King County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
King County, WA distress report, 2026: 89 ZIPs scored in King, WA, King, WA average 31/100; the top King, WA ZIP is 98001 at 31/100; King, WA market phase peak, King, WA prices +0.4% year over year.
- King, WA ranks #2,172 nationally (opportunity index); King, WA #28 in Washington; King, WA index 27.1.
- King, WA ninety-day mortgage delinquency 0.3% in December 2025; King, WA twelve-month change +0.1%.
- King, WA ZIP phases: 89 peak.
- King, WA residential listings tracked: 673 across 60 ZIPs; King, WA candidate listings 280.
- King, WA HUD assisted properties: 95 with 7,063 units.
- King, WA lenders on watch: 8; largest King, WA footprint Wafd Bank (27 branches).
- King, WA most distressed ZIP: 98001 at 31/100.
King, WA figures: DLRadar distress index; King, WA inputs: CFPB, FHFA, HUD, FDIC; King, WA rebuilt as sources refresh.
| Rank | King, WA ZIP | Score |
|---|---|---|
| 1 | 98001 | 31/100 |
| 2 | 98002 | 31/100 |
| 3 | 98003 | 31/100 |
| 4 | 98004 | 31/100 |
| 5 | 98005 | 31/100 |
| 6 | 98006 | 31/100 |
| 7 | 98007 | 31/100 |
| 8 | 98008 | 31/100 |
| 9 | 98010 | 31/100 |
| 10 | 98011 | 31/100 |
| 11 | 98014 | 31/100 |
| 12 | 98019 | 31/100 |
Most distressed King, WA ZIPs (0-100, 2026)
Mortgage delinquency in King, WA
0.3% of King, WA mortgages were ninety-plus days late (King, WA, December 2025); King, WA thirty-to-eighty-nine days late: 0.6%; King, WA twelve-month change +0.1%; King, WA peak since 2008: 4.2% (November 2011); Washington overall 0.6%. King, WA ninety-day series: Dec 24 0.2, Jan 25 0.3, Feb 25 0.3 (King, WA), Mar 25 0.2, Apr 25 0.2, May 25 0.3 (King, WA), Jun 25 0.3, Jul 25 0.3, Aug 25 0.3 (King, WA), Sep 25 0.3, Oct 25 0.3, Nov 25 0.3 (King, WA), Dec 25 0.3.
Opportunity index: King, WA
King, WA index 27.1, King, WA phase weak; King, WA primary driver bank institutional, King, WA second driver vacancy. King, WA components: property stress 23.0, foreclosure pressure 23.4, listing discounts 27.6, bank stress 58.8, insurance 0.0; King, WA pulse 29.3; King, WA capital opportunity 24.4; King, WA seven-day change -0.1%.
ZIP market phases inside King, WA
89 King, WA ZIPs carry a price-cycle phase; King, WA ZIPs by phase (King, WA), deepest drawdown first: peak, +0.4% YoY (King, WA): 98001, 98002, 98003, 98004, King, WA 98005, 98006, 98007, 98008, King, WA 98010, 98011, 98014, 98019, King, WA 98022, 98023, 98024, 98025.
Residential listings by King, WA ZIP
King, WA ZIPs with the most tracked King, WA residential listings: 98034 33 listings, 5 candidates, bank pressure 62; 98052 33 listings, 18 candidates, bank pressure 62; 98033 26 listings, 7 candidates, bank pressure 62; 98144 22 listings, 14 candidates, bank pressure 62 (King, WA); 98042 21 listings, 8 candidates, bank pressure 62; 98006 18 listings, 7 candidates, bank pressure 62; 98011 18 listings, 7 candidates, bank pressure 62; 98032 18 listings, 12 candidates, bank pressure 62. King, WA totals: 673 listings; King, WA candidates 280; active ZIPs 60.
HUD assisted housing in King, WA
95 assisted properties with 7,063 units sit in King, WA; largest King, WA properties: Sanford Hildebrandt Towers I & Ii (Seattle) 372 units, 209 assisted; Royal Hills Apartments (Renton) 284 units, 268 assisted; Discovery Heights I (Issaquah) 253 units in King, WA; Parkway Apartments (Federal Way) 208 units; Northaven Apartments (Seattle) 198 units, 61 assisted; Stonebrook Apartments (Renton) 196 units.
Lenders with branches in King, WA
King, WA lenders by branch count: Wafd Bank (King, WA): stress 67, 27 branches low in King, WA; Banner Bank (King, WA): stress 58, 14 branches low in King, WA; Heritage Bank (King, WA): stress 58, 6 branches low in King, WA; Sound Community Bank (King, WA): stress 70, 3 branches low in King, WA; Unibank (King, WA): stress 99, 2 branches low in King, WA; Commencement Bank (King, WA): stress 74, 2 branches low in King, WA; Washington Trust Bank (King, WA): stress 68, 2 branches low in King, WA; 1st Security Bank Of Wa (King, WA): stress 64, 2 branches low in King, WA.
Vacancy and permits, King, WA
62,230 of 1,003,284 King, WA housing units are vacant; King, WA permits, twelve months: 8,348 multifamily units in King, WA, 3,060 one-to-four unit units.
Work King, WA at the parcel level
Every King, WA parcel carries owner and address; every King, WA parcel carries APN; King, WA distress scores sit on the King, WA live board.
King, WA figures refresh with each source.
King, WA questions
Most distressed ZIP code in King County, WA?
ZIP 98001 leads King, WA at 31/100; next in King, WA: 98002 at 31/100; the King, WA average is 31/100.
Where does King County, WA rank for investment opportunity?
King, WA is #2,172 among all ranked counties, #28 in Washington; the King, WA driver is bank institutional; King, WA moved up 282 places.
How many mortgages are delinquent in King County, WA?
0.3% of King, WA mortgages were ninety-plus days late in December 2025; the King, WA peak since 2008 was 4.2%.
Which banks lend in King County, WA?
8 watched lenders hold King, WA branches; the largest King, WA footprints are Wafd Bank (27), Banner Bank (14), Heritage Bank (6).
More on King, WA
King County, WA distress report: public-record figures for King, WA; not legal advice for King, WA; not tax or investment advice; verify every King, WA record before acting.