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Mellette County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Mellette County, South Dakota? DLRadar grades every Mellette County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 10/100. Here is the 2026 Mellette County breakdown.

  • Mellette County's most distressed ZIP is 57580 at 10/100.
  • 7 ZIP codes tracked in Mellette County, averaging 8/100 distress.
  • Mellette County reads peak — home values up 2.2% year over year, 0.4% off peak.
  • Vacancy runs 24.4% across Mellette County's tracked ZIPs, with a 37.4% poverty rate.
  • The typical Mellette County home is worth about $149,740 against a ~$57,159 median income.
  • Lending headwind in Mellette County sits at 47/100 — a forward read on distressed supply.

Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).

RankZIPComposite distress
15758010/100
2575219/100
3575609/100
4575669/100
5575596/100
6575796/100
7575856/100

Most distressed ZIP codes in Mellette County (composite distress 0-100, 2026)

What is driving Mellette County distress

DLRadar builds Mellette County's distress picture only from records anyone can pull; its ZIPs average 8/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.

Mellette County market phase and pricing

Mellette County currently sits in peak after a 2.2% gain in the past twelve months, 0.4% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.

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Frequently asked questions

Which part of Mellette County, SD scores highest for distress?

ZIP 57580 leads Mellette County at 10/100, recomputed monthly from public records.

What market phase is Mellette County in?

Phase for Mellette County: peak, tracking a 2.2% gain year over year, read off the FHFA index.

How is the Mellette County data sourced?

Mellette County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 7 ZIPs are comparable to anywhere else.

How much do distress scores vary between Mellette County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Mellette County ZIPs DLRadar ranks, scores run from 10/100 in 57580 down to 6/100 in 57585, against a Mellette County average of 8/100. The 4-point range is the argument for ZIP-level search across Mellette County.

What do Mellette County home values and vacancy say about distressed supply?

The typical Mellette County home carries about $149,740 of value against a median household income near $57,159. Vacancy across Mellette County's tracked ZIPs runs 24.4% and the poverty rate is 37.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Mellette County's foreclosure and tax-lien record and its 47/100 lending headwind.

Related

DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.

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