Liberty County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Liberty County, FL distress report, 2026: 3 ZIPs scored in Liberty, FL, Liberty, FL average 12/100; the top Liberty, FL ZIP is 32321 at 12/100; Liberty, FL market phase peak, Liberty, FL prices +3.8% year over year.
- Liberty, FL ranks #258 nationally (opportunity index); Liberty, FL #29 in Florida; Liberty, FL index 35.2.
- Liberty, FL: no CFPB county sample; Liberty, FL non-metro area reading 1.2%.
- Liberty, FL ZIP phases: 3 peak.
- Liberty, FL residential listings tracked: 411 across 3 ZIPs; Liberty, FL candidate listings 232.
- Liberty, FL most distressed ZIP: 32321 at 12/100.
Liberty, FL figures: DLRadar distress index; Liberty, FL inputs: CFPB, FHFA, HUD, FDIC; Liberty, FL rebuilt as sources refresh.
| Rank | Liberty, FL ZIP | Score |
|---|---|---|
| 1 | 32321 | 12/100 |
| 2 | 32334 | 12/100 |
| 3 | 32360 | 12/100 |
Most distressed Liberty, FL ZIPs (0-100, 2026)
Mortgage delinquency around Liberty, FL
No CFPB county sample covers Liberty, FL; the non-metro area reading for Liberty, FL: 1.2% ninety-plus; Liberty, FL area thirty-to-eighty-nine 3.4% (December 2025, Liberty, FL); Florida overall 1.2%.
Opportunity index: Liberty, FL
Liberty, FL index 35.2, Liberty, FL phase peak_opportunity; Liberty, FL primary driver vacancy, Liberty, FL second driver listings discount. Liberty, FL components: property stress 26.9, foreclosure pressure 28.2, listing discounts 52.9, bank stress 37.8, insurance 0.0; Liberty, FL pulse 32.6; Liberty, FL capital opportunity 39.0.
ZIP market phases inside Liberty, FL
3 Liberty, FL ZIPs carry a price-cycle phase; Liberty, FL ZIPs by phase (Liberty, FL), deepest drawdown first: peak, +3.8% YoY (Liberty, FL): 32321, 32334, 32360.
Residential listings by Liberty, FL ZIP
Liberty, FL ZIPs with the most tracked Liberty, FL residential listings: 32321 297 listings, 173 candidates, bank pressure 39; 32334 102 listings, 51 candidates, bank pressure 23; 32360 12 listings, 8 candidates, bank pressure 23. Liberty, FL totals: 411 listings; Liberty, FL candidates 232; active ZIPs 1.
Vacancy and permits, Liberty, FL
675 of 3,238 Liberty, FL housing units are vacant; Liberty, FL permits, twelve months: 0 multifamily units in Liberty, FL, 26 one-to-four unit units.
Work Liberty, FL at the parcel level
Every Liberty, FL parcel carries owner and address; every Liberty, FL parcel carries APN; Liberty, FL distress scores sit on the Liberty, FL live board; Liberty, FL lead lists by signal.
Liberty, FL figures refresh with each source.
Liberty, FL questions
Most distressed ZIP code in Liberty County, FL?
ZIP 32321 leads Liberty, FL at 12/100; next in Liberty, FL: 32334 at 12/100; the Liberty, FL average is 12/100.
Where does Liberty County, FL rank for investment opportunity?
Liberty, FL is #258 among all ranked counties, #29 in Florida; the Liberty, FL driver is vacancy; Liberty, FL moved up 1,432 places.
How many mortgages are delinquent in Liberty County, FL?
Liberty, FL takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Liberty, FL.
More on Liberty, FL
Liberty County, FL distress report: public-record figures for Liberty, FL; not legal advice for Liberty, FL; not tax or investment advice; verify every Liberty, FL record before acting.