Madison County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Madison County, Idaho? DLRadar grades every Madison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Madison County breakdown.
- Madison County's most distressed ZIP is 83443 at 21/100.
- 8 ZIP codes tracked in Madison County, averaging 12/100 distress.
- Madison County reads peak — home values up 0.5% year over year, 2.0% off peak.
- Vacancy runs 8.8% across Madison County's tracked ZIPs, with a 13% poverty rate.
- The typical Madison County home is worth about $315,214 against a ~$61,031 median income.
- Lending headwind in Madison County sits at 38/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83443 | 21/100 |
| 2 | 83434 | 12/100 |
| 3 | 83436 | 11/100 |
| 4 | 83440 | 11/100 |
| 5 | 83445 | 11/100 |
| 6 | 83448 | 11/100 |
| 7 | 83451 | 11/100 |
| 8 | 83460 | 11/100 |
Most distressed ZIP codes in Madison County (composite distress 0-100, 2026)
What is driving Madison County distress
The Madison County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 12/100 ZIP average. No proprietary or modelled inputs enter the score.
Madison County market phase and pricing
Madison County reads peak — home prices rose 0.5% over the last year and are 2.0% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Madison County
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Frequently asked questions
What is the most distressed ZIP code in Madison County, ID?
ZIP 83443 leads Madison County at 21/100, recomputed monthly from public records.
Which phase does Madison County sit in right now?
Madison County is classified peak with a 0.5% year-over-year increase, following the FHFA House Price Index.
Where does the Madison County data come from?
Madison County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 8 ZIPs are comparable to anywhere else.
How much do distress scores vary between Madison County ZIP codes?
A county average hides the spread. Across the Madison County ZIPs DLRadar ranks, scores run from 21/100 in 83443 down to 11/100 in 83460, against a Madison County average of 12/100. That 10-point gap is why acquisition targeting in Madison County works at ZIP level rather than county level.
What do Madison County home values and vacancy say about distressed supply?
The typical Madison County home carries about $315,214 of value against a median household income near $61,031. Vacancy across Madison County's tracked ZIPs runs 8.8% and the poverty rate is 13%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Madison County's filings and its 38/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.