Madison County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Madison County, ID distress report, 2026: 8 ZIPs scored in Madison, ID, Madison, ID average 13/100; the top Madison, ID ZIP is 83443 at 22/100; Madison, ID market phase peak, Madison, ID prices +0.5% year over year.
- Madison, ID ranks #3,014 nationally (opportunity index); Madison, ID #39 in Idaho; Madison, ID index 23.0.
- Madison, ID: no CFPB county sample; Madison, ID non-metro area reading 0.6%.
- Madison, ID ZIP phases: 7 peak, 1 neutral.
- Madison, ID residential listings tracked: 5 across 5 ZIPs; Madison, ID candidate listings 3.
- Madison, ID HUD assisted properties: 3 with 293 units.
- Madison, ID lenders on watch: 2; largest Madison, ID footprint Bank Of Commerce (2 branches).
- Madison, ID most distressed ZIP: 83443 at 22/100.
Madison, ID figures: DLRadar distress index; Madison, ID inputs: CFPB, FHFA, HUD, FDIC; Madison, ID rebuilt as sources refresh.
| Rank | Madison, ID ZIP | Score |
|---|---|---|
| 1 | 83443 | 22/100 |
| 2 | 83440 | 12/100 |
| 3 | 83448 | 12/100 |
| 4 | 83460 | 12/100 |
| 5 | 83434 | 11/100 |
| 6 | 83436 | 11/100 |
| 7 | 83451 | 11/100 |
| 8 | 83445 | 10/100 |
Most distressed Madison, ID ZIPs (0-100, 2026)
Mortgage delinquency around Madison, ID
No CFPB county sample covers Madison, ID; the non-metro area reading for Madison, ID: 0.6% ninety-plus; Madison, ID area thirty-to-eighty-nine 1.8% (December 2025, Madison, ID); Idaho overall 0.6%.
Opportunity index: Madison, ID
Madison, ID index 23.0, Madison, ID phase weak; Madison, ID primary driver vacancy, Madison, ID second driver bank institutional. Madison, ID components: property stress 16.0, foreclosure pressure 18.2, listing discounts 11.3, bank stress 52.4, insurance 0.0; Madison, ID pulse 26.8; Madison, ID capital opportunity 17.2; Madison, ID seven-day change -0.1%.
ZIP market phases inside Madison, ID
8 Madison, ID ZIPs carry a price-cycle phase; Madison, ID ZIPs by phase (Madison, ID), deepest drawdown first: peak, +0.5% YoY, 2.0% off peak (Madison, ID): 83436, 83440, 83445, 83448, Madison, ID 83460, 83451; peak, +3.2% YoY, 0.6% off peak (Madison, ID): 83434; neutral, +4.2% YoY, 0.0% off peak (Madison, ID): 83443.
Residential listings by Madison, ID ZIP
Madison, ID ZIPs with the most tracked Madison, ID residential listings: 83440 5 listings, 3 candidates, bank pressure 59; 83436 0 listings, 0 candidates, bank pressure 59; 83448 0 listings, 0 candidates, bank pressure 59; 83451 0 listings, 0 candidates, bank pressure 59 (Madison, ID); 83460 0 listings, 0 candidates, bank pressure 60. Madison, ID totals: 5 listings; Madison, ID candidates 3; active ZIPs 0.
HUD assisted housing in Madison, ID
3 assisted properties with 293 units sit in Madison, ID; largest Madison, ID properties: Cougar Court Apartments (Rexburg) 149 units; Juniper Sands (Rexburg) 144 units; Providence Square (Rexburg) 0 units in Madison, ID.
Lenders with branches in Madison, ID
Madison, ID lenders by branch count: Bank Of Commerce (Madison, ID): stress 31, 2 branches low in Madison, ID; D L Evans Bank (Madison, ID): stress 66, 1 branch low in Madison, ID.
Vacancy and permits, Madison, ID
1,819 of 15,145 Madison, ID housing units are vacant; Madison, ID permits, twelve months: 335 multifamily units in Madison, ID, 434 one-to-four unit units.
Work Madison, ID at the parcel level
Every Madison, ID parcel carries owner and address; every Madison, ID parcel carries APN; Madison, ID distress scores sit on the Madison, ID live board.
Madison, ID figures refresh with each source.
Madison, ID questions
Most distressed ZIP code in Madison County, ID?
ZIP 83443 leads Madison, ID at 22/100; next in Madison, ID: 83440 at 12/100; the Madison, ID average is 13/100.
Where does Madison County, ID rank for investment opportunity?
Madison, ID is #3,014 among all ranked counties, #39 in Idaho; the Madison, ID driver is vacancy; Madison, ID moved down 141 places.
How many mortgages are delinquent in Madison County, ID?
Madison, ID takes the non-metro area reading of 0.6% for December 2025; no CFPB county sample covers Madison, ID.
Which banks lend in Madison County, ID?
2 watched lenders hold Madison, ID branches; the largest Madison, ID footprints are Bank Of Commerce (2), D L Evans Bank (1).
More on Madison, ID
Madison County, ID distress report: public-record figures for Madison, ID; not legal advice for Madison, ID; not tax or investment advice; verify every Madison, ID record before acting.