Lyon County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lyon County, Kentucky? DLRadar grades every Lyon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Lyon County breakdown.
- Lyon County's most distressed ZIP is 42445 at 27/100.
- 4 ZIP codes tracked in Lyon County, averaging 21/100 distress.
- Lyon County reads expansion — home values up 5.3% year over year.
- Vacancy runs 22% across Lyon County's tracked ZIPs, with a 12.2% poverty rate.
- The typical Lyon County home is worth about $148,250 against a ~$59,113 median income.
- Lending headwind in Lyon County sits at 58/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42445 | 27/100 |
| 2 | 42411 | 22/100 |
| 3 | 42038 | 17/100 |
| 4 | 42055 | 17/100 |
Most distressed ZIP codes in Lyon County (composite distress 0-100, 2026)
What is driving Lyon County distress
DLRadar builds Lyon County's distress picture only from records anyone can pull; its ZIPs average 21/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Lyon County market phase and pricing
Lyon County reads expansion — home prices rose 5.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Lyon County
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Frequently asked
Which ZIP code leads Lyon County on distress?
ZIP 42445 leads Lyon County at 27/100, recomputed monthly from public records.
Which phase does Lyon County sit in right now?
Lyon County is classified expansion with a 5.3% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Lyon County numbers?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 4 ZIP codes in Lyon County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Lyon County ZIP codes?
A county average hides the spread. Across the Lyon County ZIPs DLRadar ranks, scores run from 27/100 in 42445 down to 17/100 in 42055, against a Lyon County average of 21/100. With 10 points between best and worst, county-level targeting in Lyon County wastes effort.
What do Lyon County home values and vacancy say about distressed supply?
The typical Lyon County home carries about $148,250 of value against a median household income near $59,113. Vacancy across Lyon County's tracked ZIPs runs 22% and the poverty rate is 12.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Lyon County's foreclosure and tax-lien record and its 58/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.