Jones County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jones County, GA distress report, 2026: 8 ZIPs scored in Jones, GA, Jones, GA average 17/100; the top Jones, GA ZIP is 31046 at 21/100; Jones, GA market phase peak, Jones, GA prices +1.0% year over year.
- Jones, GA ranks #1,147 nationally (opportunity index); Jones, GA #81 in Georgia; Jones, GA index 30.7.
- Jones, GA: no CFPB county sample; Jones, GA metro area reading 1.8%.
- Jones, GA ZIP phases: 8 peak.
- Jones, GA residential listings tracked: 18 across 5 ZIPs; Jones, GA candidate listings 13.
- Jones, GA lenders on watch: 3; largest Jones, GA footprint Exchange Bank (1 branch).
- Jones, GA most distressed ZIP: 31046 at 21/100.
Jones, GA figures: DLRadar distress index; Jones, GA inputs: CFPB, FHFA, HUD, FDIC; Jones, GA rebuilt as sources refresh.
| Rank | Jones, GA ZIP | Score |
|---|---|---|
| 1 | 31046 | 21/100 |
| 2 | 31217 | 20/100 |
| 3 | 31038 | 18/100 |
| 4 | 31211 | 18/100 |
| 5 | 31061 | 16/100 |
| 6 | 31032 | 15/100 |
| 7 | 31033 | 14/100 |
| 8 | 31031 | 11/100 |
Most distressed Jones, GA ZIPs (0-100, 2026)
Mortgage delinquency around Jones, GA
No CFPB county sample covers Jones, GA; the metro area reading for Jones, GA (Macon-Bibb County, GA): 1.8% ninety-plus; Jones, GA area thirty-to-eighty-nine 4.0% (December 2025, Jones, GA); Georgia overall 1.3%.
Opportunity index: Jones, GA
Jones, GA index 30.7, Jones, GA phase watchlist; Jones, GA primary driver vacancy, Jones, GA second driver construction. Jones, GA components: property stress 21.0, foreclosure pressure 17.4, listing discounts 33.7, bank stress 50.5, insurance 0.0; Jones, GA pulse 32.8; Jones, GA capital opportunity 27.6; Jones, GA seven-day change +0.9%.
ZIP market phases inside Jones, GA
8 Jones, GA ZIPs carry a price-cycle phase; Jones, GA ZIPs by phase (Jones, GA), deepest drawdown first: peak, +1.5% YoY, 0.0% off peak (Jones, GA): 31061; peak, +1.2% YoY, 0.0% off peak (Jones, GA): 31038; peak, +2.0% YoY, 0.0% off peak (Jones, GA): 31031; peak, +1.0% YoY, 0.0% off peak (Jones, GA): 31033; peak, +1.0% YoY (Jones, GA): 31032, 31046, 31211, 31217.
Residential listings by Jones, GA ZIP
Jones, GA ZIPs with the most tracked Jones, GA residential listings: 31217 10 listings, 8 candidates, bank pressure 62; 31211 4 listings, 1 candidates, bank pressure 61; 31032 3 listings, 3 candidates, bank pressure 60; 31033 1 listings, 1 candidates, bank pressure 58 (Jones, GA); 31038 0 listings, 0 candidates, bank pressure 57. Jones, GA totals: 18 listings; Jones, GA candidates 13; active ZIPs 2.
Lenders with branches in Jones, GA
Jones, GA lenders by branch count: Exchange Bank (Jones, GA): stress 91, 1 branch low in Jones, GA; Vallant Bank (Jones, GA): stress 56, 1 branch low in Jones, GA; Magnolia State Bank (Jones, GA): stress 32, 1 branch low in Jones, GA.
Vacancy and permits, Jones, GA
1,086 of 11,872 Jones, GA housing units are vacant; Jones, GA permits, twelve months: 0 multifamily units in Jones, GA, 69 one-to-four unit units.
Work Jones, GA at the parcel level
Every Jones, GA parcel carries owner and address; every Jones, GA parcel carries APN; Jones, GA distress scores sit on the Jones, GA live board.
Jones, GA figures refresh with each source.
Jones, GA questions
Most distressed ZIP code in Jones County, GA?
ZIP 31046 leads Jones, GA at 21/100; next in Jones, GA: 31217 at 20/100; the Jones, GA average is 17/100.
Where does Jones County, GA rank for investment opportunity?
Jones, GA is #1,147 among all ranked counties, #81 in Georgia; the Jones, GA driver is vacancy; Jones, GA moved up 688 places.
How many mortgages are delinquent in Jones County, GA?
Jones, GA takes the metro area reading of 1.8% for December 2025; no CFPB county sample covers Jones, GA.
Which banks lend in Jones County, GA?
3 watched lenders hold Jones, GA branches; the largest Jones, GA footprints are Exchange Bank (1), Vallant Bank (1), Magnolia State Bank (1).
More on Jones, GA
Jones County, GA distress report: public-record figures for Jones, GA; not legal advice for Jones, GA; not tax or investment advice; verify every Jones, GA record before acting.