King County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in King County, Washington? DLRadar grades every King County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 King County breakdown.
- King County's most distressed ZIP is 98001 at 31/100.
- 89 ZIP codes tracked in King County, averaging 31/100 distress.
- King County reads peak — home values up 0.4% year over year.
- Vacancy runs 7.8% across King County's tracked ZIPs, with a 8.4% poverty rate.
- The typical King County home is worth about $922,645 against a ~$128,236 median income.
- Lending headwind in King County sits at 46/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 98001 | 31/100 |
| 2 | 98002 | 31/100 |
| 3 | 98003 | 31/100 |
| 4 | 98004 | 31/100 |
| 5 | 98005 | 31/100 |
| 6 | 98006 | 31/100 |
| 7 | 98007 | 31/100 |
| 8 | 98008 | 31/100 |
| 9 | 98010 | 31/100 |
| 10 | 98011 | 31/100 |
| 11 | 98014 | 31/100 |
| 12 | 98019 | 31/100 |
Most distressed ZIP codes in King County (composite distress 0-100, 2026)
What is driving King County distress
King County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 31/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
King County market phase and pricing
Phase for King County: peak (+0.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in King County
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What people ask
What is the hardest-hit ZIP in King County?
ZIP 98001 leads King County at 31/100, recomputed monthly from public records.
Where is King County in the housing cycle?
The market phase for King County is peak, prices rising 0.4% on the year — derived from the FHFA House Price Index path.
Where does the King County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 89 King County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between King County ZIP codes?
Averaging the county conceals how uneven it is. Across the King County ZIPs DLRadar ranks, scores run from 31/100 in 98001 down to 31/100 in 98019, against a King County average of 31/100. Because the gap runs to 0 points, King County rewards ZIP-level precision.
What do King County home values and vacancy say about distressed supply?
The typical King County home carries about $922,645 of value against a median household income near $128,236. Vacancy across King County's tracked ZIPs runs 7.8% and the poverty rate is 8.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against King County's foreclosure and tax-lien filings and its 46/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.