Lyon County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lyon County, KY distress report, 2026: 4 ZIPs scored in Lyon, KY, Lyon, KY average 21/100; the top Lyon, KY ZIP is 42445 at 26/100; Lyon, KY market phase expansion, Lyon, KY prices +5.3% year over year.
- Lyon, KY ranks #898 nationally (opportunity index); Lyon, KY #61 in Kentucky; Lyon, KY index 31.6.
- Lyon, KY: no CFPB county sample; Lyon, KY non-metro area reading 1.1%.
- Lyon, KY ZIP phases: 4 expansion.
- Lyon, KY residential listings tracked: 0 across 2 ZIPs; Lyon, KY candidate listings 0.
- Lyon, KY HUD assisted properties: 1 with 44 units.
- Lyon, KY lenders on watch: 2; largest Lyon, KY footprint Fredonia Valley Bank (1 branch).
- Lyon, KY most distressed ZIP: 42445 at 26/100.
Lyon, KY figures: DLRadar distress index; Lyon, KY inputs: CFPB, FHFA, HUD, FDIC; Lyon, KY rebuilt as sources refresh.
| Rank | Lyon, KY ZIP | Score |
|---|---|---|
| 1 | 42445 | 26/100 |
| 2 | 42411 | 24/100 |
| 3 | 42038 | 17/100 |
| 4 | 42055 | 17/100 |
Most distressed Lyon, KY ZIPs (0-100, 2026)
Mortgage delinquency around Lyon, KY
No CFPB county sample covers Lyon, KY; the non-metro area reading for Lyon, KY: 1.1% ninety-plus; Lyon, KY area thirty-to-eighty-nine 3.0% (December 2025, Lyon, KY); Kentucky overall 1.0%.
Opportunity index: Lyon, KY
Lyon, KY index 31.6, Lyon, KY phase early_signal; Lyon, KY primary driver vacancy, Lyon, KY second driver bank institutional. Lyon, KY components: property stress 27.2, foreclosure pressure 28.0, listing discounts 19.7, bank stress 54.6, insurance 0.0; Lyon, KY pulse 37.8; Lyon, KY capital opportunity 22.4; Lyon, KY seven-day change -0.4%.
ZIP market phases inside Lyon, KY
4 Lyon, KY ZIPs carry a price-cycle phase; Lyon, KY ZIPs by phase (Lyon, KY), deepest drawdown first: expansion, +5.3% YoY, 0.0% off peak (Lyon, KY): 42445; expansion, +5.3% YoY (Lyon, KY): 42038, 42055, 42411.
Residential listings by Lyon, KY ZIP
Lyon, KY ZIPs with the most tracked Lyon, KY residential listings: 42038 0 listings, 0 candidates, bank pressure 66; 42055 0 listings, 0 candidates, bank pressure 66. Lyon, KY totals: 0 listings; Lyon, KY candidates 0; active ZIPs 0.
HUD assisted housing in Lyon, KY
1 assisted properties with 44 units sit in Lyon, KY; largest Lyon, KY properties: Amber Village (Eddyville) 44 units, 44 assisted.
Lenders with branches in Lyon, KY
Lyon, KY lenders by branch count: Fredonia Valley Bank (Lyon, KY): stress 74, 1 branch low in Lyon, KY; Farmers Bank&Trust Co (Lyon, KY): stress 66, 1 branch low in Lyon, KY.
Vacancy and permits, Lyon, KY
1,428 of 4,847 Lyon, KY housing units are vacant; Lyon, KY permits, twelve months: 0 multifamily units in Lyon, KY, 7 one-to-four unit units.
Work Lyon, KY at the parcel level
Every Lyon, KY parcel carries owner and address; every Lyon, KY parcel carries APN; Lyon, KY distress scores sit on the Lyon, KY live board.
Lyon, KY figures refresh with each source.
Lyon, KY questions
Most distressed ZIP code in Lyon County, KY?
ZIP 42445 leads Lyon, KY at 26/100; next in Lyon, KY: 42411 at 24/100; the Lyon, KY average is 21/100.
Where does Lyon County, KY rank for investment opportunity?
Lyon, KY is #898 among all ranked counties, #61 in Kentucky; the Lyon, KY driver is vacancy; Lyon, KY moved down 338 places.
How many mortgages are delinquent in Lyon County, KY?
Lyon, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Lyon, KY.
Which banks lend in Lyon County, KY?
2 watched lenders hold Lyon, KY branches; the largest Lyon, KY footprints are Fredonia Valley Bank (1), Farmers Bank&Trust Co (1).
More on Lyon, KY
Lyon County, KY distress report: public-record figures for Lyon, KY; not legal advice for Lyon, KY; not tax or investment advice; verify every Lyon, KY record before acting.