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Where stress is building, how the cycle is turning, and what is live now.

Mcdowell County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Mcdowell County, West Virginia? DLRadar grades every Mcdowell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Mcdowell County breakdown.

  • Mcdowell County's most distressed ZIP is 24808 at 31/100.
  • 38 ZIP codes tracked in Mcdowell County, averaging 30/100 distress.
  • Mcdowell County reads expansion — home values up 8.0% year over year.
  • Vacancy runs 30.2% across Mcdowell County's tracked ZIPs, with a 27.3% poverty rate.
  • The typical Mcdowell County home is worth about $65,832 against a ~$33,377 median income.
  • Lending headwind in Mcdowell County sits at 61/100 — a forward read on distressed supply.

Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
12480831/100
22481131/100
32481331/100
42481531/100
52481631/100
62481731/100
72482631/100
82483031/100
92483131/100
102483631/100
112484331/100
122484631/100

Most distressed ZIP codes in Mcdowell County (composite distress 0-100, 2026)

What is driving Mcdowell County distress

Mcdowell County's placement in the national index rests on public filings — a 30/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Mcdowell County market phase and pricing

DLRadar places Mcdowell County in expansion; prices moved up 8.0% over the year. Longer marketing times follow, and with them the sellers worth calling.

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Questions and answers

What is the most distressed ZIP code in Mcdowell County, WV?

ZIP 24808 leads Mcdowell County at 31/100, recomputed monthly from public records.

What market phase is Mcdowell County in?

FHFA price-index movement places Mcdowell County in expansion; prices are up 8.0% over twelve months.

Can the Mcdowell County figures be verified?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 38 Mcdowell County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Mcdowell County ZIP codes?

The county figure is a blend, not a description. Across the Mcdowell County ZIPs DLRadar ranks, scores run from 31/100 in 24808 down to 31/100 in 24846, against a Mcdowell County average of 30/100. A spread of 0 points means Mcdowell County has to be worked ZIP by ZIP.

What do Mcdowell County home values and vacancy say about distressed supply?

The typical Mcdowell County home carries about $65,832 of value against a median household income near $33,377. Vacancy across Mcdowell County's tracked ZIPs runs 30.2% and the poverty rate is 27.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Mcdowell County's foreclosure and tax-lien filings and its 61/100 lending headwind.

Related

Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.

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