Mcdonough County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mcdonough County, Illinois? DLRadar grades every Mcdonough County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Mcdonough County breakdown.
- Mcdonough County's most distressed ZIP is 61450 at 15/100.
- 17 ZIP codes tracked in Mcdonough County, averaging 12/100 distress.
- Mcdonough County reads expansion — home values up 5.7% year over year.
- Vacancy runs 12.7% across Mcdonough County's tracked ZIPs, with a 12.5% poverty rate.
- The typical Mcdonough County home is worth about $99,524 against a ~$51,851 median income.
- Lending headwind in Mcdonough County sits at 64/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61450 | 15/100 |
| 2 | 61459 | 15/100 |
| 3 | 61475 | 15/100 |
| 4 | 61482 | 15/100 |
| 5 | 62374 | 15/100 |
| 6 | 62367 | 14/100 |
| 7 | 61420 | 13/100 |
| 8 | 61484 | 12/100 |
| 9 | 62326 | 12/100 |
| 10 | 61411 | 11/100 |
| 11 | 61416 | 11/100 |
| 12 | 61422 | 11/100 |
Most distressed ZIP codes in Mcdonough County (composite distress 0-100, 2026)
What is driving Mcdonough County distress
Mcdonough County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Mcdonough County market phase and pricing
Mcdonough County reads expansion — home prices rose 5.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Mcdonough County
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Questions about this county
Which Mcdonough County ZIP scores worst for distress?
ZIP 61450 leads Mcdonough County at 15/100, recomputed monthly from public records.
What stage of the price cycle is Mcdonough County at?
Mcdonough County is classified expansion with a 5.7% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Mcdonough County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 17 Mcdonough County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Mcdonough County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Mcdonough County ZIPs DLRadar ranks, scores run from 15/100 in 61450 down to 11/100 in 61422, against a Mcdonough County average of 12/100. That 4-point gap is why acquisition targeting in Mcdonough County works at ZIP level rather than county level.
What do Mcdonough County home values and vacancy say about distressed supply?
The typical Mcdonough County home carries about $99,524 of value against a median household income near $51,851. Vacancy across Mcdonough County's tracked ZIPs runs 12.7% and the poverty rate is 12.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Mcdonough County's foreclosure and tax-lien record and its 64/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.