Madison County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Madison County, Indiana? DLRadar grades every Madison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Madison County breakdown.
- Madison County's most distressed ZIP is 46012 at 27/100.
- 18 ZIP codes tracked in Madison County, averaging 25/100 distress.
- Madison County reads peak — home values up 3.1% year over year.
- Vacancy runs 8.5% across Madison County's tracked ZIPs, with a 11.5% poverty rate.
- The typical Madison County home is worth about $183,900 against a ~$77,176 median income.
- Lending headwind in Madison County sits at 52/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46012 | 27/100 |
| 2 | 46001 | 26/100 |
| 3 | 46011 | 26/100 |
| 4 | 46013 | 26/100 |
| 5 | 46016 | 26/100 |
| 6 | 46017 | 26/100 |
| 7 | 46044 | 26/100 |
| 8 | 46048 | 26/100 |
| 9 | 46051 | 26/100 |
| 10 | 46056 | 26/100 |
| 11 | 46063 | 26/100 |
| 12 | 46064 | 26/100 |
Most distressed ZIP codes in Madison County (composite distress 0-100, 2026)
What is driving Madison County distress
Madison County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 25/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Madison County market phase and pricing
Phase for Madison County: peak (+3.1% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Madison County
Browse the full Madison County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
Nothing charged today · every module open, on live data.
Questions about this county
Which part of Madison County, IN scores highest for distress?
ZIP 46012 leads Madison County at 27/100, recomputed monthly from public records.
Is Madison County expanding or contracting?
FHFA price-index movement places Madison County in peak; prices are up 3.1% over twelve months.
Where does the Madison County data come from?
Each Madison County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 18 local ZIPs and every other county in the country.
How much do distress scores vary between Madison County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Madison County ZIPs DLRadar ranks, scores run from 27/100 in 46012 down to 26/100 in 46064, against a Madison County average of 25/100. That 1-point gap is why acquisition targeting in Madison County works at ZIP level rather than county level.
What do Madison County home values and vacancy say about distressed supply?
The typical Madison County home carries about $183,900 of value against a median household income near $77,176. Vacancy across Madison County's tracked ZIPs runs 8.5% and the poverty rate is 11.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Madison County's foreclosure and tax-lien record and its 52/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.