Lee County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lee County, KY distress report, 2026: 6 ZIPs scored in Lee, KY, Lee, KY average 19/100; the top Lee, KY ZIP is 40336 at 31/100; Lee, KY market phase expansion, Lee, KY prices +5.3% year over year.
- Lee, KY ranks #208 nationally (opportunity index); Lee, KY #19 in Kentucky; Lee, KY index 35.8.
- Lee, KY: no CFPB county sample; Lee, KY non-metro area reading 1.1%.
- Lee, KY ZIP phases: 5 expansion, 1 neutral.
- Lee, KY residential listings tracked: 1 across 2 ZIPs; Lee, KY candidate listings 0.
- Lee, KY HUD assisted properties: 3 with 128 units.
- Lee, KY lenders on watch: 3; largest Lee, KY footprint Farmers State Bank (1 branch).
- Lee, KY most distressed ZIP: 40336 at 31/100.
Lee, KY figures: DLRadar distress index; Lee, KY inputs: CFPB, FHFA, HUD, FDIC; Lee, KY rebuilt as sources refresh.
| Rank | Lee, KY ZIP | Score |
|---|---|---|
| 1 | 40336 | 31/100 |
| 2 | 41339 | 24/100 |
| 3 | 41311 | 17/100 |
| 4 | 41397 | 17/100 |
| 5 | 41314 | 14/100 |
| 6 | 41301 | 13/100 |
Most distressed Lee, KY ZIPs (0-100, 2026)
Mortgage delinquency around Lee, KY
No CFPB county sample covers Lee, KY; the non-metro area reading for Lee, KY: 1.1% ninety-plus; Lee, KY area thirty-to-eighty-nine 3.0% (December 2025, Lee, KY); Kentucky overall 1.0%.
Opportunity index: Lee, KY
Lee, KY index 35.8, Lee, KY phase peak_opportunity; Lee, KY primary driver vacancy, Lee, KY second driver bank institutional. Lee, KY components: property stress 32.9, foreclosure pressure 34.2, listing discounts 38.6, bank stress 65.4, insurance 0.0; Lee, KY pulse 40.3; Lee, KY capital opportunity 29.0; Lee, KY seven-day change +1.0%.
ZIP market phases inside Lee, KY
6 Lee, KY ZIPs carry a price-cycle phase; Lee, KY ZIPs by phase (Lee, KY), deepest drawdown first: neutral, +4.5% YoY (Lee, KY): 40336; expansion, +5.3% YoY (Lee, KY): 41301, 41311, 41314, 41339, Lee, KY 41397.
Residential listings by Lee, KY ZIP
Lee, KY ZIPs with the most tracked Lee, KY residential listings: 41397 1 listings, 0 candidates, bank pressure 70; 41311 0 listings, 0 candidates, bank pressure 68. Lee, KY totals: 1 listings; Lee, KY candidates 0; active ZIPs 1.
HUD assisted housing in Lee, KY
3 assisted properties with 128 units sit in Lee, KY; largest Lee, KY properties: Beattyville Manor Apartments (Beattyville) 61 units, 61 assisted; September Place Retirement Village (Beattyville) 61 units, 61 assisted; September Place Annex (Beattyville) 6 units, 6 assisted in Lee, KY.
Lenders with branches in Lee, KY
Lee, KY lenders by branch count: Farmers State Bank (Lee, KY): stress 76, 1 branch low in Lee, KY; Citizens B&T Co Of Jackson (Lee, KY): stress 68, 1 branch low in Lee, KY; Peoples Exchange Bank (Lee, KY): stress 66, 1 branch low in Lee, KY.
Vacancy and permits, Lee, KY
634 of 3,229 Lee, KY housing units are vacant.
Work Lee, KY at the parcel level
Every Lee, KY parcel carries owner and address; every Lee, KY parcel carries APN; Lee, KY distress scores sit on the Lee, KY live board.
Lee, KY figures refresh with each source.
Lee, KY questions
Most distressed ZIP code in Lee County, KY?
ZIP 40336 leads Lee, KY at 31/100; next in Lee, KY: 41339 at 24/100; the Lee, KY average is 19/100.
Where does Lee County, KY rank for investment opportunity?
Lee, KY is #208 among all ranked counties, #19 in Kentucky; the Lee, KY driver is vacancy; Lee, KY moved up 51 places.
How many mortgages are delinquent in Lee County, KY?
Lee, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Lee, KY.
Which banks lend in Lee County, KY?
3 watched lenders hold Lee, KY branches; the largest Lee, KY footprints are Farmers State Bank (1), Citizens B&T Co Of Jackson (1), Peoples Exchange Bank (1).
More on Lee, KY
Lee County, KY distress report: public-record figures for Lee, KY; not legal advice for Lee, KY; not tax or investment advice; verify every Lee, KY record before acting.