Martin County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Martin County, Florida? DLRadar grades every Martin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Martin County breakdown.
- Martin County's most distressed ZIP is 34957 at 36/100.
- 12 ZIP codes tracked in Martin County, averaging 32/100 distress.
- Martin County reads contraction — home values down 0.7% year over year, 0.8% off peak.
- Vacancy runs 19.1% across Martin County's tracked ZIPs, with a 12.1% poverty rate.
- The typical Martin County home is worth about $442,764 against a ~$88,143 median income.
- Lending headwind in Martin County sits at 45/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 34957 | 36/100 |
| 2 | 33455 | 33/100 |
| 3 | 34956 | 33/100 |
| 4 | 34990 | 33/100 |
| 5 | 34994 | 33/100 |
| 6 | 34996 | 33/100 |
| 7 | 34997 | 33/100 |
| 8 | 33438 | 32/100 |
| 9 | 33458 | 32/100 |
| 10 | 33469 | 32/100 |
| 11 | 33478 | 32/100 |
| 12 | 34974 | 24/100 |
Most distressed ZIP codes in Martin County (composite distress 0-100, 2026)
What is driving Martin County distress
The Martin County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 32/100 ZIP average. No proprietary or modelled inputs enter the score.
Martin County market phase and pricing
The cycle in Martin County is contraction, with values down 0.7% year over year and 0.8% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Martin County
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Frequently asked questions
Which Martin County ZIP scores worst for distress?
ZIP 34957 leads Martin County at 36/100, recomputed monthly from public records.
What market phase is Martin County in?
Martin County reads contraction, with home prices down 0.7% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Martin County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 12 Martin County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Martin County ZIP codes?
One county number flattens a wide range. Across the Martin County ZIPs DLRadar ranks, scores run from 36/100 in 34957 down to 24/100 in 34974, against a Martin County average of 32/100. That 12-point gap is why acquisition targeting in Martin County works at ZIP level rather than county level.
What do Martin County home values and vacancy say about distressed supply?
The typical Martin County home carries about $442,764 of value against a median household income near $88,143. Vacancy across Martin County's tracked ZIPs runs 19.1% and the poverty rate is 12.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Martin County's foreclosure and lien data and its 45/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.