Lincoln County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lincoln County, LA distress report, 2026: 8 ZIPs scored in Lincoln, LA, Lincoln, LA average 22/100; the top Lincoln, LA ZIP is 71235 at 25/100; Lincoln, LA market phase peak, Lincoln, LA prices +2.2% year over year.
- Lincoln, LA ranks #2,832 nationally (opportunity index); Lincoln, LA #64 in Louisiana; Lincoln, LA index 24.2.
- Lincoln, LA: no CFPB county sample; Lincoln, LA non-metro area reading 1.8%.
- Lincoln, LA ZIP phases: 7 peak, 1 recovery.
- Lincoln, LA residential listings tracked: 2 across 6 ZIPs; Lincoln, LA candidate listings 0.
- Lincoln, LA HUD assisted properties: 7 with 565 units.
- Lincoln, LA lenders on watch: 7; largest Lincoln, LA footprint Origin Bank (6 branches).
- Lincoln, LA most distressed ZIP: 71235 at 25/100.
Lincoln, LA figures: DLRadar distress index; Lincoln, LA inputs: CFPB, FHFA, HUD, FDIC; Lincoln, LA rebuilt as sources refresh.
| Rank | Lincoln, LA ZIP | Score |
|---|---|---|
| 1 | 71235 | 25/100 |
| 2 | 71245 | 25/100 |
| 3 | 71272 | 25/100 |
| 4 | 71275 | 23/100 |
| 5 | 71227 | 22/100 |
| 6 | 71270 | 21/100 |
| 7 | 71234 | 20/100 |
| 8 | 71001 | 18/100 |
Most distressed Lincoln, LA ZIPs (0-100, 2026)
Mortgage delinquency around Lincoln, LA
No CFPB county sample covers Lincoln, LA; the non-metro area reading for Lincoln, LA: 1.8% ninety-plus; Lincoln, LA area thirty-to-eighty-nine 4.3% (December 2025, Lincoln, LA); Louisiana overall 2.1%.
Opportunity index: Lincoln, LA
Lincoln, LA index 24.2, Lincoln, LA phase weak; Lincoln, LA primary driver vacancy, Lincoln, LA second driver bank institutional. Lincoln, LA components: property stress 20.9, foreclosure pressure 22.0, listing discounts 8.4, bank stress 48.9, insurance 0.0; Lincoln, LA pulse 28.5; Lincoln, LA capital opportunity 17.8; Lincoln, LA seven-day change +1.0%.
ZIP market phases inside Lincoln, LA
8 Lincoln, LA ZIPs carry a price-cycle phase; Lincoln, LA ZIPs by phase (Lincoln, LA), deepest drawdown first: peak, +0.5% YoY, 1.7% off peak (Lincoln, LA): 71001; recovery, +2.4% YoY, 1.6% off peak (Lincoln, LA): 71234; peak, +1.3% YoY, 0.9% off peak (Lincoln, LA): 71227, 71270; peak, +1.7% YoY, 0.5% off peak (Lincoln, LA): 71275; peak, +2.2% YoY, 0.1% off peak (Lincoln, LA): 71235; peak, +2.2% YoY (Lincoln, LA): 71245, 71272.
Residential listings by Lincoln, LA ZIP
Lincoln, LA ZIPs with the most tracked Lincoln, LA residential listings: 71275 2 listings, 0 candidates, bank pressure 59; 71227 0 listings, 0 candidates, bank pressure 57; 71235 0 listings, 0 candidates, bank pressure 60; 71245 0 listings, 0 candidates, bank pressure 60 (Lincoln, LA); 71270 0 listings, 0 candidates, bank pressure 54; 71272 0 listings, 0 candidates, bank pressure 60. Lincoln, LA totals: 2 listings; Lincoln, LA candidates 0; active ZIPs 1.
HUD assisted housing in Lincoln, LA
7 assisted properties with 565 units sit in Lincoln, LA; largest Lincoln, LA properties: Legacy At Cinnamon Place (Ruston) 140 units; North Village Plaza Apts (Ruston) 120 units; North Village Plaza Apartments Phase Ii (Ruston) 96 units in Lincoln, LA; Legacy At Peachtree (Ruston) 92 units; Pecan Villa (Ruston) 61 units, 60 assisted; Sparta Place (Ruston) 40 units, 40 assisted.
Lenders with branches in Lincoln, LA
Lincoln, LA lenders by branch count: Origin Bank (Lincoln, LA): stress 60, 6 branches low in Lincoln, LA; Louisiana National Bank (Lincoln, LA): stress 52, 4 branches low in Lincoln, LA; Century Next Bank (Lincoln, LA): stress 48, 2 branches low in Lincoln, LA; First Guaranty Bank (Lincoln, LA): stress 93, 1 branch low in Lincoln, LA; Winnsboro State B&T Co (Lincoln, LA): stress 59, 1 branch low in Lincoln, LA; B1bank (Lincoln, LA): stress 58, 1 branch low in Lincoln, LA; Gibsland Bank&Trust Co (Lincoln, LA): stress 42, 1 branch low in Lincoln, LA.
Vacancy and permits, Lincoln, LA
2,340 of 20,827 Lincoln, LA housing units are vacant; Lincoln, LA permits, twelve months: 0 multifamily units in Lincoln, LA, 197 one-to-four unit units.
Work Lincoln, LA at the parcel level
Every Lincoln, LA parcel carries owner and address; every Lincoln, LA parcel carries APN; Lincoln, LA distress scores sit on the Lincoln, LA live board.
Lincoln, LA figures refresh with each source.
Lincoln, LA questions
Most distressed ZIP code in Lincoln County, LA?
ZIP 71235 leads Lincoln, LA at 25/100; next in Lincoln, LA: 71245 at 25/100; the Lincoln, LA average is 22/100.
Where does Lincoln County, LA rank for investment opportunity?
Lincoln, LA is #2,832 among all ranked counties, #64 in Louisiana; the Lincoln, LA driver is vacancy; Lincoln, LA moved down 176 places.
How many mortgages are delinquent in Lincoln County, LA?
Lincoln, LA takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Lincoln, LA.
Which banks lend in Lincoln County, LA?
7 watched lenders hold Lincoln, LA branches; the largest Lincoln, LA footprints are Origin Bank (6), Louisiana National Bank (4), Century Next Bank (2).
More on Lincoln, LA
Lincoln County, LA distress report: public-record figures for Lincoln, LA; not legal advice for Lincoln, LA; not tax or investment advice; verify every Lincoln, LA record before acting.