Mccracken County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mccracken County, KY distress report, 2026: 7 ZIPs scored in Mccracken, KY, Mccracken, KY average 31/100; the top Mccracken, KY ZIP is 42001 at 36/100; Mccracken, KY market phase expansion, Mccracken, KY prices +11.3% year over year.
- Mccracken, KY ranks #30 nationally (opportunity index); Mccracken, KY #5 in Kentucky; Mccracken, KY index 39.4.
- Mccracken, KY: no CFPB county sample; Mccracken, KY non-metro area reading 1.1%.
- Mccracken, KY ZIP phases: 7 expansion.
- Mccracken, KY residential listings tracked: 112 across 3 ZIPs; Mccracken, KY candidate listings 23.
- Mccracken, KY HUD assisted properties: 8 with 406 units.
- Mccracken, KY lenders on watch: 5; largest Mccracken, KY footprint Paducah Bank&Trust Co (5 branches).
- Mccracken, KY most distressed ZIP: 42001 at 36/100.
Mccracken, KY figures: DLRadar distress index; Mccracken, KY inputs: CFPB, FHFA, HUD, FDIC; Mccracken, KY rebuilt as sources refresh.
| Rank | Mccracken, KY ZIP | Score |
|---|---|---|
| 1 | 42001 | 36/100 |
| 2 | 42003 | 36/100 |
| 3 | 42086 | 36/100 |
| 4 | 42053 | 30/100 |
| 5 | 42069 | 29/100 |
| 6 | 42082 | 27/100 |
| 7 | 42027 | 26/100 |
Most distressed Mccracken, KY ZIPs (0-100, 2026)
Mortgage delinquency around Mccracken, KY
No CFPB county sample covers Mccracken, KY; the non-metro area reading for Mccracken, KY: 1.1% ninety-plus; Mccracken, KY area thirty-to-eighty-nine 3.0% (December 2025, Mccracken, KY); Kentucky overall 1.0%.
Opportunity index: Mccracken, KY
Mccracken, KY index 39.4, Mccracken, KY phase strong_buy; Mccracken, KY primary driver construction, Mccracken, KY second driver vacancy. Mccracken, KY components: property stress 33.2, foreclosure pressure 26.4, listing discounts 47.2, bank stress 58.0, insurance 0.0; Mccracken, KY pulse 43.0; Mccracken, KY capital opportunity 34.0; Mccracken, KY seven-day change +1.3%.
ZIP market phases inside Mccracken, KY
7 Mccracken, KY ZIPs carry a price-cycle phase; Mccracken, KY ZIPs by phase (Mccracken, KY), deepest drawdown first: expansion, +11.3% YoY (Mccracken, KY): 42001, 42053, 42086; expansion, +11.2% YoY (Mccracken, KY): 42003; expansion, +5.4% YoY (Mccracken, KY): 42027; expansion, +5.8% YoY (Mccracken, KY): 42069; expansion, +5.7% YoY (Mccracken, KY): 42082.
Residential listings by Mccracken, KY ZIP
Mccracken, KY ZIPs with the most tracked Mccracken, KY residential listings: 42003 63 listings, 12 candidates, bank pressure 67; 42001 47 listings, 10 candidates, bank pressure 64; 42086 2 listings, 1 candidates, bank pressure 64. Mccracken, KY totals: 112 listings; Mccracken, KY candidates 23; active ZIPs 0.
HUD assisted housing in Mccracken, KY
8 assisted properties with 406 units sit in Mccracken, KY; largest Mccracken, KY properties: Irvin Cobb Apts. (Paducah) 104 units, 104 assisted; Paducah Highland Terr (Paducah) 92 units, 92 assisted; Lone Oak Manor (Paducah) 76 units, 76 assisted in Mccracken, KY; Brookmeade (Paducah) 40 units; Mcauley Manor (Paducah) 31 units, 31 assisted; Dublin Manor (Paducah) 29 units, 28 assisted.
Lenders with branches in Mccracken, KY
Mccracken, KY lenders by branch count: Paducah Bank&Trust Co (Mccracken, KY): stress 46, 5 branches low in Mccracken, KY; Independence Bank Of Ky (Mccracken, KY): stress 74, 3 branches low in Mccracken, KY; Community Finl Services Bk (Mccracken, KY): stress 76, 2 branches low in Mccracken, KY; Fnb Bank Inc (Mccracken, KY): stress 74, 2 branches low in Mccracken, KY; Citizens Dep Bk Arlington (Mccracken, KY): stress 52, 1 branch low in Mccracken, KY.
Vacancy and permits, Mccracken, KY
4,679 of 32,280 Mccracken, KY housing units are vacant; Mccracken, KY permits, twelve months: 41 multifamily units in Mccracken, KY, 103 one-to-four unit units.
Work Mccracken, KY at the parcel level
Every Mccracken, KY parcel carries owner and address; every Mccracken, KY parcel carries APN; Mccracken, KY distress scores sit on the Mccracken, KY live board.
Mccracken, KY figures refresh with each source.
Mccracken, KY questions
Most distressed ZIP code in Mccracken County, KY?
ZIP 42001 leads Mccracken, KY at 36/100; next in Mccracken, KY: 42003 at 36/100; the Mccracken, KY average is 31/100.
Where does Mccracken County, KY rank for investment opportunity?
Mccracken, KY is #30 among all ranked counties, #5 in Kentucky; the Mccracken, KY driver is construction; Mccracken, KY moved up 76 places.
How many mortgages are delinquent in Mccracken County, KY?
Mccracken, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Mccracken, KY.
Which banks lend in Mccracken County, KY?
5 watched lenders hold Mccracken, KY branches; the largest Mccracken, KY footprints are Paducah Bank&Trust Co (5), Independence Bank Of Ky (3), Community Finl Services Bk (2).
More on Mccracken, KY
Mccracken County, KY distress report: public-record figures for Mccracken, KY; not legal advice for Mccracken, KY; not tax or investment advice; verify every Mccracken, KY record before acting.