Lincoln County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, Oregon? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 97341 at 28/100.
- 18 ZIP codes tracked in Lincoln County, averaging 27/100 distress.
- Lincoln County reads peak — home values up 1.2% year over year.
- Vacancy runs 28.1% across Lincoln County's tracked ZIPs, with a 17% poverty rate.
- The typical Lincoln County home is worth about $435,228 against a ~$62,622 median income.
- Lending headwind in Lincoln County sits at 54/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97341 | 28/100 |
| 2 | 97343 | 28/100 |
| 3 | 97357 | 28/100 |
| 4 | 97364 | 28/100 |
| 5 | 97365 | 28/100 |
| 6 | 97366 | 28/100 |
| 7 | 97367 | 28/100 |
| 8 | 97369 | 28/100 |
| 9 | 97376 | 28/100 |
| 10 | 97380 | 28/100 |
| 11 | 97388 | 28/100 |
| 12 | 97391 | 28/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
The Lincoln County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 27/100 ZIP average. No proprietary or modelled inputs enter the score.
Lincoln County market phase and pricing
The cycle in Lincoln County is peak, with values up 1.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Lincoln County
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Frequently asked questions
What is the most distressed ZIP code in Lincoln County, OR?
ZIP 97341 leads Lincoln County at 28/100, recomputed monthly from public records.
Is Lincoln County expanding or contracting?
FHFA price-index movement places Lincoln County in peak; prices are up 1.2% over twelve months.
Can the Lincoln County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 18 ZIP codes in Lincoln County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Lincoln County ZIP codes?
Averaging the county conceals how uneven it is. Across the Lincoln County ZIPs DLRadar ranks, scores run from 28/100 in 97341 down to 28/100 in 97391, against a Lincoln County average of 27/100. With 0 points between best and worst, county-level targeting in Lincoln County wastes effort.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $435,228 of value against a median household income near $62,622. Vacancy across Lincoln County's tracked ZIPs runs 28.1% and the poverty rate is 17%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Lincoln County's filings and its 54/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.