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Lee County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Lee County, Kentucky? DLRadar grades every Lee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Lee County breakdown.

  • Lee County's most distressed ZIP is 40336 at 31/100.
  • 6 ZIP codes tracked in Lee County, averaging 19/100 distress.
  • Lee County reads expansion — home values up 5.3% year over year.
  • Vacancy runs 17% across Lee County's tracked ZIPs, with a 26.8% poverty rate.
  • The typical Lee County home is worth about $92,320 against a ~$39,267 median income.
  • Lending headwind in Lee County sits at 54/100 — a forward read on distressed supply.

Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
14033631/100
24133924/100
34131117/100
44139717/100
54131414/100
64130113/100

Most distressed ZIP codes in Lee County (composite distress 0-100, 2026)

What is driving Lee County distress

Lee County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 19/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Lee County market phase and pricing

Phase for Lee County: expansion (+5.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Lee County

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Frequently asked questions

Which Lee County ZIP scores worst for distress?

ZIP 40336 leads Lee County at 31/100, recomputed monthly from public records.

Where is Lee County in the housing cycle?

FHFA price-index movement places Lee County in expansion; prices are up 5.3% over twelve months.

What are the sources behind these Lee County numbers?

Lee County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.

How much do distress scores vary between Lee County ZIP codes?

A county average hides the spread. Across the Lee County ZIPs DLRadar ranks, scores run from 31/100 in 40336 down to 13/100 in 41301, against a Lee County average of 19/100. That 18-point gap is why acquisition targeting in Lee County works at ZIP level rather than county level.

What do Lee County home values and vacancy say about distressed supply?

The typical Lee County home carries about $92,320 of value against a median household income near $39,267. Vacancy across Lee County's tracked ZIPs runs 17% and the poverty rate is 26.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Lee County's foreclosure and tax-lien filings and its 54/100 lending headwind.

Related

Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.

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