Lewis County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lewis County, NY distress report, 2026: 23 ZIPs scored in Lewis, NY, Lewis, NY average 17/100; the top Lewis, NY ZIP is 13437 at 23/100; Lewis, NY market phase expansion, Lewis, NY prices +6.0% year over year.
- Lewis, NY ranks #1,054 nationally (opportunity index); Lewis, NY #14 in New York; Lewis, NY index 31.0.
- Lewis, NY: no CFPB county sample; Lewis, NY non-metro area reading 0.8%.
- Lewis, NY ZIP phases: 23 expansion.
- Lewis, NY residential listings tracked: 20 across 16 ZIPs; Lewis, NY candidate listings 15.
- Lewis, NY HUD assisted properties: 1 with 75 units.
- Lewis, NY lenders on watch: 2; largest Lewis, NY footprint Community Bank National Assn (4 branches).
- Lewis, NY most distressed ZIP: 13437 at 23/100.
Lewis, NY figures: DLRadar distress index; Lewis, NY inputs: CFPB, FHFA, HUD, FDIC; Lewis, NY rebuilt as sources refresh.
| Rank | Lewis, NY ZIP | Score |
|---|---|---|
| 1 | 13437 | 23/100 |
| 2 | 13309 | 21/100 |
| 3 | 13471 | 21/100 |
| 4 | 13601 | 21/100 |
| 5 | 13648 | 21/100 |
| 6 | 13682 | 21/100 |
| 7 | 13316 | 20/100 |
| 8 | 13619 | 18/100 |
| 9 | 13626 | 16/100 |
| 10 | 13665 | 16/100 |
| 11 | 13305 | 15/100 |
| 12 | 13312 | 15/100 |
Most distressed Lewis, NY ZIPs (0-100, 2026)
Mortgage delinquency around Lewis, NY
No CFPB county sample covers Lewis, NY; the non-metro area reading for Lewis, NY: 0.8% ninety-plus; Lewis, NY area thirty-to-eighty-nine 3.0% (December 2025, Lewis, NY); New York overall 1.0%.
Opportunity index: Lewis, NY
Lewis, NY index 31.0, Lewis, NY phase watchlist; Lewis, NY primary driver vacancy, Lewis, NY second driver bank institutional. Lewis, NY components: property stress 25.2, foreclosure pressure 22.8, listing discounts 34.1, bank stress 49.5, insurance 0.0; Lewis, NY pulse 32.4; Lewis, NY capital opportunity 28.8; Lewis, NY seven-day change -0.4%.
ZIP market phases inside Lewis, NY
23 Lewis, NY ZIPs carry a price-cycle phase; Lewis, NY ZIPs by phase (Lewis, NY), deepest drawdown first: expansion, +6.0% YoY (Lewis, NY): 13305, 13312, 13325, 13327, Lewis, NY 13343, 13345, 13368, 13404, Lewis, NY 13433, 13473, 13489; expansion, +8.6% YoY (Lewis, NY): 13309; expansion, +8.4% YoY (Lewis, NY): 13316; expansion, +7.3% YoY (Lewis, NY): 13367; expansion, +5.9% YoY (Lewis, NY): 13437; expansion, +8.9% YoY (Lewis, NY): 13471.
Residential listings by Lewis, NY ZIP
Lewis, NY ZIPs with the most tracked Lewis, NY residential listings: 13367 5 listings, 2 candidates, bank pressure 65; 13626 3 listings, 2 candidates, bank pressure 53; 13648 3 listings, 3 candidates, bank pressure 62; 13489 2 listings, 2 candidates, bank pressure 62 (Lewis, NY); 13620 2 listings, 2 candidates, bank pressure 62; 13312 1 listings, 1 candidates, bank pressure 62; 13327 1 listings, 1 candidates, bank pressure 62; 13343 1 listings, 1 candidates, bank pressure 62. Lewis, NY totals: 20 listings; Lewis, NY candidates 15; active ZIPs 1.
HUD assisted housing in Lewis, NY
1 assisted properties with 75 units sit in Lewis, NY; largest Lewis, NY properties: Deer River Estates (Copenhagen) 75 units.
Lenders with branches in Lewis, NY
Lewis, NY lenders by branch count: Community Bank National Assn (Lewis, NY): stress 68, 4 branches low in Lewis, NY; Carthage S&L Na (Lewis, NY): stress 53, 1 branch low in Lewis, NY.
Vacancy and permits, Lewis, NY
4,527 of 15,637 Lewis, NY housing units are vacant; Lewis, NY permits, twelve months: 75 multifamily units in Lewis, NY, 85 one-to-four unit units.
Work Lewis, NY at the parcel level
Every Lewis, NY parcel carries owner and address; every Lewis, NY parcel carries APN; Lewis, NY distress scores sit on the Lewis, NY live board.
Lewis, NY figures refresh with each source.
Lewis, NY questions
Most distressed ZIP code in Lewis County, NY?
ZIP 13437 leads Lewis, NY at 23/100; next in Lewis, NY: 13309 at 21/100; the Lewis, NY average is 17/100.
Where does Lewis County, NY rank for investment opportunity?
Lewis, NY is #1,054 among all ranked counties, #14 in New York; the Lewis, NY driver is vacancy; Lewis, NY moved up 663 places.
How many mortgages are delinquent in Lewis County, NY?
Lewis, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Lewis, NY.
Which banks lend in Lewis County, NY?
2 watched lenders hold Lewis, NY branches; the largest Lewis, NY footprints are Community Bank National Assn (4), Carthage S&L Na (1).
More on Lewis, NY
Lewis County, NY distress report: public-record figures for Lewis, NY; not legal advice for Lewis, NY; not tax or investment advice; verify every Lewis, NY record before acting.