Lawrence County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lawrence County, Indiana? DLRadar grades every Lawrence County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Lawrence County breakdown.
- Lawrence County's most distressed ZIP is 47436 at 28/100.
- 12 ZIP codes tracked in Lawrence County, averaging 24/100 distress.
- Lawrence County reads peak — home values up 4.3% year over year.
- Vacancy runs 9.4% across Lawrence County's tracked ZIPs, with a 14.7% poverty rate.
- The typical Lawrence County home is worth about $165,144 against a ~$67,099 median income.
- Lending headwind in Lawrence County sits at 64/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47436 | 28/100 |
| 2 | 47462 | 27/100 |
| 3 | 47421 | 25/100 |
| 4 | 47420 | 24/100 |
| 5 | 47437 | 24/100 |
| 6 | 47451 | 24/100 |
| 7 | 47467 | 24/100 |
| 8 | 47446 | 23/100 |
| 9 | 47452 | 23/100 |
| 10 | 47470 | 23/100 |
| 11 | 47264 | 21/100 |
| 12 | 47260 | 19/100 |
Most distressed ZIP codes in Lawrence County (composite distress 0-100, 2026)
What is driving Lawrence County distress
The Lawrence County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 24/100 ZIP average. No proprietary or modelled inputs enter the score.
Lawrence County market phase and pricing
Phase for Lawrence County: peak (+4.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Lawrence County
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What people ask
What is the most distressed ZIP code in Lawrence County, IN?
ZIP 47436 leads Lawrence County at 28/100, recomputed monthly from public records.
Is Lawrence County expanding or contracting?
The market phase for Lawrence County is peak, prices rising 4.3% on the year — derived from the FHFA House Price Index path.
Where does the Lawrence County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 12 Lawrence County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Lawrence County ZIP codes?
Averaging the county conceals how uneven it is. Across the Lawrence County ZIPs DLRadar ranks, scores run from 28/100 in 47436 down to 19/100 in 47260, against a Lawrence County average of 24/100. A spread of 9 points means Lawrence County has to be worked ZIP by ZIP.
What do Lawrence County home values and vacancy say about distressed supply?
The typical Lawrence County home carries about $165,144 of value against a median household income near $67,099. Vacancy across Lawrence County's tracked ZIPs runs 9.4% and the poverty rate is 14.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Lawrence County's foreclosure and tax-lien filings and its 64/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.