Mccracken County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mccracken County, Kentucky? DLRadar grades every Mccracken County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Mccracken County breakdown.
- Mccracken County's most distressed ZIP is 42001 at 37/100.
- 7 ZIP codes tracked in Mccracken County, averaging 33/100 distress.
- Mccracken County reads expansion — home values up 11.3% year over year.
- Vacancy runs 13.4% across Mccracken County's tracked ZIPs, with a 11.9% poverty rate.
- The typical Mccracken County home is worth about $194,529 against a ~$63,996 median income.
- Lending headwind in Mccracken County sits at 57/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42001 | 37/100 |
| 2 | 42003 | 37/100 |
| 3 | 42086 | 37/100 |
| 4 | 42053 | 31/100 |
| 5 | 42069 | 30/100 |
| 6 | 42027 | 28/100 |
| 7 | 42082 | 28/100 |
Most distressed ZIP codes in Mccracken County (composite distress 0-100, 2026)
What is driving Mccracken County distress
Nothing here is estimated: Mccracken County is scored from filings alone, and its ZIPs average 33/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mccracken County market phase and pricing
Phase for Mccracken County: expansion (+11.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Mccracken County
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Questions about this county
Which ZIP code leads Mccracken County on distress?
ZIP 42001 leads Mccracken County at 37/100, recomputed monthly from public records.
How would you describe the Mccracken County market phase?
The market phase for Mccracken County is expansion, prices rising 11.3% on the year — derived from the FHFA House Price Index path.
What is this Mccracken County analysis built from?
Each Mccracken County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 7 local ZIPs and every other county in the country.
How much do distress scores vary between Mccracken County ZIP codes?
A single county score papers over real variation. Across the Mccracken County ZIPs DLRadar ranks, scores run from 37/100 in 42001 down to 28/100 in 42082, against a Mccracken County average of 33/100. With 9 points between best and worst, county-level targeting in Mccracken County wastes effort.
What do Mccracken County home values and vacancy say about distressed supply?
The typical Mccracken County home carries about $194,529 of value against a median household income near $63,996. Vacancy across Mccracken County's tracked ZIPs runs 13.4% and the poverty rate is 11.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Mccracken County's foreclosure and tax-lien record and its 57/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.