Lawrence County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lawrence County, Illinois? DLRadar grades every Lawrence County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Lawrence County breakdown.
- Lawrence County's most distressed ZIP is 62427 at 14/100.
- 7 ZIP codes tracked in Lawrence County, averaging 11/100 distress.
- Lawrence County reads expansion — home values up 5.3% year over year.
- Vacancy runs 15.4% across Lawrence County's tracked ZIPs, with a 13.4% poverty rate.
- The typical Lawrence County home is worth about $104,486 against a ~$60,719 median income.
- Lending headwind in Lawrence County sits at 40/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62427 | 14/100 |
| 2 | 62417 | 12/100 |
| 3 | 62439 | 12/100 |
| 4 | 62460 | 12/100 |
| 5 | 62466 | 12/100 |
| 6 | 62421 | 8/100 |
| 7 | 62476 | 4/100 |
Most distressed ZIP codes in Lawrence County (composite distress 0-100, 2026)
What is driving Lawrence County distress
DLRadar builds Lawrence County's distress picture only from records anyone can pull; its ZIPs average 11/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Lawrence County market phase and pricing
Lawrence County reads expansion — home prices rose 5.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Lawrence County
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Questions about this county
Which ZIP code leads Lawrence County on distress?
ZIP 62427 leads Lawrence County at 14/100, recomputed monthly from public records.
What stage of the price cycle is Lawrence County at?
Lawrence County currently sits in expansion, with values up 5.3% year on year, based on FHFA price-index trajectory.
How is the Lawrence County data sourced?
Every Lawrence County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 Lawrence County ZIP codes that it runs on every other U.S. county, so Lawrence County's numbers are directly comparable to any other market.
How much do distress scores vary between Lawrence County ZIP codes?
A single county score papers over real variation. Across the Lawrence County ZIPs DLRadar ranks, scores run from 14/100 in 62427 down to 4/100 in 62476, against a Lawrence County average of 11/100. Because the gap runs to 10 points, Lawrence County rewards ZIP-level precision.
What do Lawrence County home values and vacancy say about distressed supply?
The typical Lawrence County home carries about $104,486 of value against a median household income near $60,719. Vacancy across Lawrence County's tracked ZIPs runs 15.4% and the poverty rate is 13.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Lawrence County's foreclosure and tax-lien filings and its 40/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.