Lamar County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lamar County, AL distress report, 2026: 9 ZIPs scored in Lamar, AL, Lamar, AL average 19/100; the top Lamar, AL ZIP is 35570 at 28/100; Lamar, AL market phase expansion, Lamar, AL prices +5.0% year over year.
- Lamar, AL ranks #1,258 nationally (opportunity index); Lamar, AL #49 in Alabama; Lamar, AL index 30.2.
- Lamar, AL: no CFPB county sample; Lamar, AL non-metro area reading 1.6%.
- Lamar, AL ZIP phases: 6 expansion, 2 peak, 1 neutral.
- Lamar, AL residential listings tracked: 4 across 5 ZIPs; Lamar, AL candidate listings 0.
- Lamar, AL HUD assisted properties: 2 with 13 units.
- Lamar, AL lenders on watch: 4; largest Lamar, AL footprint Bank Of Vernon (2 branches).
- Lamar, AL most distressed ZIP: 35570 at 28/100.
Lamar, AL figures: DLRadar distress index; Lamar, AL inputs: CFPB, FHFA, HUD, FDIC; Lamar, AL rebuilt as sources refresh.
| Rank | Lamar, AL ZIP | Score |
|---|---|---|
| 1 | 35570 | 28/100 |
| 2 | 35563 | 27/100 |
| 3 | 35552 | 26/100 |
| 4 | 35555 | 20/100 |
| 5 | 35574 | 15/100 |
| 6 | 35576 | 14/100 |
| 7 | 35544 | 13/100 |
| 8 | 35586 | 13/100 |
| 9 | 35592 | 13/100 |
Most distressed Lamar, AL ZIPs (0-100, 2026)
Mortgage delinquency around Lamar, AL
No CFPB county sample covers Lamar, AL; the non-metro area reading for Lamar, AL: 1.6% ninety-plus; Lamar, AL area thirty-to-eighty-nine 4.7% (December 2025, Lamar, AL); Alabama overall 1.1%.
Opportunity index: Lamar, AL
Lamar, AL index 30.2, Lamar, AL phase watchlist; Lamar, AL primary driver vacancy, Lamar, AL second driver bank institutional. Lamar, AL components: property stress 23.2, foreclosure pressure 23.3, listing discounts 32.1, bank stress 50.2, insurance 0.0; Lamar, AL pulse 32.1; Lamar, AL capital opportunity 27.4.
ZIP market phases inside Lamar, AL
9 Lamar, AL ZIPs carry a price-cycle phase; Lamar, AL ZIPs by phase (Lamar, AL), deepest drawdown first: peak, +2.8% YoY, 1.0% off peak (Lamar, AL): 35574; peak, +3.7% YoY, 0.6% off peak (Lamar, AL): 35576; neutral, +4.5% YoY, 0.2% off peak (Lamar, AL): 35555; expansion, +5.0% YoY (Lamar, AL): 35544, 35552, 35563, 35570, Lamar, AL 35586, 35592.
Residential listings by Lamar, AL ZIP
Lamar, AL ZIPs with the most tracked Lamar, AL residential listings: 35544 2 listings, 0 candidates, bank pressure 43; 35576 2 listings, 0 candidates, bank pressure 49; 35574 0 listings, 0 candidates, bank pressure 55; 35586 0 listings, 0 candidates, bank pressure 43 (Lamar, AL); 35592 0 listings, 0 candidates, bank pressure 43. Lamar, AL totals: 4 listings; Lamar, AL candidates 0; active ZIPs 2.
HUD assisted housing in Lamar, AL
2 assisted properties with 13 units sit in Lamar, AL; largest Lamar, AL properties: Lamar Haven (Vernon) 7 units, 6 assisted; Sulligent Apartments (Sulligent) 6 units, 6 assisted.
Lenders with branches in Lamar, AL
Lamar, AL lenders by branch count: Bank Of Vernon (Lamar, AL): stress 45, 2 branches low in Lamar, AL; West Alabama Bank&Trust (Lamar, AL): stress 63, 1 branch low in Lamar, AL; First Stb Of The South Inc (Lamar, AL): stress 51, 1 branch low in Lamar, AL; First National Bank (Lamar, AL): stress 13, 1 branch low in Lamar, AL.
Vacancy and permits, Lamar, AL
2,037 of 7,123 Lamar, AL housing units are vacant.
Work Lamar, AL at the parcel level
Every Lamar, AL parcel carries owner and address; every Lamar, AL parcel carries APN; Lamar, AL distress scores sit on the Lamar, AL live board.
Lamar, AL figures refresh with each source.
Lamar, AL questions
Most distressed ZIP code in Lamar County, AL?
ZIP 35570 leads Lamar, AL at 28/100; next in Lamar, AL: 35563 at 27/100; the Lamar, AL average is 19/100.
Where does Lamar County, AL rank for investment opportunity?
Lamar, AL is #1,258 among all ranked counties, #49 in Alabama; the Lamar, AL driver is vacancy; Lamar, AL moved up 574 places.
How many mortgages are delinquent in Lamar County, AL?
Lamar, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Lamar, AL.
Which banks lend in Lamar County, AL?
4 watched lenders hold Lamar, AL branches; the largest Lamar, AL footprints are Bank Of Vernon (2), West Alabama Bank&Trust (1), First Stb Of The South Inc (1).
More on Lamar, AL
Lamar County, AL distress report: public-record figures for Lamar, AL; not legal advice for Lamar, AL; not tax or investment advice; verify every Lamar, AL record before acting.