnson, TX residential listings: 76058 6 listings, 4 candidates, bank pressure 56; 76028 5 listings, 4 candidates, bank pressure 60; 76009 2 listings, 0 candidates, bank pressure 56; 76031 2 listings, 1 candidates, bank pressure 56 (Johnson, TX); 76033 2 listings, 2 candidates, bank pressure 55; 76044 2 listings, 0 candidates, bank pressure 56; 76050 0 listings, 0 candidates, bank pressure 57; 76059 0 listings, 0 candidates, bank pressure 56. Johnson, TX totals: 19 listings; Johnson, TX candidates 11; active ZIPs 6.
HUD assisted housing in Johnson, TX
6 assisted properties with 537 units sit in Johnson, TX; largest Johnson, TX properties: Encore On Alsbury Apts (Burleson) 200 units; Villas At Henderson Place (Cleburne) 140 units; The Fountains Of Burleson Apartments (Burleson) 128 units in Johnson, TX; Thomas Square Apts (Burleson) 40 units, 39 assisted; Lincoln Ridge (Cleburne) 29 units, 29 assisted; The Summit At Walnut Creek (Alvarado) 0 units.
Lenders with branches in Johnson, TX
Johnson, TX lenders by branch count: Pinnacle Bank (Johnson, TX): stress 51, 6 branches low in Johnson, TX; First Financial Bank (Johnson, TX): stress 49, 5 branches low in Johnson, TX; Grandview Bank (Johnson, TX): stress 36, 4 branches low in Johnson, TX; Citizens Nb Of Texas (Johnson, TX): stress 34, 2 branches low in Johnson, TX; American Nb Of Texas (Johnson, TX): stress 89, 1 branch low in Johnson, TX; First National Bank Texas (Johnson, TX): stress 77, 1 branch low in Johnson, TX; Nbt Financial Bank (Johnson, TX): stress 63, 1 branch low in Johnson, TX; First Nb Of Granbury (Johnson, TX): stress 60, 1 branch low in Johnson, TX.
Vacancy and permits, Johnson, TX
5,289 of 70,796 Johnson, TX housing units are vacant; Johnson, TX permits, twelve months: 111 multifamily units in Johnson, TX, 2,084 one-to-four unit units.
Work Johnson, TX at the parcel level
Every Johnson, TX parcel carries owner and address; every Johnson, TX parcel carries APN; Johnson, TX distress scores sit on the Johnson, TX live board.
Johnson, TX figures refresh with each source.
Johnson, TX questions
Most distressed ZIP code in Johnson County, TX?
ZIP 76084 leads Johnson, TX at 28/100; next in Johnson, TX: 76036 at 26/100; the Johnson, TX average is 23/100.
Where does Johnson County, TX rank for investment opportunity?
Johnson, TX is #2,680 among all ranked counties, #233 in Texas; the Johnson, TX driver is bank institutional; Johnson, TX moved up 175 places.
How many mortgages are delinquent in Johnson County, TX?
1.9% of Johnson, TX mortgages were ninety-plus days late in December 2025; the Johnson, TX peak since 2008 was 4.1%.
Which banks lend in Johnson County, TX?
8 watched lenders hold Johnson, TX branches; the largest Johnson, TX footprints are Pinnacle Bank (6), First Financial Bank (5), Grandview Bank (4).
More on Johnson, TX
Johnson County, TX distress report: public-record figures for Johnson, TX; not legal advice for Johnson, TX; not tax or investment advice; verify every Johnson, TX record before acting.