Menard County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Menard County, TX distress report, 2026: 4 ZIPs scored in Menard, TX, Menard, TX average 14/100; the top Menard, TX ZIP is 76854 at 16/100; Menard, TX market phase peak, Menard, TX prices +2.0% year over year.
- Menard, TX ranks #1,413 nationally (opportunity index); Menard, TX #142 in Texas; Menard, TX index 29.7.
- Menard, TX: no CFPB county sample; Menard, TX non-metro area reading 1.4%.
- Menard, TX ZIP phases: 4 peak.
- Menard, TX residential listings tracked: 0 across 2 ZIPs; Menard, TX candidate listings 0.
- Menard, TX lenders on watch: 2; largest Menard, TX footprint Avana Bank (1 branch).
- Menard, TX most distressed ZIP: 76854 at 16/100.
Menard, TX figures: DLRadar distress index; Menard, TX inputs: CFPB, FHFA, HUD, FDIC; Menard, TX rebuilt as sources refresh.
| Rank | Menard, TX ZIP | Score |
|---|---|---|
| 1 | 76854 | 16/100 |
| 2 | 76859 | 15/100 |
| 3 | 76848 | 14/100 |
| 4 | 76841 | 11/100 |
Most distressed Menard, TX ZIPs (0-100, 2026)
Mortgage delinquency around Menard, TX
No CFPB county sample covers Menard, TX; the non-metro area reading for Menard, TX: 1.4% ninety-plus; Menard, TX area thirty-to-eighty-nine 3.5% (December 2025, Menard, TX); Texas overall 1.2%.
Opportunity index: Menard, TX
Menard, TX index 29.7, Menard, TX phase early_signal; Menard, TX primary driver vacancy, Menard, TX second driver bank institutional. Menard, TX components: property stress 26.1, foreclosure pressure 27.2, bank stress 51.8, insurance 0.0; Menard, TX pulse 33.4; Menard, TX capital opportunity 24.9; Menard, TX seven-day change -0.3%.
ZIP market phases inside Menard, TX
4 Menard, TX ZIPs carry a price-cycle phase; Menard, TX ZIPs by phase (Menard, TX), deepest drawdown first: peak, +2.0% YoY (Menard, TX): 76841, 76848, 76854, 76859.
Residential listings by Menard, TX ZIP
Menard, TX ZIPs with the most tracked Menard, TX residential listings: 76848 0 listings, 0 candidates, bank pressure 49; 76859 0 listings, 0 candidates, bank pressure 55. Menard, TX totals: 0 listings; Menard, TX candidates 0; active ZIPs 0.
Lenders with branches in Menard, TX
Menard, TX lenders by branch count: Avana Bank (Menard, TX): stress 50, 1 branch low in Menard, TX; Menard Bank (Menard, TX): stress 49, 1 branch low in Menard, TX.
Vacancy and permits, Menard, TX
441 of 1,383 Menard, TX housing units are vacant.
Work Menard, TX at the parcel level
Every Menard, TX parcel carries owner and address; every Menard, TX parcel carries APN; Menard, TX distress scores sit on the Menard, TX live board.
Menard, TX figures refresh with each source.
Menard, TX questions
Most distressed ZIP code in Menard County, TX?
ZIP 76854 leads Menard, TX at 16/100; next in Menard, TX: 76859 at 15/100; the Menard, TX average is 14/100.
Where does Menard County, TX rank for investment opportunity?
Menard, TX is #1,413 among all ranked counties, #142 in Texas; the Menard, TX driver is vacancy; Menard, TX moved up 83 places.
How many mortgages are delinquent in Menard County, TX?
Menard, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Menard, TX.
Which banks lend in Menard County, TX?
2 watched lenders hold Menard, TX branches; the largest Menard, TX footprints are Avana Bank (1), Menard Bank (1).
More on Menard, TX
Menard County, TX distress report: public-record figures for Menard, TX; not legal advice for Menard, TX; not tax or investment advice; verify every Menard, TX record before acting.